SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)

12 Months Ended

Dec. 31, 2014

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Schedule of changes in goodwill by reportable segment

(in millions)	Commercial		Consumer		Other			Total
Balance at January 1, 2012:
Goodwill - gross	$	2,325	$	2,502	$	23	$	4,850
Accumulated impairments		(1,266)		(2,211)		-		(3,477)
Net goodwill		1,059		291		23		1,373
Increase (decrease) due to:
Acquisition		119		-		-		119
Other		-		-		(23)		(23)
Balance at December 31, 2012:
Goodwill - gross		2,444		2,502		-		4,946
Accumulated impairments		(1,266)		(2,211)		-		(3,477)
Net goodwill		1,178		291		-		1,469
Increase (decrease) due to:
Other		6		-		-		6
Balance at December 31, 2013:
Goodwill - gross		2,450		2,502		-		4,952
Accumulated impairments		(1,266)		(2,211)		-		(3,477)
Net goodwill		1,184		291		-		1,475
Increase (decrease) due to:
Acquisition		-		28		-		28
Other		(49)		-		-		(49)
Balance at December 31, 2014:
Goodwill - gross		2,401		2,530		-		4,931
Accumulated impairments		(1,266)		(2,211)		-		(3,477)
Net goodwill	$	1,135	$	319	$	-	$	1,454