The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY Common Stock 88579Y101 740 6,696 SH   DFND 1,4 0 6,696 0
ABBOTT LABORATORIES Common Stock 002824100 2,056 21,261 SH   DFND 1,4 0 21,261 0
ABBVIE INC Common Stock 00287Y109 2,924 21,785 SH   DFND 1,4 0 21,785 0
ACCENTURE LTD CL A Common Stock G1151C101 2,007 7,799 SH   DFND 1,4 0 7,799 0
ACTIVISION BLIZZARD INC Common Stock 00507V109 716 9,633 SH   DFND 1,4 0 9,633 0
ADOBE SYSTEMS INC Common Stock 00724F101 1,598 5,808 SH   DFND 1,4 0 5,808 0
ADVANCED MICRO DEVICES INC Common Stock 007903107 1,265 19,968 SH   DFND 1,4 0 19,968 0
AFLAC INC Common Stock 001055102 428 7,626 SH   DFND 1,4 0 7,626 0
AGILENT TECHNOLOGIES INC Common Stock 00846U101 448 3,684 SH   DFND 1,4 0 3,684 0
AGNICO-EAGLE MINES Common Stock 008474108 367 8,623 SH   DFND 1,4 0 8,623 0
AIR PRODUCTS CHEMICALS Common Stock 009158106 633 2,722 SH   DFND 1,4 0 2,722 0
AIRBNB INC-CLASS A Common Stock 009066101 448 4,264 SH   DFND 1,4 0 4,264 0
ALBEMARLE CORP Common Stock 012653101 384 1,452 SH   DFND 1,4 0 1,452 0
ALCON INC Common Stock H01301128 571 9,667 SH   DFND 1,4 0 9,667 0
ALEXANDRIA REAL ESTATE EQUITIE Common Stock 015271109 276 1,969 SH   DFND 1,4 0 1,969 0
ALGONQUIN POWER UTILITIES CO COM Common Stock 015857105 146 13,301 SH   DFND 1,4 0 13,301 0
ALLSTATE CORP Common Stock 020002101 417 3,345 SH   DFND 1,4 0 3,345 0
ALNYLAM PHARMACEUTICALS INC Common Stock 02043Q107 267 1,335 SH   DFND 1,4 0 1,335 0
ALPHABET INC Common Stock 02079K107 6,451 67,097 SH   DFND 1,4 0 67,097 0
ALPHABET INC Common Stock 02079K305 7,098 74,211 SH   DFND 1,4 0 74,211 0
ALTRIA GROUP INC Common Stock 02209S103 903 22,383 SH   DFND 1,4 0 22,383 0
AMAZON.COM INC Common Stock 023135106 12,448 110,158 SH   DFND 1,4 0 110,158 0
AMCOR PLC Common Stock G0250X107 198 18,463 SH   DFND 1,4 0 18,463 0
AMEREN CORP Common Stock 023608102 251 3,118 SH   DFND 1,4 0 3,118 0
AMERICAN ELECTRIC POWER Common Stock 025537101 542 6,275 SH   DFND 1,4 0 6,275 0
AMERICAN EXPRESS CO Common Stock 025816109 1,010 7,492 SH   DFND 1,4 0 7,492 0
AMERICAN INTERNATIONAL GROUP I Common Stock 026874784 448 9,446 SH   DFND 1,4 0 9,446 0
AMERICAN TOWER CORP Common Stock 03027X100 1,228 5,719 SH   DFND 1,4 0 5,719 0
AMERICAN WATER WORKS CO Common Stock 030420103 297 2,278 SH   DFND 1,4 0 2,278 0
AMERIPRISE FINANCIAL INC Common Stock 03076C106 338 1,341 SH   DFND 1,4 0 1,341 0
AMERISOURCEBERGEN CORP Common Stock 03073E105 253 1,872 SH   DFND 1,4 0 1,872 0
AMETEK INC Common Stock 031100100 319 2,818 SH   DFND 1,4 0 2,818 0
AMGEN INC Common Stock 031162100 1,485 6,586 SH   DFND 1,4 0 6,586 0
AMPHENOL CORP Common Stock 032095101 482 7,199 SH   DFND 1,4 0 7,199 0
ANALOG DEVICES INC Common Stock 032654105 898 6,449 SH   DFND 1,4 0 6,449 0
ANSYS INC Common Stock 03662Q105 240 1,084 SH   DFND 1,4 0 1,084 0
AON PLC Common Stock G0403H108 697 2,602 SH   DFND 1,4 0 2,602 0
APOLLO GLOBAL MANAGEMENT INC Common Stock 03769M106 230 4,946 SH   DFND 1,4 0 4,946 0
APPLE INC Common Stock 037833100 26,258 190,002 SH   DFND 1,4 0 190,002 0
APPLIED MATERIALS INC Common Stock 038222105 879 10,729 SH   DFND 1,4 0 10,729 0
APTIV PLC Common Stock G6095L109 263 3,358 SH   DFND 1,4 0 3,358 0
ARCHER-DANIELS-MIDLAND C Common Stock 039483102 558 6,939 SH   DFND 1,4 0 6,939 0
ARISTA NETWORKS INC Common Stock 040413106 345 3,058 SH   DFND 1,4 0 3,058 0
ARTHUR J GALLAGHER CO Common Stock 363576109 441 2,579 SH   DFND 1,4 0 2,579 0
AT T INC Common Stock 00206R102 1,351 88,071 SH   DFND 1,4 0 88,071 0
ATLASSIAN CORP PLC Common Stock G06242104 262 1,244 SH   DFND 1,4 0 1,244 0
AUTODESK INC Common Stock 052769106 505 2,704 SH   DFND 1,4 0 2,704 0
AUTOMATIC DATA PROCESSING INC Common Stock 053015103 1,164 5,145 SH   DFND 1,4 0 5,145 0
AUTOZONE INC Common Stock 053332102 516 241 SH   DFND 1,4 0 241 0
AVALONBAY CMNTYS INC COM Common Stock 053484101 317 1,723 SH   DFND 1,4 0 1,723 0
BAIDU INC Common Stock 056752108 640 5,448 SH   DFND 1,4 0 5,448 0
BAKER HUGHES COMPANY Common Stock 05722G100 248 11,792 SH   DFND 1,4 0 11,792 0
BANK OF AMERICA CORP Common Stock 060505104 2,628 87,037 SH   DFND 1,4 0 87,037 0
BANK OF MONTREAL Common Stock 063671101 1,133 12,855 SH   DFND 1,4 0 12,855 0
BANK OF NEW YORK MELLON CORP Common Stock 064058100 352 9,134 SH   DFND 1,4 0 9,134 0
BANK OF NOVA SCOTIA Common Stock 064149107 1,112 23,262 SH   DFND 1,4 0 23,262 0
BARRICK GOLD CORP COM Common Stock 067901108 394 25,316 SH   DFND 1,4 0 25,316 0
BAXTER INTERNATIONAL INC Common Stock 071813109 332 6,150 SH   DFND 1,4 0 6,150 0
BECTON DICKINSON Common Stock 075887109 781 3,507 SH   DFND 1,4 0 3,507 0
BERKSHIRE HATHAWAY INC. Common Stock 084670702 5,698 21,339 SH   DFND 1,4 0 21,339 0
BIOGEN INC Common Stock 09062X103 480 1,798 SH   DFND 1,4 0 1,798 0
BLACKBERRY LTD Common Stock 09228F103 49 10,290 SH   DFND 1,4 0 10,290 0
BLACKROCK INC CLASS A Common Stock 09247X101 1,019 1,851 SH   DFND 1,4 0 1,851 0
BLACKSTONE INC Common Stock 09260D107 640 7,651 SH   DFND 1,4 0 7,651 0
BLOCK INC Common Stock 852234103 309 5,612 SH   DFND 1,4 0 5,612 0
BOEING CO Common Stock 097023105 825 6,816 SH   DFND 1,4 0 6,816 0
BOOKING HOLDINGS INC Common Stock 09857L108 807 491 SH   DFND 1,4 0 491 0
BOSTON SCIENTIFIC CORP Common Stock 101137107 680 17,572 SH   DFND 1,4 0 17,572 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108 1,866 26,238 SH   DFND 1,4 0 26,238 0
BROADCOM INC Common Stock 11135F101 2,178 4,907 SH   DFND 1,4 0 4,907 0
BROADRIDGE FINANCIAL SOLUTIONS Common Stock 11133T103 207 1,440 SH   DFND 1,4 0 1,440 0
BROOKFIELD ASSET MANAGE-CL A Common Stock 112585104 1,109 26,968 SH   DFND 1,4 0 26,968 0
CADENCE DESIGN SYSTEMS INC Common Stock 127387108 553 3,386 SH   DFND 1,4 0 3,386 0
CAMECO CORP Common Stock 13321L108 210 7,859 SH   DFND 1,4 0 7,859 0
CANADIAN NAT RES LTD COM Common Stock 136385101 1,053 22,501 SH   DFND 1,4 0 22,501 0
CANADIAN NATL RAILWAY Common Stock 136375102 1,220 11,245 SH   DFND 1,4 0 11,245 0
CANADIAN PACIFIC RAILWAY LTD Common Stock 13645T100 1,159 17,265 SH   DFND 1,4 0 17,265 0
CAPITAL ONE FINANCIAL CO Common Stock 14040H105 440 4,766 SH   DFND 1,4 0 4,766 0
CARDINAL HEALTH INC Common Stock 14149Y108 225 3,382 SH   DFND 1,4 0 3,382 0
CARNIVAL CORP Common Stock 143658300 86 12,301 SH   DFND 1,4 0 12,301 0
CARRIER GLOBAL CORP Common Stock 14448C104 367 10,319 SH   DFND 1,4 0 10,319 0
CATERPILLER INC Common Stock 149123101 1,068 6,511 SH   DFND 1,4 0 6,511 0
CBRE GROUP INC CL A Common Stock 12504L109 272 4,030 SH   DFND 1,4 0 4,030 0
CDN IMPERIAL BK OF COMMERCE COM Common Stock 136069101 758 17,231 SH   DFND 1,4 0 17,231 0
CDW CORP/ DE Common Stock 12514G108 259 1,656 SH   DFND 1,4 0 1,656 0
CENOVUS ENERGY INC Common Stock 15135U109 411 26,608 SH   DFND 1,4 0 26,608 0
CENTENE CORP Common Stock 15135B101 547 7,034 SH   DFND 1,4 0 7,034 0
CENTERPOINT ENERGY INC Common Stock 15189T107 219 7,783 SH   DFND 1,4 0 7,783 0
CF INDS HLDGS INC COM Common Stock 125269100 237 2,470 SH   DFND 1,4 0 2,470 0
CGI INC Common Stock 12532H104 317 4,186 SH   DFND 1,4 0 4,186 0
CHARLES SCHWAB CORP/THE Common Stock 808513105 1,338 18,623 SH   DFND 1,4 0 18,623 0
CHARTER COMMUNICATIONS INC Common Stock 16119P108 420 1,386 SH   DFND 1,4 0 1,386 0
CHECK POINT SOFTWARE TECHNOLOG Common Stock M22465104 217 1,938 SH   DFND 1,4 0 1,938 0
CHENIERE ENERGY INC COM NEW Common Stock 16411R208 449 2,707 SH   DFND 1,4 0 2,707 0
CHEVRON CORP Common Stock 166764100 3,431 23,878 SH   DFND 1,4 0 23,878 0
CHIPOTLE MEXICAN GRILL INC CL A Common Stock 169656105 517 344 SH   DFND 1,4 0 344 0
CHUBB LTD Common Stock H1467J104 937 5,151 SH   DFND 1,4 0 5,151 0
CHURCH DWIGHT CO INC Common Stock 171340102 216 3,010 SH   DFND 1,4 0 3,010 0
CIGNA CORP Common Stock 125523100 921 3,322 SH   DFND 1,4 0 3,322 0
CINTAS CORP Common Stock 172908105 422 1,086 SH   DFND 1,4 0 1,086 0
CISCO SYSTEMS INC Common Stock 17275R102 2,055 51,379 SH   DFND 1,4 0 51,379 0
CITIGROUP INC Common Stock 172967424 997 23,914 SH   DFND 1,4 0 23,914 0
CITIZENS FINANCIAL GROUP INC Common Stock 174610105 209 6,065 SH   DFND 1,4 0 6,065 0
CME GROUP INC Common Stock 12572Q105 794 4,478 SH   DFND 1,4 0 4,478 0
CMS ENERGY CORP Common Stock 125896100 208 3,573 SH   DFND 1,4 0 3,573 0
CNH INDUSTRIAL NV Common Stock N20944109 224 19,638 SH   DFND 1,4 0 19,638 0
COCA-COLA CO/THE Common Stock 191216100 2,719 48,517 SH   DFND 1,4 0 48,517 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102 365 6,349 SH   DFND 1,4 0 6,349 0
COLGATE-PALMOLIVE CO Common Stock 194162103 708 10,066 SH   DFND 1,4 0 10,066 0
COMCAST CORP Common Stock 20030N101 1,589 54,176 SH   DFND 1,4 0 54,176 0
CONOCOPHILLIPS Common Stock 20825C104 1,609 15,734 SH   DFND 1,4 0 15,734 0
CONSOLIDATED EDISON INC Common Stock 209115104 372 4,336 SH   DFND 1,4 0 4,336 0
CONSTELLATION BRANDS INC Common Stock 21036P108 435 1,898 SH   DFND 1,4 0 1,898 0
CONSTELLATION ENERGY Common Stock 21037T109 335 4,029 SH   DFND 1,4 0 4,029 0
COPART INC Common Stock 217204106 284 2,675 SH   DFND 1,4 0 2,675 0
CORNING INC Common Stock 219350105 273 9,388 SH   DFND 1,4 0 9,388 0
CORTEVA INC Common Stock 22052L104 510 8,923 SH   DFND 1,4 0 8,923 0
COSTAR GROUP INC Common Stock 22160N109 338 4,850 SH   DFND 1,4 0 4,850 0
COSTCO WHOLESALE CORP Common Stock 22160K105 2,580 5,462 SH   DFND 1,4 0 5,462 0
COTERRA ENERGY INC Common Stock 127097103 254 9,738 SH   DFND 1,4 0 9,738 0
CROWDSTRIKE HOLDINGS INC - A Common Stock 22788C105 380 2,307 SH   DFND 1,4 0 2,307 0
CROWN CASTLE INTL CORP Common Stock 22822V101 772 5,340 SH   DFND 1,4 0 5,340 0
CSX CORP Common Stock 126408103 704 26,406 SH   DFND 1,4 0 26,406 0
CUMMINS INC Common Stock 231021106 352 1,730 SH   DFND 1,4 0 1,730 0
CVS CORP Common Stock 126650100 1,538 16,130 SH   DFND 1,4 0 16,130 0
DANAHER CORP Common Stock 235851102 2,079 8,051 SH   DFND 1,4 0 8,051 0
DATADOG INC - CLASS A Common Stock 23804L103 258 2,898 SH   DFND 1,4 0 2,898 0
DEERE CO Common Stock 244199105 1,156 3,461 SH   DFND 1,4 0 3,461 0
DEUTSCHE BANK AG Common Stock D17922127 296 39,316 SH   DFND 1,4 0 39,316 0
DEVON ENERGY CORP Common Stock 25179M103 484 8,037 SH   DFND 1,4 0 8,037 0
DEXCOM INC COM Common Stock 252131107 393 4,885 SH   DFND 1,4 0 4,885 0
DIAMONDBACK ENERGY INC Common Stock 25278X109 257 2,134 SH   DFND 1,4 0 2,134 0
DIGITAL REALTY TRUST INC Common Stock 253868103 346 3,494 SH   DFND 1,4 0 3,494 0
DISCOVER FINANCIAL SVS Common Stock 254709108 307 3,375 SH   DFND 1,4 0 3,375 0
DOLLAR GEN CORP NEW COM Common Stock 256677105 678 2,825 SH   DFND 1,4 0 2,825 0
DOLLAR TREE INC Common Stock 256746108 360 2,646 SH   DFND 1,4 0 2,646 0
DOMINION ENERGY INC Common Stock 25746U109 702 10,169 SH   DFND 1,4 0 10,169 0
DOVER CORP Common Stock 260003108 204 1,756 SH   DFND 1,4 0 1,756 0
DOW INC Common Stock 260557103 397 9,034 SH   DFND 1,4 0 9,034 0
DR HORTON INC Common Stock 23331A109 266 3,953 SH   DFND 1,4 0 3,953 0
DTE ENERGY CO Common Stock 233331107 265 2,305 SH   DFND 1,4 0 2,305 0
DUKE ENERGY CORP Common Stock 26441C204 881 9,478 SH   DFND 1,4 0 9,478 0
DUKE REALTY CORP Common Stock 264411505 228 4,730 SH   DFND 1,4 0 4,730 0
DUPONT DE NEMOURS INC Common Stock 26614N102 314 6,225 SH   DFND 1,4 0 6,225 0
EATON CORP COM Common Stock G29183103 451 3,387 SH   DFND 1,4 0 3,387 0
EATON CORP PLC Common Stock G29183103 201 1,508 SH   DFND 1,4 0 1,508 0
EBAY INC Common Stock 278642103 253 6,861 SH   DFND 1,4 0 6,861 0
ECOLAB INC Common Stock 278865100 443 3,065 SH   DFND 1,4 0 3,065 0
EDISON INTERNATIONAL Common Stock 281020107 262 4,632 SH   DFND 1,4 0 4,632 0
EDWARDS LIFESCIENCES CORP Common Stock 28176E108 631 7,638 SH   DFND 1,4 0 7,638 0
ELECTRONIC ARTS INC Common Stock 285512109 395 3,411 SH   DFND 1,4 0 3,411 0
ELEVANCE HEALTH INC Common Stock 036752103 1,346 2,965 SH   DFND 1,4 0 2,965 0
ELI LILLY CO Common Stock 532457108 3,324 10,277 SH   DFND 1,4 0 10,277 0
EMERSON ELECTRIC Common Stock 291011104 534 7,293 SH   DFND 1,4 0 7,293 0
ENBRIDGE INC Common Stock 29250N105 1,325 35,540 SH   DFND 1,4 0 35,540 0
ENPHASE ENERGY INC Common Stock 29355A107 452 1,628 SH   DFND 1,4 0 1,628 0
ENTERGY CORP NEW Common Stock 29364G103 251 2,490 SH   DFND 1,4 0 2,490 0
EOG RESOURCES INC Common Stock 26875P101 803 7,194 SH   DFND 1,4 0 7,194 0
EPAM SYSTEMS INC Common Stock 29414B104 250 692 SH   DFND 1,4 0 692 0
EQUIFAX INC Common Stock 294429105 258 1,508 SH   DFND 1,4 0 1,508 0
EQUINIX INC Common Stock 29444U700 646 1,135 SH   DFND 1,4 0 1,135 0
EQUITY RESIDENTIAL Common Stock 29476L107 304 4,526 SH   DFND 1,4 0 4,526 0
EVERSOURCE ENERGY Common Stock 30040W108 332 4,262 SH   DFND 1,4 0 4,262 0
EXELON CORP Common Stock 30161N101 456 12,188 SH   DFND 1,4 0 12,188 0
EXTRA SPACE STORAGE INC Common Stock 30225T102 285 1,648 SH   DFND 1,4 0 1,648 0
EXXON MOBIL CORP Common Stock 30231G102 4,516 51,732 SH   DFND 1,4 0 51,732 0
FASTENAL CO Common Stock 311900104 327 7,103 SH   DFND 1,4 0 7,103 0
FEDEX CORP Common Stock 31428X106 440 2,965 SH   DFND 1,4 0 2,965 0
FERGUSON PLC Common Stock 31502A204 435 4,160 SH   DFND 1,4 0 4,160 0
FERRARI NV Common Stock N3167Y103 450 2,387 SH   DFND 1,4 0 2,387 0
FIDELITY NATIONAL INFORMATION Common Stock 31620M106 567 7,506 SH   DFND 1,4 0 7,506 0
FIFTH THIRD BANCORP Common Stock 316773100 270 8,439 SH   DFND 1,4 0 8,439 0
FIRST HORIZON NATL CORPORATION Common Stock DCA517101 0 346,266 SH   DFND 1,4 0 346,266 0
FIRST REP BK SAN FRAN CALI NEW COM Common Stock 33616C100 293 2,247 SH   DFND 1,4 0 2,247 0
FIRSTENERGY CORP Common Stock 337932107 246 6,641 SH   DFND 1,4 0 6,641 0
FISERV INC Common Stock 337738108 691 7,390 SH   DFND 1,4 0 7,390 0
FIVE CORNERS FND TR II SERIES 144A Bond 33834DAA2 3,538 4,275,000 PRN Call DFND 1,2,7,8,4 0 4,275,000 0
FORD MOTOR CO Common Stock 345370860 542 48,445 SH   DFND 1,4 0 48,445 0
FORTINET INC Common Stock 34959E109 398 8,099 SH   DFND 1,4 0 8,099 0
FORTIS INC Common Stock 349553107 361 9,467 SH   DFND 1,4 0 9,467 0
FORTIVE CORPORATION Common Stock 34959J108 255 4,380 SH   DFND 1,4 0 4,380 0
FRANCO-NEVADA CORP Common Stock 351858105 434 3,621 SH   DFND 1,4 0 3,621 0
FREEPORT MCMORAN COPPER GOLD Common Stock 35671D857 486 17,771 SH   DFND 1,4 0 17,771 0
GARTNER INC Common Stock 366651107 268 971 SH   DFND 1,4 0 971 0
GENERAL DYNAMICS CORP Common Stock 369550108 631 2,973 SH   DFND 1,4 0 2,973 0
GENERAL ELECTRIC CO Common Stock 369604301 836 13,494 SH   DFND 1,4 0 13,494 0
GENERAL MILLS INC Common Stock 370334104 561 7,323 SH   DFND 1,4 0 7,323 0
GENERAL MOTORS CO Common Stock 37045V100 569 17,709 SH   DFND 1,4 0 17,709 0
GENUINE PARTS CO Common Stock 372460105 257 1,717 SH   DFND 1,4 0 1,717 0
GILEAD SCIENCES INC Common Stock 375558103 958 15,526 SH   DFND 1,4 0 15,526 0
GLOBAL PAYMENTS INC Common Stock 37940X102 368 3,402 SH   DFND 1,4 0 3,402 0
GOLDMAN SACHS GROUP INC Common Stock 38141G104 1,213 4,141 SH   DFND 1,4 0 4,141 0
GRAB HOLDINGS LTD - CL A Common Stock G4124C109 61 23,188 SH   DFND 1,4 0 23,188 0
GULFPORT ENERGY CORP Common Stock 402635502 448 5,071 SH   DFND 1,2,5,4 0 5,071 0
HALLIBURTON CO Common Stock 406216101 271 10,999 SH   DFND 1,4 0 10,999 0
HARTFORD FINANCIAL SERV Common Stock 416515104 249 4,016 SH   DFND 1,4 0 4,016 0
HCA HEALTHCARE INC Common Stock 40412C101 504 2,746 SH   DFND 1,4 0 2,746 0
HEALTH CATALYST INC Common Stock 42225T107 137 14,079 SH   DFND 1,9,4 0 14,079 0
HERSHEY CO/THE Common Stock 427866108 398 1,808 SH   DFND 1,4 0 1,808 0
HESS CORP COM Common Stock 42809H107 378 3,472 SH   DFND 1,4 0 3,472 0
HEWLETT PACKARD ENTERPRIS Common Stock 42824C109 185 15,468 SH   DFND 1,4 0 15,468 0
HEWLETT-PACKARD CO Common Stock 40434L105 314 12,604 SH   DFND 1,4 0 12,604 0
HILTON INC Common Stock 43300A203 407 3,370 SH   DFND 1,4 0 3,370 0
HOME DEPOT INC Common Stock 437076102 3,510 12,720 SH   DFND 1,4 0 12,720 0
HONEYWELL INTERNATIONAL INC Common Stock 438516106 1,389 8,315 SH   DFND 1,4 0 8,315 0
HUMANA INC Common Stock 444859102 759 1,565 SH   DFND 1,4 0 1,565 0
HUNTINGTON BANCSHARES Common Stock 446150104 236 17,868 SH   DFND 1,4 0 17,868 0
IBM CORP Common Stock 459200101 1,323 11,136 SH   DFND 1,4 0 11,136 0
ICL GROUP LTD ILS1 Common Stock M5920A109 109 13,386 SH   DFND 1,4 0 13,386 0
IDEXX LABORATORIES INC Common Stock 45168D104 332 1,019 SH   DFND 1,4 0 1,019 0
ILLINOIS TOOL WORKS INC Common Stock 452308109 692 3,829 SH   DFND 1,4 0 3,829 0
ILLUMINA INC COM Common Stock 452327109 370 1,940 SH   DFND 1,4 0 1,940 0
INGERSOLL-RAND INC Common Stock 45687V106 220 5,086 SH   DFND 1,4 0 5,086 0
INTEL CORP Common Stock 458140100 1,296 50,316 SH   DFND 1,4 0 50,316 0
INTERCONTINENTALEXCHANGE-W/I Common Stock 45866F104 614 6,794 SH   DFND 1,4 0 6,794 0
INTERNATIONAL FLAVORS FRAGRA Common Stock 459506101 285 3,134 SH   DFND 1,4 0 3,134 0
INTUIT INC Common Stock 461202103 1,317 3,402 SH   DFND 1,4 0 3,402 0
INTUITIVE SURGICAL INC Common Stock 46120E602 827 4,416 SH   DFND 1,4 0 4,416 0
INVITATION HOMES INC Common Stock 46187W107 252 7,486 SH   DFND 1,4 0 7,486 0
IQVIA HOLDINGS INC Common Stock 46266C105 414 2,286 SH   DFND 1,4 0 2,286 0
ISHARES CORE INTL STOCK ETF ETF Common Stock 46432F834 7,044 138,340 SH   DFND 6,4 0 138,340 0
ISHARES CORE S P TOTAL US STOC Common Stock 464287150 31,461 395,532 SH   DFND 1,6,4 0 395,532 0
ISHARES MSCI INDIA ETF Common Stock 46429B598 17,611 431,861 SH   DFND 1,4 0 431,861 0
ISHARES S P 500 INDEX FUND/US Common Stock 464287200 577 1,610 SH   DFND 1,4 0 1,610 0
JOHNSON JOHNSON Common Stock 478160104 5,307 32,487 SH   DFND 1,4 0 32,487 0
JOHNSON CONTROLS INTERNATION Common Stock G51502105 422 8,588 SH   DFND 1,4 0 8,588 0
JP MORGAN CHASE CO Common Stock 46625H100 3,775 36,123 SH   DFND 1,4 0 36,123 0
KE HOLDINGS INC Common Stock 482497104 226 12,907 SH   DFND 1,4 0 12,907 0
KELLOGG CO Common Stock 487836108 215 3,084 SH   DFND 1,4 0 3,084 0
KEURIG DR PEPPER INC Common Stock 49271V100 370 10,339 SH   DFND 1,4 0 10,339 0
KEYCORP Common Stock 493267108 184 11,532 SH   DFND 1,4 0 11,532 0
KEYSIGHT TECHNOLOGIES Common Stock 49338L103 349 2,218 SH   DFND 1,4 0 2,218 0
KIMBERLY-CLARK CORP Common Stock 494368103 464 4,124 SH   DFND 1,4 0 4,124 0
KINDER MORGAN INC Common Stock 49456B101 408 24,525 SH   DFND 1,4 0 24,525 0
KINROSS GOLD CORP Common Stock 496902404 89 23,333 SH   DFND 1,4 0 23,333 0
KKR CO INC -A Common Stock 48251W104 267 6,192 SH   DFND 1,4 0 6,192 0
KLA CORP Common Stock 482480100 534 1,764 SH   DFND 1,4 0 1,764 0
KRAFT HEINZ CO THE Common Stock 500754106 298 8,926 SH   DFND 1,4 0 8,926 0
KROGER CO/THE Common Stock 501044101 354 8,083 SH   DFND 1,4 0 8,083 0
L3HARRIS TECHNOLOGIES INC Common Stock 502431109 493 2,374 SH   DFND 1,4 0 2,374 0
LABORATORY CORP OF AMERICA HOL Common Stock 50540R409 228 1,111 SH   DFND 1,4 0 1,111 0
LAM RESEARCH CORP Common Stock 512807108 620 1,695 SH   DFND 1,4 0 1,695 0
LAUDER ESTEE COS INC CL A Common Stock 518439104 615 2,845 SH   DFND 1,4 0 2,845 0
LENNAR CORP Common Stock 526057104 234 3,132 SH   DFND 1,4 0 3,132 0
LI AUTO INC - ADR Common Stock 50202M102 253 11,013 SH   DFND 1,4 0 11,013 0
LINDE PLC Common Stock G5494J103 1,673 6,203 SH   DFND 1,4 0 6,203 0
LOCKHEED MARTIN CORP Common Stock 539830109 1,134 2,935 SH   DFND 1,4 0 2,935 0
LOWE'S COS INC Common Stock 548661107 1,477 7,865 SH   DFND 1,4 0 7,865 0
LUFAX HOLDING LTD Common Stock 54975P102 33 12,823 SH   DFND 1,4 0 12,823 0
LULULEMON ATHLETICA INC Common Stock 550021109 346 1,239 SH   DFND 1,4 0 1,239 0
LUMEN TECHNOLOGIES INC Common Stock 550241103 89 12,233 SH   DFND 1,4 0 12,233 0
LYONDELLBASELL INDUSTRIES NV Common Stock N53745100 212 2,822 SH   DFND 1,4 0 2,822 0
M T BANK CORP Common Stock 55261F104 383 2,173 SH   DFND 1,4 0 2,173 0
MAGNA INTERNATIONAL INC-CL A Common Stock 559222401 261 5,457 SH   DFND 1,4 0 5,457 0
MANULIFE FINL CORP COM Common Stock 56501R106 578 36,621 SH   DFND 1,4 0 36,621 0
MARATHON PETROLEUM Common Stock 56585A102 622 6,263 SH   DFND 1,4 0 6,263 0
MARRIOTT INTERNATIONAL Common Stock 571903202 471 3,359 SH   DFND 1,4 0 3,359 0
MARSH MCLENNAN COS INC Common Stock 571748102 917 6,145 SH   DFND 1,4 0 6,145 0
MARTIN MARIETTA MATERIALS INC Common Stock 573284106 249 775 SH   DFND 1,4 0 775 0
MARVELL TECHNOLOGY INC Common Stock 573874104 399 9,304 SH   DFND 1,4 0 9,304 0
MASTERCARD INC Common Stock 57636Q104 3,019 10,616 SH   DFND 1,4 0 10,616 0
MCCORMICK CO INC Common Stock 579780206 225 3,168 SH   DFND 1,4 0 3,168 0
MCDONALD'S CORP Common Stock 580135101 2,102 9,108 SH   DFND 1,4 0 9,108 0
MCKESSON CORP Common Stock 58155Q103 611 1,797 SH   DFND 1,4 0 1,797 0
MEDAVAIL HOLDINGS INC Common Stock 58406B103 1,854 2,389,478 SH   DFND 9,4 0 2,389,478 0
MEDTRONIC INC Common Stock G5960L103 1,329 16,459 SH   DFND 1,4 0 16,459 0
MERCK CO INC Common Stock 58933Y105 2,683 31,151 SH   DFND 1,4 0 31,151 0
META PLATFORMS INC Common Stock 30303M102 3,843 28,320 SH   DFND 1,4 0 28,320 0
METLIFE INC Common Stock 59156R108 502 8,267 SH   DFND 1,4 0 8,267 0
METTLER-TOLEDO INTERNATIONAL COM Common Stock 592688105 304 280 SH   DFND 1,4 0 280 0
MICROCHIP TECHNOLOGY INC Common Stock 595017104 408 6,693 SH   DFND 1,4 0 6,693 0
MICRON TECHNOLOGY INC Common Stock 595112103 680 13,578 SH   DFND 1,4 0 13,578 0
MICROSOFT CORP Common Stock 594918104 21,332 91,592 SH   DFND 1,4 0 91,592 0
MID-AMER APT CMNTYS INC COM Common Stock 59522J103 216 1,396 SH   DFND 1,4 0 1,396 0
MODERNA INC Common Stock 60770K107 494 4,181 SH   DFND 1,4 0 4,181 0
MOLINA HEALTHCARE INC COM Common Stock 60855R100 239 728 SH   DFND 1,4 0 728 0
MONDELEZ INTERNATIONAL INC Common Stock 609207105 930 16,972 SH   DFND 1,4 0 16,972 0
MONOLITHIC POWER SYSTEMS INC Common Stock 609839105 204 559 SH   DFND 1,4 0 559 0
MONSTER BEVERAGE CORP Common Stock 61174X109 402 4,630 SH   DFND 1,4 0 4,630 0
MOODY'S CORPORATION Common Stock 615369105 481 1,980 SH   DFND 1,4 0 1,980 0
MORGAN ST DEAN WITTER Common Stock 617446448 1,242 15,727 SH   DFND 1,4 0 15,727 0
MOSAIC CO Common Stock 61945C103 208 4,299 SH   DFND 1,4 0 4,299 0
MOTOROLA SOLUTIONS INC Common Stock 620076307 455 2,033 SH   DFND 1,4 0 2,033 0
MSCI INC-A Common Stock 55354G100 417 987 SH   DFND 1,4 0 987 0
NASDAQ, INC Common Stock 631103108 239 4,209 SH   DFND 1,4 0 4,209 0
NETFLIX INC Common Stock 64110L106 1,271 5,397 SH   DFND 1,4 0 5,397 0
NEWMONT GOLDCORP CORP Common Stock 651639106 410 9,759 SH   DFND 1,4 0 9,759 0
NEXTERA ENERGY INC Common Stock 65339F101 1,898 24,212 SH   DFND 1,4 0 24,212 0
NIKE INC Common Stock 654106103 1,269 15,262 SH   DFND 1,4 0 15,262 0
NIO INC - ADR Common Stock 62914V106 435 27,592 SH   DFND 1,4 0 27,592 0
NORFOLK SOUTHERN CORP Common Stock 655844108 606 2,892 SH   DFND 1,4 0 2,892 0
NORTHERN TRUST CORP Common Stock 665859104 218 2,551 SH   DFND 1,4 0 2,551 0
NORTHROP GRUMMAN CORP Common Stock 666807102 849 1,806 SH   DFND 1,4 0 1,806 0
NUCOR CORP Common Stock 670346105 347 3,241 SH   DFND 1,4 0 3,241 0
NUTRIEN LTD Common Stock 67077M108 873 10,416 SH   DFND 1,4 0 10,416 0
NVIDIA CORP Common Stock 67066G104 3,646 30,033 SH   DFND 1,4 0 30,033 0
O'REILLY AUTOMOTIVE INC Common Stock 67103H107 554 787 SH   DFND 1,4 0 787 0
OCCIDENTAL PETROLEUM COR Common Stock 674599105 625 10,178 SH   DFND 1,4 0 10,178 0
OLD DOMINION FREIGHT LINE Common Stock 679580100 307 1,235 SH   DFND 1,4 0 1,235 0
ON SEMICONDUCTOR CORP Common Stock 682189105 334 5,364 SH   DFND 1,4 0 5,364 0
ONEOK INC Common Stock 682680103 282 5,515 SH   DFND 1,4 0 5,515 0
ORACLE CORP Common Stock 68389X105 1,147 18,778 SH   DFND 1,4 0 18,778 0
OTIS WORLDWIDE CORP Common Stock 68902V107 331 5,183 SH   DFND 1,4 0 5,183 0
PACCAR INC Common Stock 693718108 351 4,183 SH   DFND 1,4 0 4,183 0
PALANTIR TECHNOLOGIES INC A Common Stock 69608A108 158 19,334 SH   DFND 1,4 0 19,334 0
PALO ALTO NETWORKS INC Common Stock 697435105 524 3,201 SH   DFND 1,4 0 3,201 0
PARKER HANNIFIN CORP Common Stock 701094104 383 1,578 SH   DFND 1,4 0 1,578 0
PAYCHEX INC Common Stock 704326107 442 3,937 SH   DFND 1,4 0 3,937 0
PAYCOM SOFTWARE INC Common Stock 70432V102 207 631 SH   DFND 1,4 0 631 0
PAYPAL HOLDINGS INC-W/I Common Stock 70450Y103 1,222 14,199 SH   DFND 1,4 0 14,199 0
PEMBINA PIPELINE CORP Common Stock 706327103 321 10,508 SH   DFND 1,4 0 10,508 0
PEPSICO INC Common Stock 713448108 2,778 17,016 SH   DFND 1,4 0 17,016 0
PFIZER INC Common Stock 717081103 3,048 69,667 SH   DFND 1,4 0 69,667 0
PG E CORP Common Stock 69331C108 238 18,985 SH   DFND 1,4 0 18,985 0
PHILIP MORRIS INTERNATIONAL Common Stock 718172109 1,583 19,068 SH   DFND 1,4 0 19,068 0
PHILLIPS 66 Common Stock 718546104 476 5,893 SH   DFND 1,4 0 5,893 0
PINDUODUO INC-ADR Common Stock 722304102 638 10,187 SH   DFND 1,4 0 10,187 0
PIONEER NATURAL RESOURCES CO Common Stock 723787107 630 2,910 SH   DFND 1,4 0 2,910 0
PNC FINANCIAL SERVICES GROUP I Common Stock 693475105 762 5,094 SH   DFND 1,4 0 5,094 0
PPG INDUSTRIES INC Common Stock 693506107 323 2,915 SH   DFND 1,4 0 2,915 0
PPL CORP Common Stock 69351T106 228 9,002 SH   DFND 1,4 0 9,002 0
PRINCIPAL FINANCIAL GROUP Common Stock 74251V102 222 3,077 SH   DFND 1,4 0 3,077 0
PROCTER GAMBLE CO Common Stock 742718109 3,726 29,511 SH   DFND 1,4 0 29,511 0
PROGRESSIVE CORP Common Stock 743315103 847 7,289 SH   DFND 1,4 0 7,289 0
PROLOGICS INC Common Stock 74340W103 926 9,122 SH   DFND 1,4 0 9,122 0
PRUDENTIAL FINANCIAL INC Common Stock 744320102 395 4,598 SH   DFND 1,4 0 4,598 0
PUBLIC SERVICE ENTERPRISE GROU Common Stock 744573106 340 6,045 SH   DFND 1,4 0 6,045 0
PUBLIC STORAGE Common Stock 74460D109 565 1,931 SH   DFND 1,4 0 1,931 0
QUALCOMM INC Common Stock 747525103 1,558 13,788 SH   DFND 1,4 0 13,788 0
QUANTA SERVICES INC Common Stock 74762E102 224 1,758 SH   DFND 1,4 0 1,758 0
RAYMOND JAMES FINANCIAL INC Common Stock 754730109 235 2,378 SH   DFND 1,4 0 2,378 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 1,497 18,286 SH   DFND 1,4 0 18,286 0
REALTY INCOME CORP Common Stock 756109104 444 7,614 SH   DFND 1,4 0 7,614 0
REGENERON PHARMACEUTICALS INC Common Stock 75886F107 891 1,294 SH   DFND 1,4 0 1,294 0
REGIONS FINANCIAL CORP Common Stock 7591EP100 231 11,520 SH   DFND 1,4 0 11,520 0
REPUBLIC SERVICES INC Common Stock 760759100 352 2,582 SH   DFND 1,4 0 2,582 0
RESMED INC Common Stock 761152107 390 1,786 SH   DFND 1,4 0 1,786 0
RESTAURANT BRANDS INTERN Common Stock 76131D103 299 5,602 SH   DFND 1,4 0 5,602 0
RLX TECHNOLOGY INC-ADR Common Stock 74969N103 11 10,236 SH   DFND 1,4 0 10,236 0
ROCKWELL AUTOMATION INC Common Stock 773903109 309 1,436 SH   DFND 1,4 0 1,436 0
ROGERS COMMUNICATIONS -CL B Common Stock 775109200 265 6,829 SH   DFND 1,4 0 6,829 0
ROPER INDUSTRIES INC Common Stock 776696106 468 1,302 SH   DFND 1,4 0 1,302 0
ROSS STORES INC Common Stock 778296103 361 4,277 SH   DFND 1,4 0 4,277 0
ROYAL BANK OF CANADA Common Stock 780087102 2,444 27,008 SH   DFND 1,4 0 27,008 0
S P GLOBAL INC Common Stock 78409V104 1,268 4,154 SH   DFND 1,4 0 4,154 0
SALESFORCE INC COM Common Stock 79466L302 1,727 12,003 SH   DFND 1,4 0 12,003 0
SBA COMMUNICATIONS CORP Common Stock 78410G104 376 1,323 SH   DFND 1,4 0 1,323 0
SCHLUMBERGER LTD Common Stock 806857108 624 17,395 SH   DFND 1,4 0 17,395 0
SEA LTD-ADR Common Stock 81141R100 382 6,803 SH   DFND 1,4 0 6,803 0
SEAGEN INC Common Stock 81181C104 207 1,519 SH   DFND 1,4 0 1,519 0
SEMPRA ENERGY Common Stock 816851109 579 3,865 SH   DFND 1,4 0 3,865 0
SERVICENOW INC Common Stock 81762P102 930 2,461 SH   DFND 1,4 0 2,461 0
SHAW COMMUNICATIONS INC-B Common Stock 82028K200 221 9,064 SH   DFND 1,4 0 9,064 0
SHERWIN-WILLIAMS CO Common Stock 824348106 607 2,960 SH   DFND 1,4 0 2,960 0
SHOPIFY INC Common Stock 82509L107 591 21,830 SH   DFND 1,4 0 21,830 0
SIMON PROPERTY GROUP Common Stock 828806109 361 4,021 SH   DFND 1,4 0 4,021 0
SNOWFLAKE INC-CLASS A Common Stock 833445109 549 3,230 SH   DFND 1,4 0 3,230 0
SOUTHERN CO Common Stock 842587107 887 13,046 SH   DFND 1,4 0 13,046 0
SOUTHWESTERN ENERGY CO Common Stock 845467109 81 13,314 SH   DFND 1,4 0 13,314 0
SPDR TRUST SERIES 1 Common Stock 78462F103 1,050 2,940 SH   DFND 1,4 0 2,940 0
STARBUCKS CORP Common Stock 855244109 1,192 14,152 SH   DFND 1,4 0 14,152 0
STATE STREET CORP Common Stock 857477103 274 4,508 SH   DFND 1,4 0 4,508 0
STELLANTIS NV Common Stock N82405106 509 42,278 SH   DFND 1,4 0 42,278 0
STERIS PLC Common Stock G8473T100 208 1,252 SH   DFND 1,4 0 1,252 0
STRYKER CORP Common Stock 863667101 869 4,289 SH   DFND 1,4 0 4,289 0
SUN LIFE FINL INC COM Common Stock 866796105 440 11,026 SH   DFND 1,4 0 11,026 0
SUNCOR ENERGY INC Common Stock 867224107 776 27,438 SH   DFND 1,4 0 27,438 0
SVB FINANCIAL GROUP Common Stock 78486Q101 244 728 SH   DFND 1,4 0 728 0
SYNOPSYS INC Common Stock 871607107 578 1,893 SH   DFND 1,4 0 1,893 0
SYSCO CORPORATION Common Stock 871829107 444 6,276 SH   DFND 1,4 0 6,276 0
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T-MOBILE US INC Common Stock 872590104 994 7,406 SH   DFND 1,4 0 7,406 0
TAKE-TWO INTERACTIVE SOFTWARE Common Stock 874054109 219 2,003 SH   DFND 1,4 0 2,003 0
TARGET CORP Common Stock 87612E106 852 5,740 SH   DFND 1,4 0 5,740 0
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TECK RESOURCES LTD-CLS B Common Stock 878742204 275 8,987 SH   DFND 1,4 0 8,987 0
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TESLA INC Common Stock 88160R101 8,421 31,747 SH   DFND 1,4 0 31,747 0
TEVA PHARMACEUTICAL Common Stock 881624209 179 22,168 SH   DFND 1,4 0 22,168 0
TEXAS INSTRUMENTS INC Common Stock 882508104 1,756 11,348 SH   DFND 1,4 0 11,348 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 2,447 4,823 SH   DFND 1,4 0 4,823 0
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TJX COS INC Common Stock 872540109 900 14,484 SH   DFND 1,4 0 14,484 0
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TRADE DESK INC/THE -CLASS A Common Stock 88339J105 286 4,791 SH   DFND 1,4 0 4,791 0
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TRANSDIGM GROUP INC Common Stock 893641100 338 644 SH   DFND 1,4 0 644 0
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TRIP COM GROUP LTD Common Stock 89677Q107 289 10,582 SH   DFND 1,4 0 10,582 0
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TWITTER INC Common Stock 90184L102 390 8,906 SH   DFND 1,4 0 8,906 0
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ULTA BEAUTY INC Common Stock 90384S303 251 627 SH   DFND 1,4 0 627 0
UNION PACIFIC CORP Common Stock 907818108 1,504 7,725 SH   DFND 1,4 0 7,725 0
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UNITEDHEALTH GROUP INC Common Stock 91324P102 5,845 11,575 SH   DFND 1,4 0 11,575 0
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WALT DISNEY COMPANY/THE Common Stock 254687106 2,117 22,447 SH   DFND 1,4 0 22,447 0
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WELLS FARGO COMPANY Common Stock 949746101 1,881 46,751 SH   DFND 1,4 0 46,751 0
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