SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details - Other Assets and PPE) (USD $) In Millions, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Other assets
Deferred bonus interest and deferred sales inducement assets	$ 629	$ 703
Amortization expense associated with deferred bonus interest and deferred sales inducement assets	$ 63	$ 102	$ 162
Buildings | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful life	40 years
Furniture and equipment | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful life	10 years
Software Development | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful life	5 years