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REINSURANCE (Details - Short-Duration Reinsurance) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Premiums Written        
Direct $ 38,579 $ 42,931 $ 43,425  
Assumed 2,947 2,979 3,419  
Ceded (8,350) (8,360) (8,979)  
Net Amount 33,176 37,550 37,865  
Premiums earned:        
Net 34,393 36,655 37,254  
Reinsurance recoveries, which reduced policyholder benefits and claims incurred       $ 17,231
Short-duration insurance        
Premiums Written        
Direct 33,970 37,698 39,375  
Assumed 2,824 2,972 3,399  
Ceded (7,561) (7,604) (8,318)  
Net Amount 29,233 33,066 34,456  
Premiums earned:        
Direct 34,869 37,105 38,707  
Assumed 2,962 2,659 3,258  
Ceded (7,284) (7,593) (8,140)  
Net 30,547 32,171 33,825  
Reinsurance recoveries, which reduced policyholder benefits and claims incurred $ 2,100 $ 4,100 $ 2,600