VARIABLE LIFE AND ANNUITY CONTRACTS (Details - GMDB, GMIB, GMWB and GMAV) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Assumptions and methodology used to determine the GMDB liability
Fair value of embedded derivatives, liability	$ 4,048	$ 5,804
Embedded derivatives
Assumptions and methodology used to determine the GMDB liability
Fair value of embedded derivatives, liability	2,300	1,600
Guaranteed minimum death benefits (GMDB) and Guaranteed minimum income benefits (GMIB)
Changes in GMDB and GMIB liabilities for guarantees on variable contracts reflected in the general account
Balance at the beginning of the period	420	394	$ 413
Reserve increase	127	93	32
Benefits paid	(56)	(67)	(51)
Balance at the end of the period	491	420	$ 394
Guaranteed minimum account value benefits (GMAB) and Guaranteed minimum withdrawal benefits (GMWB)
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Account value	38,000	35,000
Net amount at risk	640	414
Guaranteed minimum account value benefits (GMAB) and Guaranteed minimum withdrawal benefits (GMWB) | Embedded derivatives
Assumptions and methodology used to determine the GMDB liability
Fair value of embedded derivatives, liability	1,200	957
Variable contract, net deposits plus a minimum return | Guaranteed minimum death benefits (GMDB)
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Account value	87	85
Net amount at risk	$ 2	$ 1
Average attained age of contract holders by product	63 years	62 years
Variable contract, net deposits plus a minimum return | Guaranteed minimum death benefits (GMDB) | Minimum
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Range of guaranteed minimum return rates (as a percent)	0.00%	0.00%
Variable annuity contract, highest contract value attained | Guaranteed minimum death benefits (GMDB)
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Account value	$ 16	$ 17
Net amount at risk	$ 1	$ 1
Average attained age of contract holders by product	69 years	68 years
Variable annuity contract, highest contract value attained | Guaranteed minimum death benefits (GMDB) | Maximum
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Range of guaranteed minimum return rates (as a percent)	4.50%	5.00%