REINSURANCE (Tables)

3 Months Ended

Mar. 31, 2025

Reinsurance Disclosures [Abstract]

Effects of Reinsurance

The following table reconciles direct earned premiums, direct benefits and claims, excluding reserve remeasurement gains and losses, and reserve remeasurement gains and losses to net amounts after the effect of reinsurance.

	Three Months Ended March 31,
(In millions)	2025			2024
Earned premiums:
Direct		$	3,433		$	3,482
Ceded		(88)			(69)
Assumed		36			43
Net earned premiums		$	3,381		$	3,456
Benefits and claims, excluding reserve remeasurement:
Direct		$	2,031		$	2,082
Ceded		(56)			(33)
Assumed		11			17
Benefits and claims, excluding reserve remeasurement		1,986			2,066
Reserve remeasurement (gains) losses:
Direct		(41)			(57)
Ceded		0			1
Reserve remeasurement (gains) losses		(41)			(56)
Total benefits and claims, net		$	1,945		$	2,010