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INSURANCE LIABILITIES (Details - Discounting of Reserves) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Discounting of Reserves [Line Items]      
Tabular Discount Rate 3.50%    
Workers Compensation Tabular Discount Amount $ 603    
Workers Compensation Non Tabular Discount Amount 1,400    
U.S. Workers' compensation 3,755 $ 3,383  
Retroactive Reinsurance (1,720) (1,539)  
Total reserve discount 2,035 1,844  
Current accident year 119 114 $ 177
Accretion and other adjustments to prior year discount (166) (230) 351
Effect of interest rate changes 418 (71) (106)
Net reserve discount benefit (charge) 371 (187) 422
Amount transferred to run-off insurance lines 0 0 0
Change in discount on loss reserves ceded under retroactive reinsurance (180) (1,539) 0
Net change in total reserve discount 191 (1,726) 422
North America Commerical Insurance      
Discounting of Reserves [Line Items]      
U.S. Workers' compensation 2,782 2,465  
Retroactive Reinsurance (1,720) (1,539)  
Total reserve discount 1,062 926  
Current accident year 119 114 177
Accretion and other adjustments to prior year discount (108) (186) 287
Effect of interest rate changes 305 (46) (58)
Net reserve discount benefit (charge) 316 (118) 406
Amount transferred to run-off insurance lines 0 0 0
Change in discount on loss reserves ceded under retroactive reinsurance (180) (1,539) 0
Net change in total reserve discount 136 (1,657) 406
Legacy General Insrance Run-Off Lines      
Discounting of Reserves [Line Items]      
U.S. Workers' compensation 973 918  
Retroactive Reinsurance 0 0  
Total reserve discount 973 918  
Current accident year 0 0 0
Accretion and other adjustments to prior year discount (58) (44) 64
Effect of interest rate changes 113 (25) (48)
Net reserve discount benefit (charge) 55 (69) 16
Amount transferred to run-off insurance lines 0 0 0
Change in discount on loss reserves ceded under retroactive reinsurance 0 0 0
Net change in total reserve discount $ 55 (69) $ 16
New York      
Discounting of Reserves [Line Items]      
Nontabular discount rate 5.00%    
Pennsylvania | Accident Year 2001 And prior      
Discounting of Reserves [Line Items]      
Nontabular discount rate 6.00%    
United Kingdom      
Discounting of Reserves [Line Items]      
Total reserve discount $ 163 173  
Net change in total reserve discount $ (9) $ 8