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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details - Other significant accounting policies) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Summary of Significant Accounting Policies [Line Items]      
Cumulative effect of change in accounting principle   $ (8)  
Earning pattern of a quota share reinsurance contract 24 months    
Other income      
Proceeds from legal settlements $ 11 27 $ 44
Premiums and other receivables      
Allowance for doubtful accounts on premiums and other receivables 216 236  
Accumulated Other Comprehensive Income (Loss)      
Summary of Significant Accounting Policies [Line Items]      
Cumulative effect of change in accounting principle   (576)  
Retained Earnings      
Summary of Significant Accounting Policies [Line Items]      
Cumulative effect of change in accounting principle   $ 568  
Accounting Standards Update - Recognition and Measurement of Financial Assets and Financial Liabilities | Accumulated Other Comprehensive Income (Loss)      
Summary of Significant Accounting Policies [Line Items]      
Cumulative effect of change in accounting principle (824)    
Accounting Standards Update - Recognition and Measurement of Financial Assets and Financial Liabilities | Retained Earnings      
Summary of Significant Accounting Policies [Line Items]      
Cumulative effect of change in accounting principle 824    
Accounting Standards Update - Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income | Accumulated Other Comprehensive Income (Loss)      
Summary of Significant Accounting Policies [Line Items]      
Cumulative effect of change in accounting principle 248    
Accounting Standards Update - Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income | Retained Earnings      
Summary of Significant Accounting Policies [Line Items]      
Cumulative effect of change in accounting principle $ (248)