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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details - Other significant accounting policies) (USD $)
In Millions, unless otherwise specified
 12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Summary of Significant Accounting Policies [Line Items]      
Earning pattern of a quota share reinsurance contract 24 months    
Other income      
Proceeds from legal settlements $ 804us-gaap_ProceedsFromLegalSettlements $ 1,200us-gaap_ProceedsFromLegalSettlements $ 200us-gaap_ProceedsFromLegalSettlements
Premiums and other receivables      
Allowance for doubtful accounts on premiums and other receivables $ 428us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables $ 554us-gaap_AllowanceForDoubtfulAccountsPremiumsAndOtherReceivables