VARIABLE LIFE AND ANNUITY CONTRACTS (Details - GMDB, GMIB, GMWB and GMAV) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Assumptions and methodology used to determine the GMDB liability
Fair value of embedded derivatives, liability	$ 4,802	$ 4,048
Embedded derivatives
Assumptions and methodology used to determine the GMDB liability
Fair value of embedded derivatives, liability	3,100	2,300
Guaranteed minimum death benefits (GMDB) and Guaranteed minimum income benefits (GMIB)
Changes in GMDB and GMIB liabilities for guarantees on variable contracts reflected in the general account
Balance at the beginning of the period	491	420	$ 394
Reserve increase (decrease)	(32)	127	93
Benefits paid	(57)	(56)	(67)
Balance at the end of the period	402	491	$ 420
Guaranteed minimum account value benefits (GMAB) and Guaranteed minimum withdrawal benefits (GMWB)
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Account value	41,000	38,000
Net amount at risk	834	640
Guaranteed minimum account value benefits (GMAB) and Guaranteed minimum withdrawal benefits (GMWB) | Embedded derivatives
Assumptions and methodology used to determine the GMDB liability
Fair value of embedded derivatives, liability	1,800	1,200
Variable contract, net deposits plus a minimum return | Guaranteed minimum death benefits (GMDB)
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Account value	91	87
Net amount at risk	$ 1	$ 2
Average attained age of contract holders by product	63 years	63 years
Variable contract, net deposits plus a minimum return | Guaranteed minimum death benefits (GMDB) | Minimum
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Range of guaranteed minimum return rates (as a percent)	0.00%	0.00%
Variable annuity contract, highest contract value attained | Guaranteed minimum death benefits (GMDB)
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Account value	$ 16	$ 16
Net amount at risk	$ 1	$ 1
Average attained age of contract holders by product	68 years	69 years
Variable annuity contract, highest contract value attained | Guaranteed minimum death benefits (GMDB) | Maximum
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Range of guaranteed minimum return rates (as a percent)	4.50%	4.50%