SCHEDULE III SUPPLEMENTARY INSURANCE INFORMATION

12 Months Ended

Dec. 31, 2024

SCHEDULE III

SUPPLEMENTARY INSURANCE INFORMATION

Aflac Incorporated and Subsidiaries

Years ended December 31,


(In millions)	Deferred Policy Acquisition Costs			Future Policy Benefits & Unpaid Policy Claims			Unearned Premiums			Other Policyholders' Funds
2024:
Aflac Japan		$	5,102		$	60,890		$	1,199		$	5,460
Aflac U.S.		3,656			10,960			103			0
All other		0			4,817			22			0
Intercompany eliminations		0			(5,905)			(38)			0
Total		$	8,758		$	70,762		$	1,286		$	5,460
2023:
Aflac Japan		$	5,559		$	73,641		$	1,358		$	6,169
Aflac U.S.		3,573			11,492			107			0
All other		0			3,967			12			0
Intercompany eliminations		0			(5,121)			(26)			0
Total		$	9,132		$	83,979		$	1,451		$	6,169

Segment amounts may not agree in total to the corresponding consolidated amounts due to rounding.

Years Ended December 31,


(In millions)	Net Earned Premiums		Net Investment Income			Total Benefits and Claims, net			Amortization of Deferred Policy Acquisition Costs			Other Operating Expenses			Premiums Written
2024:
Aflac Japan	$	6,930		$	3,032		$	4,317		$	321		$	1,527	$	7,866
Aflac U.S.	5,829			883			2,726			530			2,064		5,905
All other	681			201			407			0			618		0
Total	$	13,440		$	4,116		$	7,450		$	851		$	4,209	$	13,771
2023:
Aflac Japan	$	8,047		$	3,033		$	5,313		$	326		$	1,790	$	8,571
Aflac U.S.	5,675			854			2,431			490			2,201		5,666
All other	400			(77)			467			0			421		0
Total	$	14,123		$	3,811		$	8,211		$	816		$	4,412	$	14,237
2022:
Aflac Japan	$	9,186		$	2,867		$	6,191		$	338		$	2,080	$	9,474
Aflac U.S.	5,570			759			2,555			455			2,117		5,469
All other	145			30			141			0			395		0
Total	$	14,901		$	3,656		$	8,887		$	792		$	4,592	$	14,943

Segment amounts may not agree in total to the corresponding consolidated amounts due to rounding.

See the accompanying Report of Independent Registered Public Accounting Firm.