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Schedule III
12 Months Ended
Dec. 31, 2024
SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Abstract]  
Schedule III
Supplementary Insurance Information

Schedule III
At December 31, 2024, 2023
Segment (in millions)
Deferred Policy
Acquisition Costs
Liability for Unpaid
Losses and Loss
Adjustment Expenses,
Future Policy Benefits
Unearned
Premiums
Policy and
Contract Claims
2024
North America Commercial$379 $39,619 $5,936 $ 
International Commercial718 16,208 5,773  
Global Personal1,063 7,899 5,340  
Other Operations(a)
(95)6,759 183 31 
$2,065 $70,485 $17,232 $31 
2023
North America Commercial$317 $39,758 $5,660 $— 
International Commercial691 17,354 5,789 — 
Global Personal1,170 8,339 5,650 — 
Other Operations(a)
(61)6,409 276 23 
$2,117 $71,860 $17,375 $23 

For the years ended December 31, 2024, 2023, and 2022
Segment (in millions)
PremiumsNet
Investment
Income
Losses and
Loss Expenses
Incurred
Amortization of
Deferred Policy
Acquisition Costs
Other
Operating
Expenses
Net
Premiums
Written
2024
North America Commercial$8,172 $
(b)
$5,713 $824 $1,087 $8,452 
International Commercial8,145 
(b)
4,463 1,018 1,437 8,364 
Global Personal7,140 
(b)
3,862 1,571 1,565 7,086 
Other Operations(a)
80 1,195 529 12 1,440  
$23,537 $4,255 $14,567 $3,425 $5,529 $23,902 
2023
North America Commercial$10,233 $
(b)
$6,323 $1,371 $1,184 $11,432 
International Commercial7,964 
(b)
4,641 943 1,378 8,168 
Global Personal6,894 
(b)
3,811 1,309 1,782 7,119 
Other Operations(a)
473 424 618 148 1,055 487 
$25,564 $3,446 $15,393 $3,771 $5,399 $27,206 
2022
North America Commercial$10,444 $
(b)
$7,218 $1,381 $1,101 $10,899 
International Commercial7,701 
(b)
4,301 938 1,323 7,877 
Global Personal7,195 
(b)
3,888 1,214 1,928 6,736 
Other Operations(a)
1,425 (12)54 12 1,807 1,248 
$26,765 $2,370 $15,461 $3,545 $6,159 $26,760 
(a)Includes consolidation and elimination entries and reconciling items from adjusted pre-tax income to pre-tax income. See Note 3 to the Consolidated Financial Statements.
(b)North America Commercial, International Commercial and Global Personal does not include Net investment income as the investment portfolio results are managed at the General Insurance level. Net investment income for General Insurance were $3,060 million, $3,022 million and $2,382 million for the years ended December 31, 2024, 2023 and 2022, respectively.