INCOME TAXES (Details - Components of the net deferred tax assets (liabilities) (USD $) In Millions, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Deferred tax assets:
Adjustment to life policy reserves	$ 629	$ 445
Losses and tax credit carryforwards	18,203	20,825
Unrealized loss on investments	4,114	4,843
Accruals not currently deductible, and other	1,804	2,935
Investments in foreign subsidiaries and joint ventures	(58)	1,035
Loss reserve discount	1,378	1,164
Loan loss and other reserves	152	888
Unearned premium reserve reduction	1,269	1,451
Employee benefits	1,543	1,217
Total deferred tax assets	29,034us-gaap_DeferredTaxAssetsGross	34,803us-gaap_DeferredTaxAssetsGross
Deferred tax liabilities:
Deferred policy acquisition costs	(3,003)	(3,396)
Flight equipment, fixed assets and intangible assets	28	(2,354)
Unrealized gains related to available for sale debt securities	(5,795)	(3,693)
Other	220us-gaap_DeferredTaxLiabilitiesOther	(571)us-gaap_DeferredTaxLiabilitiesOther
Total deferred tax liabilities	(8,550)us-gaap_DeferredTaxLiabilities	(10,014)us-gaap_DeferredTaxLiabilities
Net deferred tax assets before valuation allowance	20,484	24,789
Valuation allowance	(1,739)	(3,596)
Net deferred tax assets (liabilities)	$ 18,745us-gaap_DeferredTaxAssetsLiabilitiesNet	$ 21,193us-gaap_DeferredTaxAssetsLiabilitiesNet

The tax effect as of the balance sheet date of the amount of accruals and other expenses not currently deductible.

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Represents the unclassified net amount of deferred tax assets before valuation allowance and liabilities as of the balance sheet date, which result from applying the applicable enacted tax rate to net temporary differences and carryforwards pertaining to assets or liabilities. A temporary difference is a difference between the tax basis of an asset or liability and its carrying amount in the financial statements prepared in accordance with generally accepted accounting principles that will reverse in ensuing periods.

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The sum of the tax effects as of the balance sheet date of the amount of excesses of tax deductions over gross income in a year which cannot be used on the tax returns in the current year but can be carried forward to reduce taxable income or income taxes payable in a future year, for which there must be sufficient tax-basis income to utilize a portion or all of the carryforward amount to realize the deferred tax asset. It also includes the future tax deductions arising from all unused tax credit carryforwards which have been reduced by a valuation allowance.

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The tax effect as of the balance sheet date of the amount of the estimated future tax deductions arising from the provision for loan losses and other reserves, which can only be deducted for tax purposes when actual loan losses are known and which can only be realized if sufficient tax-basis income is generated in future periods to enable the deduction to be taken.

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The amount as of the balance sheet date of the estimated future tax effects attributable to the difference between the tax basis of capital assets and the basis of capital assets computed in accordance with generally accepted accounting principles. The difference in basis, attributable to different capitalization of costs for finite and infinite-lived intangible assets, depreciation or amortization methodologies will increase future taxable income when such basis difference is realized.

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The tax effect as of the balance sheet date of the amount of the estimated future tax deductions arising from estimated policyholder reserves.

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Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.

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Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the entity's investment in its wholly-owned subsidiaries.

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Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences.

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The tax effect as of the balance sheet date of the amount of the estimated future tax deductions arising from employee benefit costs not otherwise specified in the taxonomy, which can only be deducted for tax purposes when actual costs are incurred, and which can only be realized if sufficient tax-basis income is generated in future periods to enable the deduction to be taken.

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Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from loss reserves other than estimated credit losses.

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Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the unearned premiums reserve.

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Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from unrealized losses on trading securities.

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Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.

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Amount of deferred tax liability attributable to taxable temporary differences net of deferred tax asset attributable to deductible temporary differences and carryforwards after valuation allowances.

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The amount as of the balance sheet date of the estimated future tax effects attributable to policy acquisition costs being expensed for tax purposes but capitalized in conformity with generally accepted accounting principles, which will reverse in future periods when amortization of such capitalized costs cannot be deducted for tax purposes.

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Amount of deferred tax liability attributable to taxable temporary differences not separately disclosed.

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Amount of deferred tax liability attributable to taxable temporary differences from unrealized gains on trading securities.

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