VARIABLE LIFE AND ANNUITY CONTRACTS (Details - GMDB, GMIB, GMWB and GMAV) (USD $) In Millions, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assumptions and methodology used to determine the GMDB liability
Fair value of embedded derivatives, liability	$ 7,381	$ 6,214
Embedded derivatives
Assumptions and methodology used to determine the GMDB liability
Fair value of embedded derivatives, liability	1,500	424
Guaranteed minimum death benefits (GMDB)
Assumptions and methodology used to determine the GMDB liability
Maximum number of stochastically generated investment performance scenarios (in counts)	1,000
Mean investment performance assumption, high end of range (as a percent)	8.50%
Volatility rate (as a percent)	16.00%
Mortality rate, low end of range (as a percent)	85.00%
Lapse rate, low end of range (as a percent)	0.00%
Lapse rate, high end of range (as a percent)	37.00%
Discount rate, low end of range (as a percent)	3.75%
Discount rate, high end of range (as a percent)	10.00%
Guaranteed minimum death benefits (GMDB) and Guaranteed minimum income benefits (GMIB)
Changes in GMDB and GMIB liabilities for guarantees on variable contracts reflected in the general account
Balance at the beginning of the period	394	413	445
Reserve increase	93	32	43
Benefits paid	67	51	75
Balance at the end of the period	420	394	413
Guaranteed minimum account value benefits (GMAV B) and Guaranteed minimum withdrawal benefits (GMWB)
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Account value	35,000	28,600
Net amount at risk	414	63
Assumptions and methodology used to determine the GMDB liability
Mortality rate, low end of range (as a percent)	92.00%
Mortality rate, high end of range (as a percent)	139.00%
Guaranteed minimum account value benefits (GMAV B) and Guaranteed minimum withdrawal benefits (GMWB) | Embedded derivatives
Assumptions and methodology used to determine the GMDB liability
Fair value of embedded derivatives, net asset	957	37
Fair value of embedded derivatives, liability	0	0
Variable contract, net deposits plus a minimum return | Guaranteed minimum death benefits (GMDB)
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Account value	85	78
Net amount at risk	1	1
Average attained age of contract holders by product	62 years	66 years
Variable contract, net deposits plus a minimum return | Guaranteed minimum death benefits (GMDB) | Minimum
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Range of guaranteed minimum return rates (as a percent)	0	0
Variable contract, net deposits plus a minimum return | Guaranteed minimum death benefits (GMDB) | Maximum
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Range of guaranteed minimum return rates (as a percent)	0.05	0.05
Variable annuity contract, highest contract value attained | Guaranteed minimum death benefits (GMDB)
Liabilities for Guarantees on Long-Duration Contracts [Line Items]
Account value	17	15
Net amount at risk	$ 1	$ 1
Average attained age of contract holders by product	68 years	70 years