SCHEDULE III SUPPLEMENTARY INSURANCE INFORMATION

12 Months Ended

Dec. 31, 2025

SCHEDULE III

SUPPLEMENTARY INSURANCE INFORMATION

Aflac Incorporated and Subsidiaries

Years ended December 31,


(In millions)	Deferred Policy Acquisition Costs			Future Policy Benefits & Unpaid Policy Claims			Unearned Premiums			Other Policyholders' Funds
2025:
Aflac Japan		$	5,302		$	52,602		$	1,245		$	5,445
Aflac U.S.		3,732			11,281			97			0
All other		0			4,099			(11)			0
Intercompany eliminations		0			(5,167)			(8)			0
Total		$	9,034		$	62,815		$	1,323		$	5,445
2024:
Aflac Japan		$	5,102		$	60,890		$	1,199		$	5,460
Aflac U.S.		3,656			10,960			103			0
All other		0			4,817			22			0
Intercompany eliminations		0			(5,905)			(38)			0
Total		$	8,758		$	70,762		$	1,286		$	5,460

Segment amounts may not agree in total to the corresponding consolidated amounts due to rounding.

Years Ended December 31,


(In millions)	Net Earned Premiums		Net Investment Income			Total Benefits and Claims, net			Amortization of Deferred Policy Acquisition Costs			Other Operating Expenses			Premiums Written
2025:
Aflac Japan	$	6,744		$	2,854		$	3,999		$	323		$	1,595	$	7,820
Aflac U.S.	5,999			854			2,837			551			2,094		6,177
All other	805			368			458			0			775		0
Total	$	13,548		$	4,076		$	7,293		$	874		$	4,464	$	13,997
2024:
Aflac Japan	$	6,930		$	3,032		$	4,317		$	321		$	1,527	$	7,866
Aflac U.S.	5,829			883			2,726			530			2,064		5,905
All other	681			201			407			0			618		0
Total	$	13,440		$	4,116		$	7,450		$	851		$	4,209	$	13,771
2023:
Aflac Japan	$	8,047		$	3,033		$	5,313		$	326		$	1,790	$	8,571
Aflac U.S.	5,675			854			2,431			490			2,201		5,666
All other	400			(77)			467			0			421		0
Total	$	14,123		$	3,811		$	8,211		$	816		$	4,412	$	14,237

Segment amounts may not agree in total to the corresponding consolidated amounts due to rounding.

See the accompanying Report of Independent Registered Public Accounting Firm.