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INSURANCE LIABILITIES (Details - Liability for Unpaid Losses and Loss Adjustment Expenses - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
LIABILITY FOR UNPAID CLAIMS AND CLAIMS ADJUSTMENT EXPENSE, FUTURE POLICY BENEFITS FOR LIFE AND ACCIDENT AND HEALTH INSURANCE CONTRACTS, AND POLICYHOLDER CONTRACT DEPOSITS                    
Gross loss reserves before reinsurance and discount, net of contractual deductible recoverable amounts due from policyholders               $ 12,600 $ 12,400  
Collateral held for deductible recoverable amounts               9,600 9,400  
Reconciliation of activity in the Liability for unpaid claims and claims adjustment expense:                    
Liability for unpaid claims and claims adjustment expense, balance at the beginning of the year       $ 77,260 $ 77,260 $ 81,547 $ 87,991      
Reinsurance recoverable, balance at the beginning of the year       (15,648) (15,648) (17,231) (19,209)      
Liability for unpaid claims and claims adjustment expense, Net of Reinsurance       61,612 61,612 64,316 68,782      
Foreign exchange effect         (1,429) (1,061) (617)      
Dispositions         0 0 (79)      
Changes in net loss reserves due to retroactive asbestos reinsurance transaction               20 141 $ 22
Total               60,203 63,396 68,108
Losses and loss expenses incurred                    
Current year         20,308 21,279 22,171      
Prior years, other than accretion of discount $ 3,587 $ 191 $ 317 24 4,119 703 557      
Prior years, accretion of discount         (71) 478 (309)      
Total         24,356 22,460 22,419      
Losses and loss expenses paid                    
Current year         5,751 6,358 7,431      
Prior years         18,205 17,886 18,780      
Total         23,956 24,244 26,211      
Net liability for unpaid claims and claims adjustment expense, balance at the end of the year 60,603       60,603 61,612 64,316      
Reinsurance recoverable, balance at the end of the year 14,339       14,339 15,648 17,231      
Total, balance at the end of the year 74,942       74,942 77,260 81,547      
Net Liability for unpaid loss and loss adjustment expenses 60,603     61,612 61,612 64,316 68,782 60,603 61,612 64,316
Loss sensitive premium adjustment         (49) 105 89      
NICO [Member]                    
Losses and loss expenses paid                    
Net of reinsurance amount reflecting cession               1,800 1,500 $ 1,600
Aggregate Limit, retroactive reinsurance agreement               3,500    
Reinsurance, additional recoveries         233   72      
Excess Casualty                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         1,500   (144)      
Financial Lines - U.S. and Canada                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         579          
Financial Lines - International                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount           182        
Primary casualty                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         1,100 550 498      
Workers Compensation Policies, Risk sharing features                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         540          
Primary General Liability                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         146          
Primary Auto Liability                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         144          
Workers Compensation coverage sold to government                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         100          
Claims Handling                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         100          
Healthcare                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount           109 (54)      
Run-off Insurance Lines                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         727          
Other Runoff                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         272          
Asbestos and Environmental (1986 & Prior)                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         281 124 $ 238      
Asbestos                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         164          
Environmental                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount         117          
Natural Catastrophes                    
Losses and loss expenses incurred                    
Prior years, other than accretion of discount           (102)        
Asbestos and Environmental                    
Reconciliation of activity in the Liability for unpaid claims and claims adjustment expense:                    
Liability for unpaid claims and claims adjustment expense, Net of Reinsurance       573 573          
Losses and loss expenses paid                    
Net liability for unpaid claims and claims adjustment expense, balance at the end of the year 722       722 573        
Net Liability for unpaid loss and loss adjustment expenses $ 722     $ 573 $ 573 $ 573   $ 722 $ 573