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POLICY LIABILITIES - Schedule of Changes in Present Value of Expected Net Premiums and Expected Future Policy Benefits (Detail) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Present value of expected future policy benefits:      
Beginning balance $ 111,508    
Ending balance 100,522 $ 111,508  
Net liability for future policy benefits 62,320 70,381  
Aflac Japan | Cancer      
Present value of expected future net premiums:      
Beginning balance 14,184 17,509  
Beginning balance at original discount rate 14,008 16,452  
Effect of changes in cash flow assumptions   (661) $ (625)
Effect of actual variances from expected experience   (436) (71)
Adjusted beginning of period balance   12,911 15,756
Issuances 1,114 983  
Interest accrual 364 378  
Net premiums collected [1] (1,379) (1,453)  
Foreign currency translation 193 (1,655)  
Other (2) (1)  
Ending balance at original discount rate 13,201 14,008  
Effect of changes in discount rate assumptions (994) 176  
Ending balance 12,207 14,184  
Present value of expected future policy benefits:      
Beginning balance 40,781 50,161  
Beginning balance at original discount rate 37,856 43,626  
Effect of changes in cash flow assumptions   (1,130) (815)
Effect of actual variances from expected experience   (483) (117)
Adjusted beginning of period balance   36,243 42,694
Issuances 1,138 1,004  
Interest accrual 1,299 1,356  
Benefit payments (2,723) (2,773)  
Foreign currency translation 481 (4,425)  
Other 0 0  
Ending balance at original discount rate 36,438 37,856  
Effect of changes in discount rate assumptions (1,451) 2,925  
Ending balance 34,987 40,781  
Net liability for future policy benefits 22,780 26,597  
Less: reinsurance recoverable 4,406 5,085  
Net liability for future policy benefits after reinsurance recoverable 18,374 21,512  
Aflac Japan | Medical and other health      
Present value of expected future net premiums:      
Beginning balance 11,817 14,697  
Beginning balance at original discount rate 11,845 14,040  
Effect of changes in cash flow assumptions   136 (154)
Effect of actual variances from expected experience   (84) (164)
Adjusted beginning of period balance   11,897 13,722
Issuances 253 361  
Interest accrual 292 302  
Net premiums collected [1] (1,076) (1,135)  
Foreign currency translation 146 (1,405)  
Other (1) 0  
Ending balance at original discount rate 11,511 11,845  
Effect of changes in discount rate assumptions (1,162) (28)  
Ending balance 10,349 11,817  
Present value of expected future policy benefits:      
Beginning balance 20,606 25,257  
Beginning balance at original discount rate 21,957 25,023  
Effect of changes in cash flow assumptions   108 (228)
Effect of actual variances from expected experience   (102) (193)
Adjusted beginning of period balance   21,963 24,602
Issuances 260 373  
Interest accrual 564 570  
Benefit payments (1,044) (1,033)  
Foreign currency translation 236 (2,555)  
Other 0 0  
Ending balance at original discount rate 21,979 21,957  
Effect of changes in discount rate assumptions (4,287) (1,351)  
Ending balance 17,692 20,606  
Net liability for future policy benefits 7,343 8,789  
Less: reinsurance recoverable 1,062 1,245  
Net liability for future policy benefits after reinsurance recoverable 6,281 7,544  
Aflac Japan | Life insurance      
Present value of expected future net premiums:      
Beginning balance 5,156 6,488  
Beginning balance at original discount rate 5,084 6,258  
Effect of changes in cash flow assumptions   (40) (190)
Effect of actual variances from expected experience   (62) (97)
Adjusted beginning of period balance   4,982 5,971
Issuances 405 478  
Interest accrual 110 110  
Net premiums collected [1] (795) (862)  
Foreign currency translation 70 (613)  
Other 0 0  
Ending balance at original discount rate 4,772 5,084  
Effect of changes in discount rate assumptions (225) 72  
Ending balance 4,547 5,156  
Present value of expected future policy benefits:      
Beginning balance 24,265 29,731  
Beginning balance at original discount rate 26,330 30,256  
Effect of changes in cash flow assumptions   (101) (302)
Effect of actual variances from expected experience   (61) (110)
Adjusted beginning of period balance   26,168 29,844
Issuances 417 488  
Interest accrual 569 582  
Benefit payments (1,753) (1,510)  
Foreign currency translation 315 (3,074)  
Other 0 0  
Ending balance at original discount rate 25,716 26,330  
Effect of changes in discount rate assumptions (4,822) (2,065)  
Ending balance 20,894 24,265  
Net liability for future policy benefits 16,347 19,109  
Less: reinsurance recoverable 0 0  
Net liability for future policy benefits after reinsurance recoverable 16,347 19,109  
Aflac Japan | Other      
Present value of expected future net premiums:      
Beginning balance 846 1,088  
Beginning balance at original discount rate 864 1,069  
Effect of changes in cash flow assumptions   5 (19)
Effect of actual variances from expected experience   (12) (14)
Adjusted beginning of period balance   857 1,036
Issuances 9 16  
Interest accrual 16 17  
Net premiums collected [1] (95) (101)  
Foreign currency translation 13 (104)  
Other 0 0  
Ending balance at original discount rate 800 864  
Effect of changes in discount rate assumptions (75) (18)  
Ending balance 725 846  
Present value of expected future policy benefits:      
Beginning balance 4,225 5,178  
Beginning balance at original discount rate 4,765 5,444  
Effect of changes in cash flow assumptions   74 (7)
Effect of actual variances from expected experience   (21) (24)
Adjusted beginning of period balance   4,818 5,413
Issuances 14 22  
Interest accrual 91 93  
Benefit payments (218) (208)  
Foreign currency translation 53 (555)  
Other 0 0  
Ending balance at original discount rate 4,758 4,765  
Effect of changes in discount rate assumptions (1,087) (540)  
Ending balance 3,671 4,225  
Net liability for future policy benefits 2,946 3,379  
Less: reinsurance recoverable 0 0  
Net liability for future policy benefits after reinsurance recoverable 2,946 3,379  
Aflac U.S. | Life insurance      
Present value of expected future net premiums:      
Beginning balance 909 853  
Beginning balance at original discount rate 976 909  
Effect of changes in cash flow assumptions   (5) (5)
Effect of actual variances from expected experience   (32) (29)
Adjusted beginning of period balance   939 875
Issuances 246 226  
Interest accrual 42 37  
Net premiums collected [1] (171) (157)  
Foreign currency translation 0 0  
Other (5) (5)  
Ending balance at original discount rate 1,051 976  
Effect of changes in discount rate assumptions (30) (67)  
Ending balance 1,021 909  
Present value of expected future policy benefits:      
Beginning balance 1,847 1,764  
Beginning balance at original discount rate 2,126 1,971  
Effect of changes in cash flow assumptions   (17) (3)
Effect of actual variances from expected experience   (53) (43)
Adjusted beginning of period balance   2,056 1,925
Issuances 254 231  
Interest accrual 87 78  
Benefit payments (109) (108)  
Foreign currency translation 0 0  
Other 0 0  
Ending balance at original discount rate 2,288 2,126  
Effect of changes in discount rate assumptions (212) (279)  
Ending balance 2,076 1,847  
Net liability for future policy benefits 1,055 938  
Less: reinsurance recoverable 25 18  
Net liability for future policy benefits after reinsurance recoverable 1,030 920  
Aflac U.S. | Accident      
Present value of expected future net premiums:      
Beginning balance 2,497 2,488  
Beginning balance at original discount rate 2,687 2,630  
Effect of changes in cash flow assumptions   18 65
Effect of actual variances from expected experience   21 66
Adjusted beginning of period balance   2,726 2,761
Issuances 295 307  
Interest accrual 110 106  
Net premiums collected [1] (487) (479)  
Foreign currency translation 0 0  
Other (7) (8)  
Ending balance at original discount rate 2,637 2,687  
Effect of changes in discount rate assumptions (112) (190)  
Ending balance 2,525 2,497  
Present value of expected future policy benefits:      
Beginning balance 3,127 3,109  
Beginning balance at original discount rate 3,386 3,302  
Effect of changes in cash flow assumptions   47 109
Effect of actual variances from expected experience   9 91
Adjusted beginning of period balance   3,442 3,502
Issuances 300 311  
Interest accrual 138 133  
Benefit payments (532) (560)  
Foreign currency translation 0 0  
Other 0 0  
Ending balance at original discount rate 3,348 3,386  
Effect of changes in discount rate assumptions (164) (259)  
Ending balance 3,184 3,127  
Net liability for future policy benefits 659 630  
Less: reinsurance recoverable 0 0  
Net liability for future policy benefits after reinsurance recoverable 659 630  
Aflac U.S. | Disability      
Present value of expected future net premiums:      
Beginning balance 1,635 1,652  
Beginning balance at original discount rate 1,726 1,738  
Effect of changes in cash flow assumptions   (22) (47)
Effect of actual variances from expected experience   20 12
Adjusted beginning of period balance   1,724 1,703
Issuances 341 364  
Interest accrual 69 66  
Net premiums collected [1] (402) (401)  
Foreign currency translation 0 0  
Other (6) (6)  
Ending balance at original discount rate 1,726 1,726  
Effect of changes in discount rate assumptions (41) (91)  
Ending balance 1,685 1,635  
Present value of expected future policy benefits:      
Beginning balance 2,330 2,422  
Beginning balance at original discount rate 2,466 2,541  
Effect of changes in cash flow assumptions   (46) (73)
Effect of actual variances from expected experience   5 (16)
Adjusted beginning of period balance   2,425 2,452
Issuances 355 381  
Interest accrual 99 98  
Benefit payments (478) (465)  
Foreign currency translation 0 0  
Other 0 0  
Ending balance at original discount rate 2,401 2,466  
Effect of changes in discount rate assumptions (65) (136)  
Ending balance 2,336 2,330  
Net liability for future policy benefits 651 695  
Less: reinsurance recoverable 0 0  
Net liability for future policy benefits after reinsurance recoverable 651 695  
Aflac U.S. | Critical care      
Present value of expected future net premiums:      
Beginning balance 3,901 4,074  
Beginning balance at original discount rate 4,340 4,416  
Effect of changes in cash flow assumptions   (163) (106)
Effect of actual variances from expected experience   (2) (100)
Adjusted beginning of period balance   4,175 4,210
Issuances 488 543  
Interest accrual 177 173  
Net premiums collected [1] (590) (578)  
Foreign currency translation 0 0  
Other (8) (8)  
Ending balance at original discount rate 4,242 4,340  
Effect of changes in discount rate assumptions (297) (439)  
Ending balance 3,945 3,901  
Present value of expected future policy benefits:      
Beginning balance 10,701 11,290  
Beginning balance at original discount rate 12,013 12,120  
Effect of changes in cash flow assumptions   (219) (112)
Effect of actual variances from expected experience   (15) (144)
Adjusted beginning of period balance   11,779 11,864
Issuances 503 559  
Interest accrual 515 515  
Benefit payments (985) (925)  
Foreign currency translation 0 0  
Other 0 0  
Ending balance at original discount rate 11,812 12,013  
Effect of changes in discount rate assumptions (967) (1,312)  
Ending balance 10,845 10,701  
Net liability for future policy benefits 6,900 6,800  
Less: reinsurance recoverable 0 0  
Net liability for future policy benefits after reinsurance recoverable 6,900 6,800  
Aflac U.S. | Hospital indemnity      
Present value of expected future net premiums:      
Beginning balance 1,122 1,107  
Beginning balance at original discount rate 1,221 1,193  
Effect of changes in cash flow assumptions   (8) (21)
Effect of actual variances from expected experience   16 21
Adjusted beginning of period balance   1,229 1,193
Issuances 211 231  
Interest accrual 50 46  
Net premiums collected [1] (255) (244)  
Foreign currency translation 0 0  
Other (4) (5)  
Ending balance at original discount rate 1,231 1,221  
Effect of changes in discount rate assumptions (60) (99)  
Ending balance 1,171 1,122  
Present value of expected future policy benefits:      
Beginning balance 1,897 1,943  
Beginning balance at original discount rate 2,073 2,076  
Effect of changes in cash flow assumptions   (4) (31)
Effect of actual variances from expected experience   8 21
Adjusted beginning of period balance   2,077 2,066
Issuances 217 237  
Interest accrual 87 84  
Benefit payments (310) (314)  
Foreign currency translation 0 0  
Other 0 0  
Ending balance at original discount rate 2,071 2,073  
Effect of changes in discount rate assumptions (116) (176)  
Ending balance 1,955 1,897  
Net liability for future policy benefits 784 775  
Less: reinsurance recoverable 0 0  
Net liability for future policy benefits after reinsurance recoverable 784 775  
Aflac U.S. | Dental/vision      
Present value of expected future net premiums:      
Beginning balance 196 206  
Beginning balance at original discount rate 209 217  
Effect of changes in cash flow assumptions   (10) (17)
Effect of actual variances from expected experience   (10) (12)
Adjusted beginning of period balance   189 188
Issuances 50 52  
Interest accrual 9 9  
Net premiums collected [1] (39) (39)  
Foreign currency translation 0 0  
Other (1) (1)  
Ending balance at original discount rate 208 209  
Effect of changes in discount rate assumptions (6) (13)  
Ending balance 202 196  
Present value of expected future policy benefits:      
Beginning balance 441 478  
Beginning balance at original discount rate 477 506  
Effect of changes in cash flow assumptions   (15) (28)
Effect of actual variances from expected experience   (13) (16)
Adjusted beginning of period balance   449 462
Issuances 50 55  
Interest accrual 20 20  
Benefit payments (61) (60)  
Foreign currency translation 0 0  
Other 0 0  
Ending balance at original discount rate 458 477  
Effect of changes in discount rate assumptions (20) (36)  
Ending balance 438 441  
Net liability for future policy benefits 236 245  
Less: reinsurance recoverable 0 0  
Net liability for future policy benefits after reinsurance recoverable 236 245  
Aflac U.S. | Other      
Present value of expected future net premiums:      
Beginning balance 826 277  
Beginning balance at original discount rate 824 272  
Effect of changes in cash flow assumptions   386 (8)
Effect of actual variances from expected experience   146 13
Adjusted beginning of period balance   1,356 277
Issuances 571 592  
Interest accrual 73 25  
Net premiums collected [1] (138) (53)  
Foreign currency translation 0 0  
Other (27) (17)  
Ending balance at original discount rate 1,835 824  
Effect of changes in discount rate assumptions 133 2  
Ending balance 1,968 826  
Present value of expected future policy benefits:      
Beginning balance 1,288 798  
Beginning balance at original discount rate 1,293 769  
Effect of changes in cash flow assumptions   399 (12)
Effect of actual variances from expected experience   148 (7)
Adjusted beginning of period balance   1,840 $ 750
Issuances 574 597  
Interest accrual 97 50  
Benefit payments (207) (104)  
Foreign currency translation 0 0  
Other 0 0  
Ending balance at original discount rate 2,304 1,293  
Effect of changes in discount rate assumptions 140 (5)  
Ending balance 2,444 1,288  
Net liability for future policy benefits 476 462  
Less: reinsurance recoverable 11 0  
Net liability for future policy benefits after reinsurance recoverable $ 465 $ 462  
[1] Net premiums collected represent the portion of gross premiums collected from policyholders that is used to fund expected future benefit payments.