SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details - Other significant accounting policies) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Summary of Significant Accounting Policies [Line Items]
Earning pattern of a quota share reinsurance contract	24 months
Other income
Proceeds from legal settlements	$ 94	$ 804	$ 1,200
Premiums and other receivables
Allowance for doubtful accounts on premiums and other receivables	$ 333	$ 428	$ 554