The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   462 8,741 SH   SOLE   8,741 0 0
AT&T INC COM 00206R102   56,115 1,435,892 SH   DFND   1,380,332 0 55,559
ABBOTT LABORATORIES COM 002824100   1,143 13,156 SH   DFND   6,670 0 6,486
ABBVIE INC COM 00287Y109   59,540 672,467 SH   DFND   642,334 0 30,133
ADOBE INC. COM 00724F101   1,918 5,815 SH   SOLE   5,815 0 0
AGENT INFORMATION SOFTWARE I COM 00847D108   63 28,000 SH   SOLE   28,000 0 0
AIR PRODUCTS& CHEMICALS INC COM 009158106   583 2,483 SH   DFND   2,471 0 12
ALEXANDRIA REAL ESTATE EQY COM 015271109   242 1,500 SH   SOLE   1,500 0 0
ALEXION PHARMACEUTICALS INC COM 015351109   2,395 22,142 SH   DFND   20,971 0 1,171
ALIBABA GROUP HOLDING-SP ADR COM 01609W102   255 1,200 SH   SOLE   1,200 0 0
ALLSTATE CORP COM 020002101   380 3,379 SH   SOLE   3,379 0 0
ALPHABET CLASS C COM 02079K107   5,483 4,101 SH   DFND   3,891 0 210
ALPHABET CLASS A COM 02079K305   4,636 3,461 SH   DFND   3,371 0 90
ALTRIA GROUP INC COM 02209S103   34,538 691,995 SH   DFND   668,560 0 23,435
AMAZON.COM INC COM 023135106   1,403 759 SH   DFND   749 0 10
AMERICAN EXPRESS CO COM 025816109   7,452 59,859 SH   DFND   57,357 0 2,502
AMERICAN FINANCE TRUST INC. COM 02607T109   167 12,592 SH   SOLE   12,592 0 0
AMGEN INC COM 031162100   43,332 179,747 SH   DFND   173,963 0 5,784
APPLE INC COM 037833100   15,422 52,518 SH   DFND   51,828 0 690
APPLIED MATERIALS INC COM 038222105   1,229 20,142 SH   SOLE   20,142 0 0
BP PLC - ADR COM 055622104   210 5,568 SH   SOLE   5,568 0 0
BANK OF AMERICA CORP COM 060505104   1,601 45,449 SH   DFND   45,364 0 85
BANK OF HAWAII CORP COM 062540109   476 5,000 SH   SOLE   5,000 0 0
BANK OF NEW YORK MELLON CORP COM 064058100   357 7,090 SH   SOLE   7,090 0 0
BERKSHIRE HATHAWAY INC - CL B COM 084670702   364 1,605 SH   SOLE   1,605 0 0
BLACKROCK INC COM 09247X101   26,180 52,079 SH   DFND   49,574 0 2,505
WM BLAIR INTL GROWTH FUND-I FUND 093001774   248 8,170 SH   DFND   2,151 0 6,019
BOEING COMPANY COM 097023105   4,835 14,842 SH   DFND   13,012 0 1,830
BRISTOL-MYERS SQUIBB CO COM 110122108   50,876 792,583 SH   DFND   759,137 0 33,445
BROADCOM INC COM 11135F101   41,451 131,167 SH   DFND   126,322 0 4,845
CVS HEALTH CORPORATION COM 126650100   57,848 778,682 SH   DFND   741,857 0 36,825
CAPITAL WORLD GROWTH& INC-A FUND 140543109   208 3,987 SH   SOLE   3,987 0 0
CARNIVAL CORPORATION COM 143658300   18,839 370,626 SH   DFND   363,633 0 6,993
CATERPILLAR INC COM 149123101   787 5,328 SH   DFND   5,308 0 20
CENTERPOINT ENERGY INC COM 15189T107   17,344 636,003 SH   DFND   623,978 0 12,025
CHARTER COMMUNICATIONS INC-A COM 16119P108   287 591 SH   SOLE   591 0 0
CHEVRON CORP COM 166764100   44,760 371,421 SH   DFND   355,016 0 16,405
CISCO SYSTEMS INC COM 17275R102   48,400 1,009,182 SH   DFND   965,624 0 43,557
CITIGROUP INC COM 172967424   57,519 719,979 SH   DFND   690,352 0 29,627
COMCAST CORP - CL A COM 20030N101   3,952 87,873 SH   DFND   85,098 0 2,775
CONOCOPHILLIPS COM 20825C104   206 3,167 SH   SOLE   3,167 0 0
CONSOLIDATED EDISON INC COM 209115104   230 2,537 SH   SOLE   2,537 0 0
COSTCO WHOLESALE CORP COM 22160K105   370 1,257 SH   SOLE   1,257 0 0
CREATIVE EDGE NUTRITION INC. COM 22528W205   0 248,000 SH   SOLE   248,000 0 0
DFA EMERGING MKTS CORE EQUITY FUND 233203421   5,585 256,530 SH   DFND   250,810 0 5,719
DFA US TARGETED VALUE PORT FUND 233203595   4,242 183,017 SH   DFND   174,096 0 8,921
DFA INTL SMALL CAP VALUE FUND FUND 233203736   255 13,161 SH   SOLE   13,161 0 0
DFA SMALL CAP VALUE FUND FUND 233203819   5,545 161,004 SH   DFND   160,460 0 543
DFA US LARGE CAP VALUE FUND FUND 233203827   6,184 159,885 SH   DFND   156,138 0 3,747
DFA INTL VALUE FUND FUND 25434D203   14,586 822,700 SH   DFND   803,019 0 19,681
DISNEY WALT CO COM 254687106   4,527 31,298 SH   DFND   30,195 0 1,103
DISCOVERY INC - C COM 25470F302   2,958 97,012 SH   DFND   91,687 0 5,325
DOW INC COM 260557103   2,630 48,050 SH   DFND   45,499 0 2,551
DUPONT DE NEMOURS INC COM 26614N102   2,343 36,490 SH   DFND   33,799 0 2,691
EMERSON ELECTRIC COMPANY COM 291011104   386 5,059 SH   SOLE   5,059 0 0
EXXON MOBIL CORP COM 30231G102   603 8,635 SH   SOLE   8,635 0 0
FACEBOOK INC-A COM 30303M102   4,252 20,716 SH   DFND   19,951 0 765
FEDEX CORP COM 31428X106   333 2,204 SH   DFND   2,194 0 10
FRESH PROMISE FOODS INC COM 35804Q205   0 248,000 SH   SOLE   248,000 0 0
GENERAL ELECTRIC COMPANY COM 369604103   120 10,783 SH   SOLE   10,783 0 0
GENERAL MILLS INCORPORATED COM 370334104   30,105 562,079 SH   DFND   540,744 0 21,335
GENUINE PARTS CO COM 372460105   26,136 246,036 SH   DFND   239,156 0 6,880
GILEAD SCIENCES INC COM 375558103   1,512 23,262 SH   DFND   21,851 0 1,411
GOLDMAN SACHS GROUP INC COM 38141G104   4,073 17,712 SH   DFND   16,597 0 1,115
HARTFORD FINANCIAL SVCS GRP COM 416515104   343 5,650 SH   SOLE   5,650 0 0
HOME DEPOT INC COM 437076102   29,429 134,762 SH   DFND   128,395 0 6,367
HONEYWELL INTERNATIONAL INC COM 438516106   1,141 6,449 SH   DFND   6,371 0 78
ILLINOIS TOOL WORKS COM 452308109   261 1,451 SH   SOLE   1,451 0 0
INTEL CORPORATION COM 458140100   5,265 87,978 SH   DFND   75,390 0 12,588
INTERNATIONAL BUSINESS MACHINE COM 459200101   370 2,757 SH   SOLE   2,757 0 0
INTERNATIONAL PAPER CO COM 460146103   570 12,382 SH   SOLE   12,382 0 0
INVESCO QQQ TR FUND 46090E103   920 4,327 SH   SOLE   4,327 0 0
ISHARES MSCI EAFE ETF FUND 464287465   451 6,500 SH   SOLE   6,500 0 0
ISHARES RUSSELL M/C GROWTH ETF FUND 464287481   7,308 47,893 SH   DFND   45,965 0 1,928
ISHARES RUSSELL 1000 VALUE ETF FUND 464287598   9,904 72,566 SH   DFND   68,641 0 3,925
ISHARES RUSSELL 1000 GROWTH ET FUND 464287614   4,071 23,142 SH   DFND   22,617 0 525
ISHARES RUSSELL 2000 VALUE FD FUND 464287630   550 4,278 SH   DFND   3,550 0 728
ISHARES MSCI EAFE SMALL-CAP ET FUND 464288273   567 9,100 SH   DFND   8,000 0 1,100
ISHARES MSCI EAFE VALUE ETF FUND 464288877   702 14,050 SH   SOLE   14,050 0 0
ISHARES CORE MSCI EM MKTS ETF FUND 46434G103   320 5,950 SH   DFND   4,900 0 1,050
ISHARES CURR HED MSCI EAFE ETF FUND 46434V803   2,492 81,657 SH   DFND   77,532 0 4,125
JPMORGAN CHASE& CO COM 46625H100   63,745 457,280 SH   DFND   436,850 0 20,429
JOHNSON& JOHNSON COM 478160104   33,284 228,179 SH   DFND   217,418 0 10,761
KELLOGG COMPANY COM 487836108   1,313 18,990 SH   DFND   18,948 0 42
KIMBERLY-CLARK CORPORATION COM 494368103   514 3,738 SH   SOLE   3,738 0 0
LILLY ELI& COMPANY COM 532457108   29,818 226,875 SH   DFND   215,828 0 11,047
LINCOLN NATIONAL CORP COM 534187109   2,955 50,068 SH   DFND   47,293 0 2,775
LLOYDS BANKING GROUP PLC COM 539439109   34 10,271 SH   SOLE   10,271 0 0
LOCKHEED MARTIN CORPORATION COM 539830109   48,568 124,732 SH   DFND   119,727 0 5,005
LOWES COMPANIES INC COM 548661107   4,749 39,658 SH   DFND   31,780 0 7,878
MASTERCARD INC -CLASS A COM 57636Q104   268 899 SH   SOLE   899 0 0
MCDONALDS CORP COM 580135101   1,132 5,726 SH   DFND   5,713 0 13
MEDICAL MARIJUANA INC COM 58463A105   2 101,000 SH   SOLE   101,000 0 0
MERCK& COMPANY INC COM 58933Y105   1,563 17,187 SH   SOLE   17,187 0 0
METLIFE INC COM 59156R108   37,675 739,157 SH   DFND   707,044 0 32,113
MICROSOFT CORP COM 594918104   30,079 190,732 SH   DFND   176,728 0 14,004
MICROCHIP TECHNOLOGY INC COM 595017104   2,759 26,342 SH   DFND   25,352 0 990
MICRON TECHNOLOGY INC COM 595112103   2,642 49,133 SH   DFND   47,108 0 2,025
MOLSON COORS BEVERAGE COMPANY COM 60871R209   253 4,700 SH   SOLE   4,700 0 0
MORGAN STANLEY COM 617446448   28,521 557,925 SH   DFND   531,235 0 26,690
NIKE INC - CL B COM 654106103   346 3,420 SH   SOLE   3,420 0 0
NOBLE ENERGY INC COM 655044105   3,770 151,758 SH   DFND   142,008 0 9,750
NUCOR CORPORATION COM 670346105   362 6,425 SH   SOLE   6,425 0 0
OI SA-ADR COM 670851401   17 65,691 SH   SOLE   65,691 0 0
OI SA-ADR COM 670851500   20 21,229 SH   SOLE   21,229 0 0
OMNICOM GROUP COM 681919106   34,470 425,455 SH   DFND   406,384 0 19,071
ORACLE CORP COM 68389X105   6,418 121,140 SH   DFND   116,798 0 4,342
PNC FINANCIAL SERVICES GROUP COM 693475105   1,550 9,708 SH   SOLE   9,708 0 0
PEPSICO INCORPORATED COM 713448108   2,443 17,878 SH   DFND   17,848 0 30
PFIZER INC COM 717081103   2,286 58,343 SH   DFND   58,041 0 302
PHILIP MORRIS INTL INC COM 718172109   29,236 343,592 SH   DFND   330,755 0 12,837
PHILLIPS 66 COM 718546104   42,246 379,191 SH   DFND   362,820 0 16,371
PROCTER AND GAMBLE COMPANY COM 742718109   1,670 13,372 SH   DFND   12,972 0 400
PUBLIC STORAGE COM 74460D109   275 1,290 SH   SOLE   1,290 0 0
QUALCOMM INC COM 747525103   4,067 46,096 SH   DFND   38,046 0 8,050
RAYTHEON COMPANY COM 755111507   4,191 19,072 SH   DFND   15,814 0 3,258
RESMED INC COM 761152107   294 1,900 SH   SOLE   1,900 0 0
ROYAL DUTCH SHELL PLC A - ADR COM 780259206   29,412 498,679 SH   DFND   475,378 0 23,301
SPDR S&P 500 ETF FUND 78462F103   6,244 19,400 SH   SOLE   19,400 0 0
SCHLUMBERGER LTD COM 806857108   14,441 359,235 SH   DFND   343,167 0 16,068
SCHWAB S&P 500 INDEX FUND FUND 808509855   508 10,280 SH   SOLE   10,280 0 0
SCHWAB US DVD EQUITY ETF FUND 808524797   219 3,787 SH   SOLE   3,787 0 0
SPDR S&P CONS STAPLES SEL ETF COM 81369Y308   642 10,190 SH   DFND   8,940 0 1,250
SPDR S&P UTILITIES SELECT ETF COM 81369Y886   578 8,940 SH   DFND   8,640 0 300
SEMPRA ENERGY COM 816851109   3,762 24,836 SH   DFND   21,148 0 3,688
SOUTHERN COMPANY COM 842587107   313 4,911 SH   SOLE   4,911 0 0
STARBUCKS CORP COM 855244109   1,402 15,950 SH   SOLE   15,950 0 0
SYNCHRONY FINANCIAL COM 87165B103   314 8,729 SH   SOLE   8,729 0 0
TAIWAN SEMICONDUCTOR - SP ADR COM 874039100   57,423 988,349 SH   DFND   943,672 0 44,677
TARGET CORP COM 87612E106   1,100 8,575 SH   DFND   8,540 0 35
TEXAS INSTRUMENTS INC COM 882508104   983 7,660 SH   DFND   338 0 7,322
3M COMPANY COM 88579Y101   388 2,197 SH   SOLE   2,197 0 0
TOTAL SA - SPON ADR COM 89151E109   44,466 804,084 SH   DFND   772,110 0 31,974
TRAVELERS COS INC COM 89417E109   4,599 33,578 SH   DFND   28,482 0 5,095
TRUIST FINANCIAL CORPORATION COM 89832Q109   33,701 598,382 SH   DFND   569,357 0 29,025
TYSON FOODS INC - CL A COM 902494103   4,509 49,529 SH   DFND   47,049 0 2,480
UBS GLOBAL ALLOCATON-P FUND 90262H585   492 38,532 SH   SOLE   38,532 0 0
ULTA SALON COSMETICS& FRAGR COM 90384S303   1,943 7,676 SH   DFND   7,322 0 354
UNION PACIFIC CORPORATION COM 907818108   616 3,409 SH   DFND   3,393 0 16
UNITED PARCEL SERVICE - CL B COM 911312106   31,819 271,815 SH   DFND   259,289 0 12,526
UNITED TECHNOLOGIES CORP COM 913017109   2,407 16,072 SH   DFND   15,482 0 590
UNITEDHEALTH GROUP INC COM 91324P102   4,875 16,584 SH   DFND   15,749 0 835
UNIVERSAL HEALTH SERVICES - B COM 913903100   205 1,430 SH   DFND   1,387 0 43
VANGUARD INTL GROWTH FD-ADMIR FUND 921910501   12,479 121,403 SH   DFND   118,634 0 2,768
VANGUARD 500 INDEX FUND-ADM FUND 922908710   446 1,497 SH   SOLE   1,497 0 0
VANGUARD GROWTH ETF FUND 922908736   306 1,679 SH   DFND   641 0 1,038
VERIZON COMMUNICATIONS COM 92343V104   44,178 719,510 SH   DFND   686,847 0 32,663
VISA INC - CL A COM 92826C839   1,005 5,351 SH   SOLE   5,351 0 0
WAL-MART INC. COM 931142103   393 3,302 SH   SOLE   3,302 0 0
WELLS FARGO& COMPANY COM 949746101   43,364 806,016 SH   DFND   772,825 0 33,191
WESTERN DIGITAL CORP COM 958102105   2,543 40,069 SH   DFND   38,119 0 1,950
XILINX INC COM 983919101   685 7,003 SH   SOLE   7,003 0 0
ALLERGAN PLC COM G0177J108   5,713 29,885 SH   DFND   28,199 0 1,686
EATON CORP PLC COM G29183103   2,774 29,290 SH   DFND   28,355 0 935
APTIV PLC COM G6095L109   3,481 36,658 SH   DFND   35,274 0 1,384
NXP SEMICONDUCTORS NV COM N6596X109   734 5,766 SH   DFND   5,739 0 27