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SEGMENT INFORMATION (Details - Narrative) - segment
3 Months Ended 12 Months Ended 24 Months Ended
Jun. 30, 2015
Dec. 31, 2018
Dec. 31, 2014
Dec. 31, 2016
United Guaranty Corporation        
Segment Reporting Information [Line Items]        
Share reinsurance agreement percent quota 50.00%      
Reinsurance Ceded, Percent     50.00% 50.00%
Commissions and reimbursements Ceded, Percent 30.00%      
Losses and loss adjustment expenses incurred on covered policies, Percent 50.00%      
General Insurance        
Segment Reporting Information [Line Items]        
Number of operating segments   2    
Life and Retirement        
Segment Reporting Information [Line Items]        
Number of operating segments   4