GOODWILL (Tables)

12 Months Ended

Dec. 31, 2015

Goodwill Disclosure

Schedule of changes in goodwill by reportable segment

(in millions)	Commercial		Consumer		Other			Total
Balance at January 1, 2013:
Goodwill - gross	$	2,444	$	2,502	$	-	$	4,946
Accumulated impairments		(1,266)		(2,211)		-		(3,477)
Net goodwill		1,178		291		-		1,469
Increase (decrease) due to:
Other		6		-		-		6
Balance at December 31, 2013:
Goodwill - gross		2,450		2,502		-		4,952
Accumulated impairments		(1,266)		(2,211)		-		(3,477)
Net goodwill		1,184		291		-		1,475
Increase (decrease) due to:
Acquisition		-		28		-		28
Other		(49)		-		-		(49)
Balance at December 31, 2014:
Goodwill - gross		2,401		2,530		-		4,931
Accumulated impairments		(1,266)		(2,211)		-		(3,477)
Net goodwill		1,135		319		-		1,454
Increase (decrease) due to:
Acquisition		96		82		30		208
Other		(50)		1		-		(49)
Balance at December 31, 2015:
Goodwill - gross		2,447		2,613		30		5,090
Accumulated impairments		(1,266)		(2,211)		-		(3,477)
Net goodwill	$	1,181	$	402	$	30	$	1,613