INSURANCE LIABILITIES (Tables)

12 Months Ended

Dec. 31, 2018

Claims Development [Line Items]

Schedule of reconciliation of activity in the liability for unpaid claims and claims adjustment expense

Years Ended December 31,
(in millions)		2018		2017		2016
Liability for unpaid loss and loss adjustment expenses, beginning of year	$	78,393	$	77,077	$	74,942
Reinsurance recoverable		(26,708)		(15,532)		(14,339)
Net Liability for unpaid loss and loss adjustment expenses, beginning of year		51,685		61,545		60,603
Losses and loss adjustment expenses incurred:
Current year		22,501		21,079		20,232
Prior years, excluding discount and amortization of deferred gain		1,429		1,565		5,788
Prior years, discount charge (benefit)		(252)		187		(422)
Prior years, amortization of deferred gain on retroactive reinsurance(a)		(395)		(284)		-
Total losses and loss adjustment expenses incurred		23,283		22,547		25,598
Losses and loss adjustment expenses paid:
Current year		(6,235)		(5,323)		(5,825)
Prior years		(19,254)		(16,241)		(16,908)
Total losses and loss adjustment expenses paid		(25,489)		(21,564)		(22,733)
Other changes:
Foreign exchange effect		(677)		788		(463)
Acquisitions(b)		3,284		23		-
Dispositions(c)		-		(360)		(1,058)
Retroactive reinsurance adjustment (net of discount)(d)		(137)		(11,294)		-
Reclassified to liabilities held for sale(e)		-		-		(402)
Total other changes		2,470		(10,843)		(1,923)
Liability for unpaid loss and loss adjustment expenses, end of year:
Net liability for unpaid losses and loss adjustment expenses		51,949		51,685		61,545
Reinsurance recoverable		31,690		26,708		15,532
Total	$	83,639	$	78,393	$	77,077

(a) Includes $51 million and $25 million for the retroactive reinsurance agreement with NICO covering U.S. asbestos exposures for the year ended December 31, 2018 and 2017, respectively.

(b)Includes amounts related to the acquisition of Glatfelter in October 2018, Validus in July 2018 and Blackboard U.S. Holdings Inc. in 2017.

(c) Includes amounts related to dispositions through the date of disposition. Includes sale of insurance operations to Fairfax, United Guaranty and Ascot Underwriting Holdings Limited, and Ascot Employees Corporate Member Limited (Ascot).

(d) Includes discount on retroactiveinsurance in the amount of $180 million and $1.5 billion for the periods ended December 31, 2018 and 2017, respectively.

(e) Represents change in loss reserves included in our sale of certain of our insurance operations and certain assets to Fairfax for the period ended December 31, 2016. Upon consummation of the sale, we retained a portion of these reserves through reinsurance arrangements.

Reconciliation of Claims Development to Liability

	Net liability forunpaid losses and loss adjustment expensesas presented in the disaggregated tables below		Reinsurance recoverable on unpaid losses and loss adjustment expensesincluded in the disaggregated tables below		Gross liability forunpaid losses and loss adjustment expenses
(in millions)
U.S. Workers' Compensation (before discount)	$	5,834	$	7,038	$	12,872
U.S. Excess Casualty		4,715		4,576		9,291
U.S. Other Casualty		4,288		4,661		8,949
U.S. Financial Lines		5,315		1,960		7,275
U.S. Property and Special risks		6,534		2,748		9,282
U.S. Personal Insurance		1,706		1,001		2,707
UK/Europe Casualty and Financial lines		7,022		1,789		8,811
UK/Europe Property and Special risks		2,988		1,251		4,239
UK/Europe and Japan Personal Insurance		2,264		553		2,817
U.S. Run-Off Long Tail Insurance Lines (before
discount)		4,835		3,689		8,524
Total	$	45,501	$	29,266	$	74,767
Reconciling Items
Discount on workers' compensation lines						(3,755)
Other product lines						8,974
Unallocated loss adjustment expenses						3,653
Total Loss Reserves					$	83,639

Reconciliation of change in net ultimate loss and loss adjustment expense to prior year development

The table below presents the reconciliation of change in net ultimates from tables above to prior year development for the year ended December 31, 2018:

	Change in Loss and Loss Adjustment Expenses Net Ultimate(a)		Re-Attribution of ADC Recovery(b)		Amortization of Deferred Gain at Inception		Prior Year Development
(in millions)
U.S. Workers' Compensation	$	(498)	$	589	$	(73)	$	18
U.S. Excess Casualty		762		(370)		(56)		336
U.S. Other Casualty		58		(26)		(51)		(19)
U.S. Financial Lines		355		(109)		(37)		209
U.S. Property and Special risks		(401)		(69)		(13)		(483)
U.S. Personal Insurance		264		(14)		(2)		248
UK/Europe Casualty and Financial lines		63		-		-		63
UK/Europe Property and Special risks		(24)		-		-		(24)
UK/Europe and Japan Personal Insurance		(116)		-		-		(116)
U.S. Run-Off Long Tail Insurance Lines		(4)		-		-		(4)
Other product lines		136		(1)		(1)		134
Subtotal, adjusted pre-tax basis	$	595	$	-	$	(233)	$	362
Remove benefit of Retroactive Reinsurance
Amortization of deferred gain at inception								233
Prior year development ceded under the Asbestos LPT								96
Prior year development ceded under the ADC								738
Total, prior years, excluding discount and amortization of deferred gain							$	1,429

• Change in net ultimate loss and LAE excludes the portion of prior year development for which we have ceded to the Asbestos Loss Portfolio Transfer (LPT) and the Adverse Development Cover (ADC), both of which are provided by NICO and are considered retroactive reinsuranceunder US GAAP. Amounts shown exclude $30 million of pre-acquisition prior year development from Validus. Validus' pre-acquisition development is included in the 10-year triangles shown above but is not included in AIG's financial results.
• Reattribution of the ADC recovery takes place annually as we model the future payments on the subject reserves covered by the ADC to determine when the aggregate payments will exceed the attachment. ADC recoverables are then reallocated by line based on payments expected to be made after attachment point is exceeded.

Schedule of development, (favorable) unfavorable, of incurred losses and loss adjustment expenses for accident year 2008 and prior by operating segment and major class of business

Years Ended December 31,
(in millions)		2018		2017		2016
2008 and prior accident year development, excluding the impact of
Adverse Development Reinsurance Agreement, by major class of
of business and driver of development:
U.S. Workers' compensation (before discount)	$	153	$	(7)	$	1,164
U.S. Excess casualty		537		164		72
U.S. Other casualty		129		(8)		398
U.S. Financial lines		(1)		(34)		54
U.S. Property and Special risks		39		11		6
U.S. Personal Insurance		2		9		(16)
UK/Europe Casualty and Financial lines		1		169		(9)
UK/Europe Property and Special risks		3		(6)		(1)
UK/Europe and Japan Personal Insurance		9		3		(4)
U.S. Run-Off Long Tail Insurance lines (before discount)		154		(44)		372
All Other including unallocated loss adjustment expenses		137		178		(7)
Total prior year unfavorable development	$	1,163	$	435	$	2,029

Schedule of historical average annual percentage claims payout on an accident year basis

Average Annual Percentage Payout of Incurred Losses by Age, Net of Reinsurance (Unaudited)
Year	1		2		3		4		5		6		7		8		9		10
U.S. Workers' compensation	13.9	%	17.3	%	12.4	%	8.9	%	7.3	%	5.0	%	3.7	%	2.7	%	2.1	%	2.4	%
U.S. Excess casualty	0.5		6.4		11.3		13.9		12.1		11.2		8.7		10.5		2.6		6.1
U.S. Other casualty	9.6		15.8		15.7		15.0		12.1		8.4		5.9		5.8		2.2		0.8
U.S. Financial lines	4.3		17.8		21.4		16.8		13.6		8.7		5.4		3.5		2.1		1.6
U.S. Property and Special risks	29.5		33.6		13.3		8.3		5.4		3.7		1.5		1.1		0.7		0.2
U.S. Personal Insurance	58.6		28.9		3.8		2.1		1.3		0.5		0.3		0.2		0.1		0.1
UK/Europe Casualty and Financial lines	8.1		16.0		13.5		12.6		10.0		8.1		7.2		5.0		3.5		3.0
UK/Europe Property and Special risks	25.7		38.6		16.8		6.5		3.3		1.8		1.0		0.5		0.3		0.2
UK/Europe and Japan Personal Insurance	56.9		26.9		8.0		3.9		2.0		1.0		0.6		0.3		0.2		0.1
U.S. Run-Off Long Tail Insurance lines	13.0		18.7		17.2		14.3		10.8		6.3		3.4		2.0		2.0		1.9

Schedule of components of the loss reserve discount

	December 31, 2018						December 31, 2017
		North America						North America
		Commercial		Legacy				Commercial		Legacy
(in millions)		Insurance		Portfolio		Total		Insurance		Portfolio		Total
U.S. workers' compensation	$	2,782	$	973	$	3,755	$	2,465	$	918	$	3,383
Retroactive reinsurance		(1,720)		-		(1,720)		(1,539)		-		(1,539)
Total reserve discount*	$	1,062	$	973	$	2,035	$	926	$	918	$	1,844

* Excludes $163 million and $173 million of discount related to certain long tail liabilities in the United Kingdom at December 31, 2018 and 2017, respectively.

Schedule of loss reserve discount and loss reserve discount benefit (charge)

Years Ended December 31,	2018						2017						2016
		North						North						North
		America						America						America
		Commercial		Legacy				Commercial		Legacy				Commercial		Legacy
(in millions)	Insurance			Portfolio		Total	Insurance			Portfolio		Total	Insurance			Portfolio		Total
Current accident year	$	119	$	-	$	119	$	114	$	-	$	114	$	177	$	-	$	177
Accretion and other
adjustments to prior
year discount		(108)		(58)		(166)		(186)		(44)		(230)		287		64		351
Effect of interest rate
changes		305		113		418		(46)		(25)		(71)		(58)		(48)		(106)
Net reserve discount
benefit (charge)		316		55		371		(118)		(69)		(187)		406		16		422
Change in discount on loss
reserves ceded under
retroactive reinsurance		(180)		-		(180)		(1,539)		-		(1,539)		-		-		-
Net change in total
reserve discount*		136		55		191		(1,657)		(69)		(1,726)		406		16		422

Excludes $(9) million and $8 million of discount related to certain long tail liabilities in the United Kingdom at December 31, 2018 and 2017, respectively.

Schedule of Policyholder contract deposits by product type

At December 31,
(in millions)		2018		2017
Policyholder contract deposits:
Fixed Annuities	$	49,695	$	49,979
Group Retirement		41,212		40,422
Life Insurance		12,829		12,448
Variable and Index Annuities		24,378		19,690
Institutional Markets		9,497		8,077
Legacy Portfolio		4,651		4,986
Total Policyholder contract deposits	$	142,262	$	135,602

U.S. Workers Compensation

Claims Development [Line Items]

Schedule of Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance

Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance
	Years Ended December 31, (dollars in millions)																							December 31, 2018
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		2018 Prior Year Development Excluding the Impact of Adverse Development Reinsurance Agreement		Total of IBNR Liabilities Plus Expected Development on Reported Losses	Cumulative Number of Reported Claims		Incurred Impact of Adverse Development Reinsurance Agreement		2018 (Net of Impact of Adverse Development Reinsurance Agreement)		Total of IBNR Liabilities Net of Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	3,466	$	3,633	$	3,608	$	3,666	$	3,639	$	3,616	$	3,606	$	3,708	$	3,714	$	3,697	$	(17)	$	421	147,504	$	(439)	$	3,258	$	(18)
2010				2,706		3,049		3,125		3,148		3,211		3,214		3,286		3,267		3,278		11		446	133,374		(467)		2,811		(21)
2011						2,901		2,953		3,091		3,158		3,113		3,152		3,156		3,177		21		490	124,855		(495)		2,682		(5)
2012								2,382		2,194		2,286		2,260		2,334		2,308		2,259		(49)		418	70,874		(466)		1,793		(48)
2013										1,932		1,880		1,950		2,060		2,032		1,974		(58)		452	46,768		(493)		1,481		(41)
2014												1,729		1,764		1,866		1,862		1,794		(68)		531	39,742		(485)		1,309		46
2015														1,708		1,864		1,866		1,814		(52)		712	35,439		(496)		1,318		216
2016																1,299		1,346		1,318		(28)		625	29,669		-		1,318		625
2017																		789		850		61		504	26,005		-		850		504
2018																				998				802	18,367		-		998		802
Total																			$	21,159	$	(179)				$	(3,341)	$	17,818
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of
Reinsurance from the table below																				(13,739)		-					-		(13,739)
Liabilities for losses and loss adjustment expenses and prior year development
before accident year 2009, net of reinsurance																				4,443		153					(2,688)		1,755
Unallocated loss adjustment expense prior year development																						77
Liabilities for losses and loss adjustment expenses and prior year loss
development, net of reinsurance																			$	11,863	$	51				$	(6,029)	$	5,834

Incurred Losses and Loss Adjustment Expenses, Undiscounted, Net of Reinsurance (including impact of ADC)
	Calendar Years EndedDecember 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	3,297	$	3,298	$	3,258	$	(40)
2010		2,821		2,818		2,811		(7)
2011		2,676		2,677		2,682		5
2012		1,819		1,814		1,793		(21)
2013		1,499		1,494		1,481		(13)
2014		1,311		1,310		1,309		(1)
2015		1,278		1,279		1,318		39
2016		1,299		1,346		1,318		(28)
2017		-		789		850		61
2018		-		-		998		-
Total	$	16,000	$	16,825	$	17,818	$	(5)
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below				-		(13,739)		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				2,258		1,755		(503)
Unallocated loss adjustment expense prior year development				-		-		10
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	5,834	$	(498)

The following table provides our attribution of our reinsurance recoverable for the ADC only (included in the table above):

	Calendar Years Ended December 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	(411)	$	(416)	$	(439)	$	(23)
2010		(465)		(449)		(467)		(18)
2011		(476)		(479)		(495)		(16)
2012		(515)		(494)		(466)		28
2013		(561)		(538)		(493)		45
2014		(555)		(552)		(485)		67
2015		(586)		(587)		(496)		91
2016		-		-		-		-
2017		-		-		-		-
2018		-		-		-		-
Total	$	(3,569)	$	(3,515)	$	(3,341)	$	174
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						-		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				(2,032)		(2,688)		(656)
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	(6,029)	$	(482)

Schedule of Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance
	Years Ended December 31, (dollars in millions)
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		Paid Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	630	$	1,328	$	1,756	$	2,120	$	2,390	$	2,621	$	2,780	$	2,887	$	2,968	$	3,058	$	-
2010				550		1,093		1,537		1,855		2,126		2,288		2,426		2,532		2,597		-
2011						519		1,129		1,561		1,884		2,129		2,285		2,388		2,451		-
2012								415		804		1,089		1,272		1,440		1,563		1,632		-
2013										282		619		879		1,067		1,214		1,287		-
2014												231		558		786		930		1,030		-
2015														234		524		725		854		-
2016																147		378		521		-
2017																		93		224		-
2018																				85		-
Total																			$	13,739	$	-

U.S. Excess Casualty

Claims Development [Line Items]

Schedule of Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance

Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance
	Years Ended December 31, (dollars in millions)																							December 31, 2018
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		2018 Prior Year Development Excluding the Impact of Adverse Development Reinsurance Agreement		Total of IBNR Liabilities Plus Expected Development on Reported Losses	Cumulative Number of Reported Claims		Incurred Impact of Adverse Development Reinsurance Agreement		2018 (Net of Impact of Adverse Development Reinsurance Agreement)		Total of IBNR Liabilities Net of Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	1,831	$	1,897	$	1,797	$	1,638	$	1,457	$	1,321	$	1,407	$	1,518	$	1,522	$	1,599	$	77	$	254	3,935	$	(191)	$	1,408	$	63
2010				1,863		2,076		2,076		1,771		1,640		1,723		1,719		1,706		1,681		(25)		331	3,687		(255)		1,426		76
2011						1,766		1,807		1,581		1,416		1,521		1,606		1,623		1,726		103		370	3,651		(290)		1,436		80
2012								1,588		1,382		1,226		1,477		1,530		1,481		1,558		77		395	3,549		(304)		1,254		91
2013										1,073		973		1,113		1,258		1,178		1,226		48		397	2,908		(301)		925		96
2014												849		968		1,157		1,135		1,219		84		541	2,381		(424)		795		117
2015														892		1,334		1,320		1,478		158		580	2,185		(464)		1,014		116
2016																790		1,029		1,055		26		703	1,550		-		1,055		703
2017																		758		905		147		555	759		-		905		555
2018																				555				512	301		-		555		512
Total																			$	13,002	$	695				$	(2,229)	$	10,773
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of
Reinsurance from the table below																				(6,877)		-					-		(6,877)
Liabilities for losses and loss adjustment expenses and prior year development
before accident year 2009, net of reinsurance																				2,205		537					(1,386)		819
Unallocated loss adjustment expense prior year development																						42
Liabilities for losses and loss adjustment expenses and prior year loss
development, net of reinsurance																			$	8,330	$	1,274				$	(3,615)	$	4,715

Incurred Losses and Loss Adjustment Expenses, Undiscounted, Net of Reinsurance (including impact of ADC)
	Calendar Years EndedDecember 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	1,352	$	1,353	$	1,408	$	55
2010		1,448		1,446		1,426		(20)
2011		1,364		1,367		1,436		69
2012		1,168		1,158		1,254		96
2013		885		869		925		56
2014		784		780		795		15
2015		898		895		1,014		119
2016		790		1,029		1,055		26
2017		-		758		905		147
2018		-		-		555		-
Total	$	8,689	$	9,655	$	10,773	$	563
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						(6,877)		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				628		819		191
Unallocated loss adjustment expense prior year development						-		8
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	4,715	$	762

The following table provides our attribution of our reinsurance recoverable for the ADC only (included in the table above):

	Calendar Years Ended December 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	(166)	$	(169)	$	(191)	$	(22)
2010		(271)		(260)		(255)		5
2011		(242)		(256)		(290)		(34)
2012		(362)		(323)		(304)		19
2013		(373)		(309)		(301)		8
2014		(373)		(355)		(424)		(69)
2015		(436)		(425)		(464)		(39)
2016		-		-		-		-
2017		-		-		-		-
2018		-		-		-		-
Total	$	(2,223)	$	(2,097)	$	(2,229)	$	(132)
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						-		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				(1,040)		(1,386)		(346)
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	(3,615)	$	(478)

Schedule of Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance
	Years Ended December 31, (dollars in millions)
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		Paid Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	8	$	69	$	249	$	449	$	624	$	788	$	965	$	1,174	$	1,212	$	1,309	$	-
2010				10		197		475		654		795		946		1,052		1,217		1,265		-
2011						5		63		225		386		716		921		1,069		1,214		-
2012								3		106		288		495		649		887		1,022		-
2013										15		104		204		382		546		661		-
2014												3		68		202		397		531		-
2015														9		192		361		668		-
2016																14		66		178		-
2017																		1		29		-
2018																				-		-
Total																			$	6,877	$	-

U.S. Other Casualty

Claims Development [Line Items]

Schedule of Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance

Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance
	Years Ended December 31, (dollars in millions)																							December 31, 2018
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		2018 Prior Year Development Excluding the Impact of Adverse Development Reinsurance Agreement		Total of IBNR Liabilities Plus Expected Development on Reported Losses	Cumulative Number of Reported Claims		Incurred Impact of Adverse Development Reinsurance Agreement		2018 (Net of Impact of Adverse Development Reinsurance Agreement)		Total of IBNR Liabilities Net of Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	2,416	$	2,517	$	2,586	$	2,582	$	2,697	$	2,818	$	2,880	$	2,863	$	2,855	$	2,884	$	29	$	166	90,390	$	(111)	$	2,773	$	55
2010				2,132		2,109		2,243		2,192		2,341		2,384		2,503		2,494		2,504		10		248	96,333		(155)		2,349		93
2011						2,052		2,222		2,321		2,458		2,601		2,639		2,596		2,533		(63)		161	75,432		(103)		2,430		58
2012								2,012		2,162		2,218		2,229		2,371		2,430		2,363		(67)		243	42,226		(168)		2,195		75
2013										1,662		1,739		1,918		2,152		2,183		2,159		(24)		316	37,105		(235)		1,924		81
2014												1,756		1,729		1,973		2,017		1,920		(97)		351	35,222		(276)		1,644		75
2015														1,340		1,778		1,847		1,749		(98)		388	32,422		(313)		1,436		75
2016																1,348		1,352		1,330		(22)		627	25,409		-		1,330		627
2017																		616		649		33		423	18,223		-		649		423
2018																				813				703	11,372		-		813		703
Total																			$	18,904	$	(299)				$	(1,361)	$	17,543
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of
Reinsurance from the table below																				(14,044)		-					-		(14,044)
Liabilities for losses and loss adjustment expenses and prior year development
before accident year 2009, net of reinsurance																				1,556		129					(767)		789
Unallocated loss adjustment expense prior year development																						43
Liabilities for losses and loss adjustment expenses and prior year loss
development, net of reinsurance																			$	6,416	$	(127)				$	(2,128)	$	4,288

Incurred Losses and Loss Adjustment Expenses, Undiscounted, Net of Reinsurance (including impact of ADC)
	Calendar Years EndedDecember 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	2,714	$	2,712	$	2,773	$	61
2010		2,363		2,361		2,349		(12)
2011		2,417		2,409		2,430		21
2012		2,208		2,220		2,195		(25)
2013		1,952		1,958		1,924		(34)
2014		1,677		1,686		1,644		(42)
2015		1,377		1,391		1,436		45
2016		1,348		1,352		1,330		(22)
2017		-		616		649		33
2018		-		-		813		-
Total	$	16,056	$	16,705	$	17,543	$	25
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						(14,044)		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				812		789		(23)
Unallocated loss adjustment expense prior year development						-		56
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	4,288	$	58

The following table provides our attribution of our reinsurance recoverable for the ADC only (included in the table above):

	Calendar Years Ended December 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	(149)	$	(143)	$	(111)	$	32
2010		(140)		(133)		(155)		(22)
2011		(222)		(187)		(103)		84
2012		(163)		(210)		(168)		42
2013		(200)		(225)		(235)		(10)
2014		(296)		(331)		(276)		55
2015		(401)		(456)		(313)		143
2016		-		-		-		-
2017		-		-		-		-
2018		-		-		-		-
Total	$	(1,571)	$	(1,685)	$	(1,361)	$	324
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						-		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				(616)		(767)		(151)
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	(2,128)	$	173

Schedule of Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance
	Years Ended December 31, (dollars in millions)
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		Paid Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	393	$	842	$	1,253	$	1,650	$	2,002	$	2,241	$	2,386	$	2,607	$	2,664	$	2,687	$	-
2010				295		661		985		1,358		1,640		1,824		1,972		2,087		2,196		-
2011						235		726		1,109		1,488		1,822		2,048		2,220		2,303		-
2012								413		743		1,048		1,395		1,690		1,882		2,023		-
2013										169		592		956		1,243		1,483		1,687		-
2014												210		621		871		1,157		1,398		-
2015														111		321		783		1,103		-
2016																77		299		491		-
2017																		51		113		-
2018																				43		-
Total																			$	14,044	$	-

U.S. Financial Lines

Claims Development [Line Items]

Schedule of Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance

Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance
	Years Ended December 31, (dollars in millions)																							December 31, 2018
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		2018 Prior Year Development Excluding the Impact of Adverse Development Reinsurance Agreement		Total of IBNR Liabilities Plus Expected Development on Reported Losses	Cumulative Number of Reported Claims		Incurred Impact of Adverse Development Reinsurance Agreement		2018 (Net of Impact of Adverse Development Reinsurance Agreement)		Total of IBNR Liabilities Net of Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	1,693	$	1,780	$	1,845	$	1,904	$	2,097	$	2,189	$	2,183	$	2,273	$	2,310	$	2,322	$	12	$	62	22,621	$	(32)	$	2,290	$	30
2010				1,552		1,509		1,406		1,366		1,370		1,472		1,514		1,541		1,540		(1)		49	20,182		(37)		1,503		12
2011						1,816		1,734		1,902		1,902		1,935		1,965		1,997		1,991		(6)		36	20,078		(26)		1,965		10
2012								1,572		1,739		1,777		1,892		1,986		1,987		2,011		24		150	20,122		(90)		1,921		60
2013										1,767		1,691		1,643		1,597		1,541		1,488		(53)		133	19,042		(89)		1,399		44
2014												1,767		1,736		1,849		1,898		1,932		34		309	17,330		(207)		1,725		102
2015														1,705		1,744		1,719		1,759		40		433	15,873		(326)		1,433		107
2016																1,593		1,841		1,967		126		688	15,734		-		1,967		688
2017																		1,560		1,662		102		1,017	14,702		-		1,662		1,017
2018																				1,637				1,402	12,936		-		1,637		1,402
Total																			$	18,309	$	278				$	(807)	$	17,502
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of
Reinsurance from the table below																				(12,253)		-					-		(12,253)
Liabilities for losses and loss adjustment expenses and prior year development
before accident year 2009, net of reinsurance																				79		(1)					(13)		66
Unallocated loss adjustment expense prior year development																						21
Liabilities for losses and loss adjustment expenses and prior year loss
development, net of reinsurance																			$	6,135	$	298				$	(820)	$	5,315

Incurred Losses and Loss Adjustment Expenses, Undiscounted, Net of Reinsurance (including impact of ADC)
	Calendar Years EndedDecember 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	2,277	$	2,284	$	2,290	$	6
2010		1,505		1,510		1,503		(7)
2011		1,941		1,947		1,965		18
2012		1,904		1,904		1,921		17
2013		1,426		1,415		1,399		(16)
2014		1,690		1,700		1,725		25
2015		1,411		1,406		1,433		27
2016		1,593		1,841		1,967		126
2017		-		1,560		1,662		102
2018		-		-		1,637		-
Total	$	13,747	$	15,567	$	17,502	$	298
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						(12,253)		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				36		66		30
Unallocated loss adjustment expense prior year development						-		27
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	5,315	$	355

The following table provides our attribution of our reinsurance recoverable for the ADC only (included in the table above):

	Calendar Years Ended December 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	4	$	(26)	$	(32)	$	(6)
2010		(9)		(31)		(37)		(6)
2011		(24)		(50)		(26)		24
2012		(82)		(83)		(90)		(7)
2013		(171)		(126)		(89)		37
2014		(159)		(198)		(207)		(9)
2015		(333)		(313)		(326)		(13)
2016		-		-		-		-
2017		-		-		-		-
2018		-		-		-		-
Total	$	(774)	$	(827)	$	(807)	$	20
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						-		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				(42)		(13)		29
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	(820)	$	49

Schedule of Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance
	Years Ended December 31, (dollars in millions)
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		Paid Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	129	$	499	$	887	$	1,273	$	1,614	$	1,838	$	1,964	$	2,056	$	2,092	$	2,129	$	-
2010				31		285		566		800		1,017		1,180		1,280		1,361		1,401		-
2011						165		494		886		1,210		1,528		1,732		1,862		1,888		-
2012								76		406		815		1,252		1,497		1,625		1,689		-
2013										43		333		686		945		1,142		1,238		-
2014												66		371		853		1,159		1,386		-
2015														66		393		792		1,051		-
2016																76		500		986		-
2017																		66		397		-
2018																				88		-
Total																			$	12,253	$	-

U.S. Property and Specialty Risks

Claims Development [Line Items]

Schedule of Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance

Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance
	Years Ended December 31, (dollars in millions)																							December 31, 2018
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		2018 Prior Year Development Excluding the Impact of Adverse Development Reinsurance Agreement		Total of IBNR Liabilities Plus Expected Development on Reported Losses	Cumulative Number of Reported Claims		Incurred Impact of Adverse Development Reinsurance Agreement		2018 (Net of Impact of Adverse Development Reinsurance Agreement)		Total of IBNR Liabilities Net of Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	2,239	$	1,986	$	1,959	$	1,961	$	1,920	$	1,900	$	1,887	$	1,894	$	1,896	$	1,896	$	-	$	22	47,707	$	(11)	$	1,885	$	11
2010				2,786		2,533		2,489		2,561		2,578		2,558		2,567		2,579		2,569		(10)		68	47,645		(18)		2,551		50
2011						3,855		3,713		3,638		3,628		3,612		3,652		3,651		3,645		(6)		56	49,597		(15)		3,630		41
2012								4,191		4,302		4,278		4,234		4,346		4,343		4,325		(18)		95	48,782		(19)		4,306		76
2013										2,526		2,545		2,402		2,449		2,463		2,465		2		73	50,165		(27)		2,438		46
2014												2,931		2,684		2,746		2,738		2,756		18		140	60,612		(64)		2,692		76
2015														3,116		2,970		2,916		2,894		(22)		221	58,936		(87)		2,807		134
2016																3,168		3,193		3,117		(76)		366	53,727		-		3,117		366
2017																		5,246		4,796		(450)		866	77,335		-		4,796		866
2018																				3,712				1,609	56,580		-		3,712		1,609
Total																			$	32,175	$	(562)				$	(241)		31,934
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of
Reinsurance from the table below																				(25,689)		-					-		(25,689)
Liabilities for losses and loss adjustment expenses and prior year development
before accident year 2009, net of reinsurance																				362		39					(73)		289
Unallocated loss adjustment expense prior year development																						26
Liabilities for losses and loss adjustment expenses and prior year loss
development, net of reinsurance																			$	6,848	$	(497)				$	(314)		6,534

Incurred Losses and Loss Adjustment Expenses, Undiscounted, Net of Reinsurance (including impact of ADC)
	Calendar Years EndedDecember 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	1,882	$	1,883	$	1,885	$	2
2010		2,558		2,561		2,551		(10)
2011		3,632		3,632		3,630		(2)
2012		4,319		4,318		4,306		(12)
2013		2,422		2,425		2,438		13
2014		2,679		2,677		2,692		15
2015		2,829		2,818		2,807		(11)
2016		3,168		3,193		3,117		(76)
2017		-		5,246		4,796		(450)
2018		-		-		3,712		-
Total	$	23,489	$	28,753	$	31,934	$	(531)
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						(25,689)		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				244		289		45
Unallocated loss adjustment expense prior year development						-		58
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	6,534	$	(428)

The following table provides our attribution of our reinsurance recoverable for the ADC only (included in the table above):

	Calendar Years Ended December 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	(12)	$	(13)	$	(11)	$	2
2010		(9)		(18)		(18)		-
2011		(20)		(19)		(15)		4
2012		(27)		(25)		(19)		6
2013		(27)		(38)		(27)		11
2014		(67)		(61)		(64)		(3)
2015		(141)		(98)		(87)		11
2016		-		-		-		-
2017		-		-		-		-
2018		-		-		-		-
Total	$	(303)	$	(272)	$	(241)	$	31
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						-		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				(79)		(73)		6
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	(314)	$	37

Schedule of Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance
	Years Ended December 31, (dollars in millions)
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		Paid Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	551	$	1,160	$	1,442	$	1,626	$	1,731	$	1,793	$	1,816	$	1,838	$	1,853	$	1,857	$	-
2010				757		1,574		1,911		2,113		2,247		2,371		2,440		2,476		2,492		-
2011						1,021		2,336		2,920		3,183		3,384		3,481		3,529		3,560		-
2012								842		2,716		3,420		3,785		4,001		4,137		4,170		-
2013										736		1,578		1,855		2,056		2,203		2,317		-
2014												901		1,748		2,083		2,296		2,434		-
2015														1,045		1,866		2,228		2,484		-
2016																1,018		2,039		2,367		-
2017																		1,356		2,941		-
2018																				1,067		-
Total																			$	25,689	$	-

U.S. Personal Insurance

Claims Development [Line Items]

Schedule of Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance

Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance
	Years Ended December 31, (dollars in millions)																							December 31, 2018
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		2018 Prior Year Development Excluding the Impact of Adverse Development Reinsurance Agreement		Total of IBNR Liabilities Plus Expected Development on Reported Losses	Cumulative Number of Reported Claims		Incurred Impact of Adverse Development Reinsurance Agreement		2018 (Net of Impact of Adverse Development Reinsurance Agreement)		Total of IBNR Liabilities Net of Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	1,763	$	1,697	$	1,649	$	1,663	$	1,664	$	1,664	$	1,668	$	1,667	$	1,671	$	1,672	$	1	$	3	376,026	$	(1)	$	1,671	$	2
2010				1,843		1,809		1,819		1,819		1,820		1,819		1,817		1,817		1,815		(2)		1	422,639		(1)		1,814		-
2011						1,886		1,908		1,896		1,891		1,890		1,886		1,881		1,879		(2)		1	412,893		(1)		1,878		-
2012								2,208		2,128		2,109		2,083		2,077		2,094		2,095		1		2	403,738		(2)		2,093		-
2013										1,887		1,816		1,803		1,782		1,780		1,776		(4)		3	334,879		(2)		1,774		1
2014												1,552		1,562		1,572		1,572		1,583		11		20	274,205		(12)		1,571		8
2015														1,511		1,498		1,494		1,483		(11)		13	259,543		(11)		1,472		2
2016																1,536		1,533		1,533		-		38	244,935		-		1,533		38
2017																		2,028		2,287		259		359	213,741		-		2,287		359
2018																				2,188				723	73,321		-		2,188		723
Total																			$	18,311	$	253				$	(30)		18,281
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of
Reinsurance from the table below																				(16,500)		-					-		(16,500)
Liabilities for losses and loss adjustment expenses and prior year development
before accident year 2009, net of reinsurance																				(73)		2					(2)		(75)
Unallocated loss adjustment expense prior year development																						-
Liabilities for losses and loss adjustment expenses and prior year loss
development, net of reinsurance																			$	1,738	$	255				$	(32)		1,706

Incurred Losses and Loss Adjustment Expenses, Undiscounted, Net of Reinsurance (including impact of ADC)
	Calendar Years EndedDecember 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	1,670	$	1,671	$	1,671	$	-
2010		1,816		1,816		1,814		(2)
2011		1,881		1,880		1,878		(2)
2012		2,088		2,091		2,093		2
2013		1,774		1,774		1,774		-
2014		1,564		1,564		1,571		7
2015		1,476		1,475		1,472		(3)
2016		1,536		1,533		1,533		-
2017		-		2,028		2,287		259
2018		-		-		2,188		-
Total	$	13,805	$	15,832	$	18,281	$	261
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						(16,500)		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				(77)		(75)		2
Unallocated loss adjustment expense prior year development						-		1
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	1,706	$	264

The following table provides our attribution of our reinsurance recoverable for the ADC only (included in the table above):

	Calendar Years Ended December 31,(in millions)							Change in Incurred Loss and ALAE
Accident Year		2016		2017		2018
	Unaudited
2009	$	3	$	-	$	(1)	$	(1)
2010		(1)		(1)		(1)		-
2011		(5)		(1)		(1)		-
2012		11		(3)		(2)		1
2013		(8)		(6)		(2)		4
2014		(8)		(8)		(12)		(4)
2015		(22)		(19)		(11)		8
2016		-		-		-		-
2017		-		-		-		-
2018		-		-		-		-
Total	$	(30)	$	(38)	$	(30)	$	8
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below						-		-
Liabilities for losses and allocated loss adjustment expenses before 2009, net of reinsurance				(2)		(2)		-
Liabilities for losses and loss adjustment expenses and prior year loss development, net of reinsurance					$	(32)	$	8

Schedule of Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance
	Years Ended December 31, (dollars in millions)
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		Paid Impact of Adverse Development Reinsurance Agreement
	Unaudited
2009	$	1,129	$	1,563	$	1,567	$	1,618	$	1,639	$	1,650	$	1,658	$	1,663	$	1,664	$	1,667	$	-
2010				1,205		1,669		1,736		1,772		1,794		1,803		1,808		1,810		1,812		-
2011						1,204		1,752		1,814		1,840		1,860		1,869		1,873		1,874		-
2012								1,238		1,936		1,996		2,035		2,065		2,079		2,085		-
2013										1,109		1,634		1,705		1,744		1,759		1,766		-
2014												959		1,380		1,463		1,507		1,536		-
2015														931		1,320		1,411		1,439		-
2016																857		1,344		1,422		-
2017																		941		1,672		-
2018																				1,227		-
Total																			$	16,500	$	-

Europe Casualty and Financial Lines

Claims Development [Line Items]

Schedule of Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance

Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance*
	Years Ended December 31, (dollars in millions)																							December 31, 2018
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		2018 Prior Year Development		Total of IBNR Liabilities Plus Expected Development on Reported Losses	Cumulative Number of Reported Claims
	Unaudited
2009	$	1,825	$	1,741	$	1,721	$	1,786	$	1,822	$	1,833	$	1,841	$	1,923	$	1,957	$	1,952	$	(5)	$	86	237,608
2010				1,421		1,376		1,383		1,403		1,330		1,365		1,330		1,399		1,404		5		66	275,528
2011						1,361		1,307		1,375		1,409		1,493		1,494		1,540		1,557		17		71	265,751
2012								1,183		1,153		1,108		1,172		1,209		1,185		1,245		60		78	219,045
2013										1,190		1,241		1,211		1,182		1,237		1,223		(14)		116	186,848
2014												1,262		1,247		1,279		1,289		1,242		(47)		252	177,454
2015														1,321		1,484		1,514		1,514		-		453	191,382
2016																1,538		1,686		1,754		68		565	227,036
2017																		1,558		1,530		(28)		871	241,031
2018																				1,518				1,118	212,169
Total																			$	14,939	$	56
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of
Reinsurance from the table below																				(8,529)		-
Liabilities for losses and loss adjustment expenses and prior year development
before accident year 2009, net of reinsurance																				612		1
Unallocated loss adjustment expense prior year development																						1
Liabilities for losses and loss adjustment expenses and prior year loss
development, net of reinsurance																			$	7,022	$	58
* The losses reported in the table are not covered by the Adverse Development Reinsurance Agreement.

Schedule of Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance*
	Years Ended December 31, (dollars in millions)
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018
	Unaudited
2009	$	180	$	430	$	689	$	924	$	1,088	$	1,220	$	1,383	$	1,519	$	1,621	$	1,680
2010				139		395		606		775		909		1,003		1,069		1,124		1,148
2011						133		362		543		779		923		1,063		1,177		1,242
2012								115		320		464		642		774		864		969
2013										100		363		525		676		823		954
2014												83		290		480		620		747
2015														83		285		501		671
2016																145		427		671
2017																		108		322
2018																				125
Total																			$	8,529
* The losses reported in the table are not covered by the Adverse Development Reinsurance Agreement.

Europe Property and Special Risks

Claims Development [Line Items]

Schedule of Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance

Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance*
	Years Ended December 31, (dollars in millions)																							December 31, 2018
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		2018 Prior Year Development		Total of IBNR Liabilities Plus Expected Development on Reported Losses	Cumulative Number of Reported Claims
	Unaudited
2009	$	1,244	$	1,090	$	1,060	$	1,009	$	992	$	986	$	971	$	973	$	970	$	950	$	(20)	$	4	46,280
2010				1,679		1,544		1,388		1,327		1,304		1,283		1,280		1,281		1,282		1		1	50,111
2011						1,416		1,339		1,225		1,191		1,161		1,150		1,151		1,145		(6)		8	50,560
2012								1,323		1,226		1,161		1,137		1,118		1,128		1,117		(11)		3	45,379
2013										1,460		1,450		1,340		1,320		1,310		1,304		(6)		(3)	44,711
2014												1,564		1,578		1,566		1,553		1,564		11		27	53,009
2015														1,729		1,685		1,698		1,676		(22)		40	58,471
2016																1,644		1,698		1,738		40		58	59,513
2017																		1,923		1,913		(10)		148	54,052
2018																				1,564				570	34,370
Total																			$	14,253	$	(23)
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of
Reinsurance from the table below																				(11,305)		-
Liabilities for losses and loss adjustment expenses and prior year development
before accident year 2009, net of reinsurance																				40		3
Unallocated loss adjustment expense prior year development																						(2)
Liabilities for losses and loss adjustment expenses and prior year loss
development, net of reinsurance																			$	2,988	$	(22)
* The losses reported in the table are not covered by the Adverse Development Reinsurance Agreement.

Schedule of Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance*
	Years Ended December 31, (dollars in millions)
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018
	Unaudited
2009	$	272	$	624	$	780	$	854	$	896	$	910	$	927	$	931	$	933	$	935
2010				413		900		1,077		1,168		1,207		1,236		1,245		1,252		1,258
2011						339		778		969		1,045		1,068		1,085		1,094		1,101
2012								280		725		917		985		1,031		1,057		1,066
2013										334		839		1,079		1,158		1,209		1,229
2014												336		972		1,270		1,345		1,385
2015														402		1,035		1,335		1,449
2016																475		1,178		1,442
2017																		396		1,098
2018																				342
Total																			$	11,305
* The losses reported in the table are not covered by the Adverse Development Reinsurance Agreement.

Europe and Japan Personal Insurance

Claims Development [Line Items]

Schedule of Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance

Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance*
	Years Ended December 31, (dollars in millions)																							December 31, 2018
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		2018 Prior Year Development		Total of IBNR Liabilities Plus Expected Development on Reported Losses	Cumulative Number of Reported Claims
	Unaudited
2009	$	3,037	$	2,979	$	2,973	$	2,992	$	2,980	$	2,976	$	2,971	$	2,972	$	2,973	$	2,971	$	(2)	$	2	1,606,155
2010				2,945		2,993		2,994		2,982		2,983		2,977		3,005		3,009		3,007		(2)		5	1,819,899
2011						3,241		3,301		3,267		3,269		3,258		3,262		3,261		3,261		-		5	1,777,851
2012								2,856		2,838		2,819		2,804		2,813		2,814		2,811		(3)		8	1,730,053
2013										2,705		2,706		2,671		2,672		2,669		2,663		(6)		12	1,736,129
2014												2,668		2,677		2,660		2,651		2,643		(8)		19	1,792,742
2015														2,738		2,714		2,702		2,694		(8)		38	1,771,419
2016																2,690		2,656		2,643		(13)		83	1,791,483
2017																		2,631		2,548		(83)		170	1,691,824
2018																				3,089				641	1,636,511
Total																			$	28,330	$	(125)
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of
Reinsurance from the table below																				(26,111)		-
Liabilities for losses and loss adjustment expenses and prior year development
before accident year 2009, net of reinsurance																				45		9
Unallocated loss adjustment expense prior year development																						-
Liabilities for losses and loss adjustment expenses and prior year loss
development, net of reinsurance																			$	2,264	$	(116)
* The losses reported in the table are not covered by the Adverse Development Reinsurance Agreement.

Schedule of Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance*
	Years Ended December 31, (dollars in millions)
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018
	Unaudited
2009	$	1,714	$	2,491	$	2,732	$	2,840	$	2,894	$	2,923	$	2,939	$	2,951	$	2,957	$	2,959
2010				1,690		2,480		2,723		2,833		2,889		2,924		2,943		2,954		2,961
2011						1,971		2,766		2,999		3,111		3,174		3,203		3,219		3,228
2012								1,596		2,335		2,562		2,668		2,724		2,754		2,770
2013										1,483		2,217		2,432		2,537		2,593		2,623
2014												1,457		2,194		2,413		2,523		2,579
2015														1,478		2,235		2,456		2,574
2016																1,478		2,199		2,416
2017																		1,446		2,156
2018																				1,845
Total																			$	26,111
* The losses reported in the table are not covered by the Adverse Development Reinsurance Agreement.

U.S. Run-Off Long Tail Insurance Lines

Claims Development [Line Items]

Schedule of Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance

Incurred Losses and Allocated Loss Adjustment Expenses, Undiscounted and Net of Reinsurance*
	Years Ended December 31, (dollars in millions)																							December 31, 2018
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018		2018 Prior Year Development		Total of IBNR Liabilities Plus Expected Development on Reported Losses	Cumulative Number of Reported Claims
	Unaudited
2009	$	553	$	532	$	544	$	579	$	635	$	602	$	599	$	580	$	576	$	584	$	8	$	76	16,251
2010				640		528		534		557		585		582		611		565		559		(6)		52	8,530
2011						534		542		576		641		676		685		700		687		(13)		83	7,816
2012								629		678		741		786		751		752		702		(50)		49	4,070
2013										482		533		589		570		528		511		(17)		51	2,547
2014												379		475		453		459		383		(76)		76	2,346
2015														439		523		550		503		(47)		85	2,357
2016																294		285		274		(11)		53	1,646
2017																		197		238		41		147	640
2018																				76				35	282
Total																			$	4,517	$	(171)
Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of
Reinsurance from the table below																				(3,256)		-
Liabilities for losses and loss adjustment expenses and prior year development
before accident year 2009, net of reinsurance																				3,574		154
Unallocated loss adjustment expense prior year development																						13
Liabilities for losses and loss adjustment expenses and prior year loss
development, net of reinsurance																			$	4,835	$	(4)
* The losses reported in the table are not covered by the Adverse Development Reinsurance Agreement.

Schedule of Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance*
	Years Ended December 31, (dollars in millions)
Accident Year		2009		2010		2011		2012		2013		2014		2015		2016		2017		2018
	Unaudited
2009	$	42	$	134	$	231	$	286	$	368	$	409	$	429	$	447	$	461	$	472
2010				57		149		243		321		404		435		455		464		473
2011						21		140		259		385		449		532		549		559
2012								86		194		286		414		481		498		525
2013										87		154		261		321		368		390
2014												21		96		185		233		262
2015														35		132		238		320
2016																53		140		163
2017																		13		59
2018																				33
Total																			$	3,256
* The losses reported in the table are not covered by the Adverse Development Reinsurance Agreement.