Schedule V Valuation and Qualifying Accounts

12 Months Ended

Dec. 31, 2015

Valuation and Qualifying Accounts

												Schedule V

For the years ended December 31, 2015, 2014 and 2013

				Additions
		Balance,		Charged to				Activity of
		Beginning		Costs and				Discontinued		Divested		Other		Balance,
(in millions)		of year		Expenses		Charge Offs		Operations		Businesses		Changes^*		End of year
2015
Allowance for mortgage and
other loans receivable	$	271	$	58	$	(29)	$	-	$	3	$	5	$	308
Allowance for premiums and
insurances balances receivable		431		35		(120)		-		-		(13)		333
Allowance for reinsurance assets		258		90		(67)		-		-		(9)		272
Federal and foreign valuation
allowance for deferred tax assets		1,739		110		-		-		-		1,163		3,012
2014
Allowance for mortgage and
other loans receivable	$	312	$	(8)	$	(68)	$	-	$	1	$	34	$	271
Allowance for premiums and
insurances balances receivable		560		35		(99)		-		-		(65)		431
Allowance for reinsurance assets		276		4		(3)		-		-		(19)		258
Federal and foreign valuation
allowance for deferred tax assets		3,596		(181)		-		-		-		(1,676)		1,739
2013
Allowance for mortgage and
other loans receivable	$	405	$	20	$	(116)	$	-	$	(6)	$	9	$	312
Allowance for premiums and
insurances balances receivable		624		14		(74)		-		-		(4)		560
Allowance for reinsurance assets		338		(42)		(31)		-		-		11		276
Federal and foreign valuation
allowance for deferred tax assets		8,036		(3,165)		-		(40)		-		(1,235)		3,596

* Includes recoveries of amounts previously charged off and reclassifications to/from other accounts.