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POLICY LIABILITIES - Changes in Liability for Unpaid Policy Claims (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Liability for Unpaid Claims and Claims Expenses        
Net balance, beginning of period     $ 4,659  
Less claims paid during the period on claims incurred during:        
Net balance, end of period $ 4,976   4,976  
Total liability for unpaid policy claims 4,976 $ 4,741 4,976 $ 4,741
Health insurance        
Liability for Unpaid Claims and Claims Expenses        
Unpaid supplemental health claims, beginning of period 4,041 4,024 3,968 3,952
Less reinsurance recoverables 37 31 31 28
Net balance, beginning of period 4,004 3,993 3,937 3,924
Add claims incurred during the period related to:        
Current year 1,780 1,806 5,354 5,415
Prior years (105) (134) (408) (437)
Total incurred 1,675 1,672 4,946 4,978
Less claims paid during the period on claims incurred during:        
Current year 1,295 1,421 2,971 3,150
Prior years 249 220 1,811 1,794
Total paid 1,544 1,641 4,782 4,944
Effect of foreign exchange rate changes on unpaid claims 42 (3) 76 63
Net balance, end of period 4,177 4,021 4,177 4,021
Add reinsurance recoverables 40 31 40 31
Total liability for unpaid policy claims 4,217 4,052 4,217 4,052
Life insurance        
Less claims paid during the period on claims incurred during:        
Total liability for unpaid policy claims $ 759 $ 689 $ 759 $ 689