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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_DBA6B243059F2019F263272E465F57D4" xlink:to="lab_afl_SeniorNotesTwoPointSixFivePercentDueFebruaryTwentySeventeenMember_DBA6B243059F2019F263272E465F57D4" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesTwoPointFourZeroPercentDueMarchTwentyTwentyMember_C34E6BC4A0A5310FF235272E465FA0B2_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesTwoPointFourZeroPercentDueMarchTwentyTwentyMember_C34E6BC4A0A5310FF235272E465FA0B2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.40% senior notes due March 2020</link:label>
    <link:label id="lab_afl_SeniorNotesTwoPointFourZeroPercentDueMarchTwentyTwentyMember_C34E6BC4A0A5310FF235272E465FA0B2_label_en-US" xlink:label="lab_afl_SeniorNotesTwoPointFourZeroPercentDueMarchTwentyTwentyMember_C34E6BC4A0A5310FF235272E465FA0B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Two Point Four Zero Percent Due March Twenty Twenty [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesTwoPointFourZeroPercentDueMarchTwentyTwentyMember_C34E6BC4A0A5310FF235272E465FA0B2_documentation_en-US" xlink:label="lab_afl_SeniorNotesTwoPointFourZeroPercentDueMarchTwentyTwentyMember_C34E6BC4A0A5310FF235272E465FA0B2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Two Point Four Zero Percent Due March Twenty Twenty [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_SeniorNotesTwoPointFourZeroPercentDueMarchTwentyTwentyMember" xlink:label="loc_afl_SeniorNotesTwoPointFourZeroPercentDueMarchTwentyTwentyMember_C34E6BC4A0A5310FF235272E465FA0B2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesTwoPointFourZeroPercentDueMarchTwentyTwentyMember_C34E6BC4A0A5310FF235272E465FA0B2" xlink:to="lab_afl_SeniorNotesTwoPointFourZeroPercentDueMarchTwentyTwentyMember_C34E6BC4A0A5310FF235272E465FA0B2" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_BB706E8C25F21657F7D4272E465F4B9D_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_BB706E8C25F21657F7D4272E465F4B9D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">4.00% senior notes due February 2022</link:label>
    <link:label id="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_BB706E8C25F21657F7D4272E465F4B9D_label_en-US" xlink:label="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_BB706E8C25F21657F7D4272E465F4B9D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Four Point Zero Zero Percent Due February Twenty Twenty Two [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_BB706E8C25F21657F7D4272E465F4B9D_documentation_en-US" xlink:label="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_BB706E8C25F21657F7D4272E465F4B9D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Four Point Zero Zero Percent Due February Twenty Twenty Two [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember" xlink:label="loc_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_BB706E8C25F21657F7D4272E465F4B9D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_BB706E8C25F21657F7D4272E465F4B9D" xlink:to="lab_afl_SeniorNotesFourPointZeroZeroPercentDueFebruaryTwentyTwentyTwoMember_BB706E8C25F21657F7D4272E465F4B9D" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueJuneTwentyTwentyThreeMember_612C60F64206B5830631272E46607B63_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueJuneTwentyTwentyThreeMember_612C60F64206B5830631272E46607B63" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3.625% senior notes due June 2023</link:label>
    <link:label id="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueJuneTwentyTwentyThreeMember_612C60F64206B5830631272E46607B63_label_en-US" xlink:label="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueJuneTwentyTwentyThreeMember_612C60F64206B5830631272E46607B63" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Three Point Six Two Five Percent Due June Twenty Twenty Three [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueJuneTwentyTwentyThreeMember_612C60F64206B5830631272E46607B63_documentation_en-US" xlink:label="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueJuneTwentyTwentyThreeMember_612C60F64206B5830631272E46607B63" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Three Point Six Two Five Percent Due June Twenty Twenty Three [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_SeniorNotesThreePointSixTwoFivePercentDueJuneTwentyTwentyThreeMember" xlink:label="loc_afl_SeniorNotesThreePointSixTwoFivePercentDueJuneTwentyTwentyThreeMember_612C60F64206B5830631272E46607B63" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesThreePointSixTwoFivePercentDueJuneTwentyTwentyThreeMember_612C60F64206B5830631272E46607B63" xlink:to="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueJuneTwentyTwentyThreeMember_612C60F64206B5830631272E46607B63" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueNovemberTwentyTwentyFourMember_0628945BB8FBAEA70161272E46606FCA_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueNovemberTwentyTwentyFourMember_0628945BB8FBAEA70161272E46606FCA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3.625% senior notes due November 2024</link:label>
    <link:label id="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueNovemberTwentyTwentyFourMember_0628945BB8FBAEA70161272E46606FCA_label_en-US" xlink:label="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueNovemberTwentyTwentyFourMember_0628945BB8FBAEA70161272E46606FCA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Three Point Six Two Five Percent Due November Twenty Twenty Four [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueNovemberTwentyTwentyFourMember_0628945BB8FBAEA70161272E46606FCA_documentation_en-US" xlink:label="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueNovemberTwentyTwentyFourMember_0628945BB8FBAEA70161272E46606FCA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Three Point Six Two Five Percent Due November Twenty Twenty Four [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_SeniorNotesThreePointSixTwoFivePercentDueNovemberTwentyTwentyFourMember" xlink:label="loc_afl_SeniorNotesThreePointSixTwoFivePercentDueNovemberTwentyTwentyFourMember_0628945BB8FBAEA70161272E46606FCA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesThreePointSixTwoFivePercentDueNovemberTwentyTwentyFourMember_0628945BB8FBAEA70161272E46606FCA" xlink:to="lab_afl_SeniorNotesThreePointSixTwoFivePercentDueNovemberTwentyTwentyFourMember_0628945BB8FBAEA70161272E46606FCA" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesThreePointTwoFivePercentDueMarchTwentyTwentyFiveMember_92F2375157B1819D995D272E466088E2_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesThreePointTwoFivePercentDueMarchTwentyTwentyFiveMember_92F2375157B1819D995D272E466088E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">3.25% senior notes due March 2025</link:label>
    <link:label id="lab_afl_SeniorNotesThreePointTwoFivePercentDueMarchTwentyTwentyFiveMember_92F2375157B1819D995D272E466088E2_label_en-US" xlink:label="lab_afl_SeniorNotesThreePointTwoFivePercentDueMarchTwentyTwentyFiveMember_92F2375157B1819D995D272E466088E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Three Point Two Five Percent Due March Twenty Twenty Five [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesThreePointTwoFivePercentDueMarchTwentyTwentyFiveMember_92F2375157B1819D995D272E466088E2_documentation_en-US" xlink:label="lab_afl_SeniorNotesThreePointTwoFivePercentDueMarchTwentyTwentyFiveMember_92F2375157B1819D995D272E466088E2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Three Point Two Five Percent Due March Twenty Twenty Five [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_SeniorNotesThreePointTwoFivePercentDueMarchTwentyTwentyFiveMember" xlink:label="loc_afl_SeniorNotesThreePointTwoFivePercentDueMarchTwentyTwentyFiveMember_92F2375157B1819D995D272E466088E2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesThreePointTwoFivePercentDueMarchTwentyTwentyFiveMember_92F2375157B1819D995D272E466088E2" xlink:to="lab_afl_SeniorNotesThreePointTwoFivePercentDueMarchTwentyTwentyFiveMember_92F2375157B1819D995D272E466088E2" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_C3AACD7721E64F57C479272E4660E22C_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_C3AACD7721E64F57C479272E4660E22C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">6.90% senior notes due December 2039</link:label>
    <link:label id="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_C3AACD7721E64F57C479272E4660E22C_label_en-US" xlink:label="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_C3AACD7721E64F57C479272E4660E22C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Six Point Nine Zero Percent Due December Twenty Thirty Nine [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_C3AACD7721E64F57C479272E4660E22C_documentation_en-US" xlink:label="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_C3AACD7721E64F57C479272E4660E22C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Six Point Nine Zero Percent Due December Twenty Thirty Nine [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember" xlink:label="loc_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_C3AACD7721E64F57C479272E4660E22C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_C3AACD7721E64F57C479272E4660E22C" xlink:to="lab_afl_SeniorNotesSixPointNineZeroPercentDueDecemberTwentyThirtyNineMember_C3AACD7721E64F57C479272E4660E22C" xlink:type="arc" />
    <link:label id="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_3E88973EDB52659EDBE9272E46606459_terseLabel_en-US" xlink:label="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_3E88973EDB52659EDBE9272E46606459" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">6.45% senior notes due August 2040</link:label>
    <link:label id="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_3E88973EDB52659EDBE9272E46606459_label_en-US" xlink:label="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_3E88973EDB52659EDBE9272E46606459" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Notes Six Point Four Five Percent Due August Twenty Forty [Member]</link:label>
    <link:label id="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_3E88973EDB52659EDBE9272E46606459_documentation_en-US" xlink:label="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_3E88973EDB52659EDBE9272E46606459" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Notes Six Point Four Five Percent Due August Twenty Forty [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember" xlink:label="loc_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_3E88973EDB52659EDBE9272E46606459" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_3E88973EDB52659EDBE9272E46606459" xlink:to="lab_afl_SeniorNotesSixPointFourFivePercentDueAugustTwentyFortyMember_3E88973EDB52659EDBE9272E46606459" xlink:type="arc" />
    <link:label id="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_E1A9A3D2BA387BA04CBE272E46606F66_terseLabel_en-US" xlink:label="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_E1A9A3D2BA387BA04CBE272E46606F66" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">5.50% subordinated notes due September 2052</link:label>
    <link:label id="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_E1A9A3D2BA387BA04CBE272E46606F66_label_en-US" xlink:label="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_E1A9A3D2BA387BA04CBE272E46606F66" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated Notes Five Point Five Zero Percent Due September Twenty Fifty Two [Member]</link:label>
    <link:label id="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_E1A9A3D2BA387BA04CBE272E46606F66_documentation_en-US" xlink:label="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_E1A9A3D2BA387BA04CBE272E46606F66" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subordinated Notes Five Point Five Zero Percent Due September Twenty Fifty Two [Member] [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember" xlink:label="loc_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_E1A9A3D2BA387BA04CBE272E46606F66" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_E1A9A3D2BA387BA04CBE272E46606F66" xlink:to="lab_afl_SubordinatedNotesFivePointFiveZeroPercentDueSeptemberTwentyFiftyTwoMember_E1A9A3D2BA387BA04CBE272E46606F66" xlink:type="arc" />
    <link:label id="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_079BB66FFA7BA64B7502272E46608007_terseLabel_en-US" xlink:label="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_079BB66FFA7BA64B7502272E46608007" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.26% yen-denominated Uridashi notes due September 2016</link:label>
    <link:label id="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_079BB66FFA7BA64B7502272E46608007_label_en-US" xlink:label="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_079BB66FFA7BA64B7502272E46608007" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Yen Denominated Uridashi Notes Two Point Two Six Percent Due September Twenty Sixteen [Member]</link:label>
    <link:label id="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_079BB66FFA7BA64B7502272E46608007_documentation_en-US" xlink:label="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_079BB66FFA7BA64B7502272E46608007" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Yen Denominated Uridashi Notes Two Point Two Six Percent due September Twenty Sixteen [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember" xlink:label="loc_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_079BB66FFA7BA64B7502272E46608007" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_079BB66FFA7BA64B7502272E46608007" xlink:to="lab_afl_YenDenominatedUridashiNotesTwoPointTwoSixPercentDueSeptemberTwentySixteenMember_079BB66FFA7BA64B7502272E46608007" xlink:type="arc" />
    <link:label id="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_4E8653CE30546EDE6EE0272E46603928_terseLabel_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_4E8653CE30546EDE6EE0272E46603928" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">1.84% yen-denominated Samurai notes due July 2016</link:label>
    <link:label id="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_4E8653CE30546EDE6EE0272E46603928_label_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_4E8653CE30546EDE6EE0272E46603928" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Yen Denominated Samurai Notes One Point Eight Four Percent Due July Twenty Sixteen [Member]</link:label>
    <link:label id="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_4E8653CE30546EDE6EE0272E46603928_documentation_en-US" xlink:label="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_4E8653CE30546EDE6EE0272E46603928" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Yen Denominated Samurai Notes One Point Eight Four Percent due July Twenty Sixteen [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember" xlink:label="loc_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_4E8653CE30546EDE6EE0272E46603928" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_4E8653CE30546EDE6EE0272E46603928" xlink:to="lab_afl_YenDenominatedSamuraiNotesOnePointEightFourPercentDueJulyTwentySixteenMember_4E8653CE30546EDE6EE0272E46603928" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentLineItems_61EE959F5522B59839C6272E46609825_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_61EE959F5522B59839C6272E46609825" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument [Line Items]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentLineItems_61EE959F5522B59839C6272E46609825_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_61EE959F5522B59839C6272E46609825" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_61EE959F5522B59839C6272E46609825" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentLineItems_61EE959F5522B59839C6272E46609825" xlink:to="lab_us-gaap_DebtInstrumentLineItems_61EE959F5522B59839C6272E46609825" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_75A8D6AAC6AC5837FE12272E4660AFFE_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_75A8D6AAC6AC5837FE12272E4660AFFE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt instrument, interest rate</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_75A8D6AAC6AC5837FE12272E4660AFFE_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_75A8D6AAC6AC5837FE12272E4660AFFE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Interest Rate, Stated Percentage</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_75A8D6AAC6AC5837FE12272E4660AFFE" xlink:type="locator" />
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    <link:label id="lab_us-gaap_DebtInstrumentFaceAmount_281DA3373C0D212508C8272E46602F8C_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount_281DA3373C0D212508C8272E46602F8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Face Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_281DA3373C0D212508C8272E46602F8C" xlink:type="locator" />
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    <link:label id="lab_us-gaap_CreditFacilityAxis_244DFA33463BC1906B2A272E471F36E7_terseLabel_en-US" xlink:label="lab_us-gaap_CreditFacilityAxis_244DFA33463BC1906B2A272E471F36E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit Facility [Axis]</link:label>
    <link:label id="lab_us-gaap_CreditFacilityAxis_244DFA33463BC1906B2A272E471F36E7_label_en-US" xlink:label="lab_us-gaap_CreditFacilityAxis_244DFA33463BC1906B2A272E471F36E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Facility [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis_244DFA33463BC1906B2A272E471F36E7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditFacilityAxis_244DFA33463BC1906B2A272E471F36E7" xlink:to="lab_us-gaap_CreditFacilityAxis_244DFA33463BC1906B2A272E471F36E7" xlink:type="arc" />
    <link:label id="lab_us-gaap_CreditFacilityDomain_83F89671A1E751C57714272E472048BC_terseLabel_en-US" xlink:label="lab_us-gaap_CreditFacilityDomain_83F89671A1E751C57714272E472048BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit Facility [Domain]</link:label>
    <link:label id="lab_us-gaap_CreditFacilityDomain_83F89671A1E751C57714272E472048BC_label_en-US" xlink:label="lab_us-gaap_CreditFacilityDomain_83F89671A1E751C57714272E472048BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Facility [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_83F89671A1E751C57714272E472048BC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditFacilityDomain_83F89671A1E751C57714272E472048BC" xlink:to="lab_us-gaap_CreditFacilityDomain_83F89671A1E751C57714272E472048BC" xlink:type="arc" />
    <link:label id="lab_afl_OnehundredbillionyenlineofcreditMember_DD880BA1CF89228A5CF5272E47202790_terseLabel_en-US" xlink:label="lab_afl_OnehundredbillionyenlineofcreditMember_DD880BA1CF89228A5CF5272E47202790" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">100 billion yen line of credit</link:label>
    <link:label id="lab_afl_OnehundredbillionyenlineofcreditMember_DD880BA1CF89228A5CF5272E47202790_label_en-US" xlink:label="lab_afl_OnehundredbillionyenlineofcreditMember_DD880BA1CF89228A5CF5272E47202790" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">One hundred billion yen line of credit [Member]</link:label>
    <link:label id="lab_afl_OnehundredbillionyenlineofcreditMember_DD880BA1CF89228A5CF5272E47202790_documentation_en-US" xlink:label="lab_afl_OnehundredbillionyenlineofcreditMember_DD880BA1CF89228A5CF5272E47202790" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">One hundred billion yen line of credit [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_OnehundredbillionyenlineofcreditMember" xlink:label="loc_afl_OnehundredbillionyenlineofcreditMember_DD880BA1CF89228A5CF5272E47202790" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_OnehundredbillionyenlineofcreditMember_DD880BA1CF89228A5CF5272E47202790" xlink:to="lab_afl_OnehundredbillionyenlineofcreditMember_DD880BA1CF89228A5CF5272E47202790" xlink:type="arc" />
    <link:label id="lab_afl_OnehundredmilliondollarlineofcreditMember_63CFAA47A86C2E72DF77272E4720676E_terseLabel_en-US" xlink:label="lab_afl_OnehundredmilliondollarlineofcreditMember_63CFAA47A86C2E72DF77272E4720676E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">$100 million dollar line of credit</link:label>
    <link:label id="lab_afl_OnehundredmilliondollarlineofcreditMember_63CFAA47A86C2E72DF77272E4720676E_label_en-US" xlink:label="lab_afl_OnehundredmilliondollarlineofcreditMember_63CFAA47A86C2E72DF77272E4720676E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">One hundred million dollar line of credit [Member]</link:label>
    <link:label id="lab_afl_OnehundredmilliondollarlineofcreditMember_63CFAA47A86C2E72DF77272E4720676E_documentation_en-US" xlink:label="lab_afl_OnehundredmilliondollarlineofcreditMember_63CFAA47A86C2E72DF77272E4720676E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">One hundred million dollar line of credit [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_OnehundredmilliondollarlineofcreditMember" xlink:label="loc_afl_OnehundredmilliondollarlineofcreditMember_63CFAA47A86C2E72DF77272E4720676E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_OnehundredmilliondollarlineofcreditMember_63CFAA47A86C2E72DF77272E4720676E" xlink:to="lab_afl_OnehundredmilliondollarlineofcreditMember_63CFAA47A86C2E72DF77272E4720676E" xlink:type="arc" />
    <link:label id="lab_afl_FiftyfivebillionyenlineofcreditMember_8E4FE16C79167C5F1713272E47209606_terseLabel_en-US" xlink:label="lab_afl_FiftyfivebillionyenlineofcreditMember_8E4FE16C79167C5F1713272E47209606" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">55 billion yen line of credit</link:label>
    <link:label id="lab_afl_FiftyfivebillionyenlineofcreditMember_8E4FE16C79167C5F1713272E47209606_label_en-US" xlink:label="lab_afl_FiftyfivebillionyenlineofcreditMember_8E4FE16C79167C5F1713272E47209606" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fifty five billion yen line of credit [Member]</link:label>
    <link:label id="lab_afl_FiftyfivebillionyenlineofcreditMember_8E4FE16C79167C5F1713272E47209606_documentation_en-US" xlink:label="lab_afl_FiftyfivebillionyenlineofcreditMember_8E4FE16C79167C5F1713272E47209606" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fifty five billion yen line of credit [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_FiftyfivebillionyenlineofcreditMember" xlink:label="loc_afl_FiftyfivebillionyenlineofcreditMember_8E4FE16C79167C5F1713272E47209606" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_FiftyfivebillionyenlineofcreditMember_8E4FE16C79167C5F1713272E47209606" xlink:to="lab_afl_FiftyfivebillionyenlineofcreditMember_8E4FE16C79167C5F1713272E47209606" xlink:type="arc" />
    <link:label id="lab_afl_FiftymilliondollarlineofcreditMember_38D5755E145420EB11B4272E472005FF_terseLabel_en-US" xlink:label="lab_afl_FiftymilliondollarlineofcreditMember_38D5755E145420EB11B4272E472005FF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">$50 million dollar line of credit</link:label>
    <link:label id="lab_afl_FiftymilliondollarlineofcreditMember_38D5755E145420EB11B4272E472005FF_label_en-US" xlink:label="lab_afl_FiftymilliondollarlineofcreditMember_38D5755E145420EB11B4272E472005FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fifty million dollar line of credit [Member]</link:label>
    <link:label id="lab_afl_FiftymilliondollarlineofcreditMember_38D5755E145420EB11B4272E472005FF_documentation_en-US" xlink:label="lab_afl_FiftymilliondollarlineofcreditMember_38D5755E145420EB11B4272E472005FF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fifty million dollar line of credit [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_FiftymilliondollarlineofcreditMember" xlink:label="loc_afl_FiftymilliondollarlineofcreditMember_38D5755E145420EB11B4272E472005FF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_FiftymilliondollarlineofcreditMember_38D5755E145420EB11B4272E472005FF" xlink:to="lab_afl_FiftymilliondollarlineofcreditMember_38D5755E145420EB11B4272E472005FF" xlink:type="arc" />
    <link:label id="lab_us-gaap_LineOfCreditMember_720ABC8EC9763CEC655E272E4720FF19_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditMember_720ABC8EC9763CEC655E272E4720FF19" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Line of credit</link:label>
    <link:label id="lab_us-gaap_LineOfCreditMember_720ABC8EC9763CEC655E272E4720FF19_label_en-US" xlink:label="lab_us-gaap_LineOfCreditMember_720ABC8EC9763CEC655E272E4720FF19" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Line of Credit [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LineOfCreditMember" xlink:label="loc_us-gaap_LineOfCreditMember_720ABC8EC9763CEC655E272E4720FF19" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditMember_720ABC8EC9763CEC655E272E4720FF19" xlink:to="lab_us-gaap_LineOfCreditMember_720ABC8EC9763CEC655E272E4720FF19" xlink:type="arc" />
    <link:label id="lab_us-gaap_NotesPayableOtherPayablesMember_5FFD1111C5B36528BE9A272E47203DA7_terseLabel_en-US" xlink:label="lab_us-gaap_NotesPayableOtherPayablesMember_5FFD1111C5B36528BE9A272E47203DA7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Notes Payable</link:label>
    <link:label id="lab_us-gaap_NotesPayableOtherPayablesMember_5FFD1111C5B36528BE9A272E47203DA7_label_en-US" xlink:label="lab_us-gaap_NotesPayableOtherPayablesMember_5FFD1111C5B36528BE9A272E47203DA7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Notes Payable, Other Payables [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NotesPayableOtherPayablesMember" xlink:label="loc_us-gaap_NotesPayableOtherPayablesMember_5FFD1111C5B36528BE9A272E47203DA7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NotesPayableOtherPayablesMember_5FFD1111C5B36528BE9A272E47203DA7" xlink:to="lab_us-gaap_NotesPayableOtherPayablesMember_5FFD1111C5B36528BE9A272E47203DA7" xlink:type="arc" />
    <link:label id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_E34BCF32C6E4514C911D272E47201FA7_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_E34BCF32C6E4514C911D272E47201FA7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Line of credit facility, maximum borrowing capacity</link:label>
    <link:label id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_E34BCF32C6E4514C911D272E47201FA7_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_E34BCF32C6E4514C911D272E47201FA7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Line of Credit Facility, Maximum Borrowing Capacity</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_E34BCF32C6E4514C911D272E47201FA7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_E34BCF32C6E4514C911D272E47201FA7" xlink:to="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_E34BCF32C6E4514C911D272E47201FA7" xlink:type="arc" />
    <link:label id="lab_afl_Lineofcreditfacilityterm_8EC3F2CCA6527E2C7E7F272E4720AB20_terseLabel_en-US" xlink:label="lab_afl_Lineofcreditfacilityterm_8EC3F2CCA6527E2C7E7F272E4720AB20" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Line of credit facility term</link:label>
    <link:label id="lab_afl_Lineofcreditfacilityterm_8EC3F2CCA6527E2C7E7F272E4720AB20_label_en-US" xlink:label="lab_afl_Lineofcreditfacilityterm_8EC3F2CCA6527E2C7E7F272E4720AB20" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Line of credit facility term</link:label>
    <link:label id="lab_afl_Lineofcreditfacilityterm_8EC3F2CCA6527E2C7E7F272E4720AB20_documentation_en-US" xlink:label="lab_afl_Lineofcreditfacilityterm_8EC3F2CCA6527E2C7E7F272E4720AB20" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Line of credit facility term</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_Lineofcreditfacilityterm" xlink:label="loc_afl_Lineofcreditfacilityterm_8EC3F2CCA6527E2C7E7F272E4720AB20" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_Lineofcreditfacilityterm_8EC3F2CCA6527E2C7E7F272E4720AB20" xlink:to="lab_afl_Lineofcreditfacilityterm_8EC3F2CCA6527E2C7E7F272E4720AB20" xlink:type="arc" />
    <link:label id="lab_us-gaap_LineOfCreditFacilityInterestRateDescription_5579314C6A2DE70F5243272E4721F846_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityInterestRateDescription_5579314C6A2DE70F5243272E4721F846" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Line of credit facility, interest rate description</link:label>
    <link:label id="lab_us-gaap_LineOfCreditFacilityInterestRateDescription_5579314C6A2DE70F5243272E4721F846_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityInterestRateDescription_5579314C6A2DE70F5243272E4721F846" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Line of Credit Facility, Interest Rate Description</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LineOfCreditFacilityInterestRateDescription" xlink:label="loc_us-gaap_LineOfCreditFacilityInterestRateDescription_5579314C6A2DE70F5243272E4721F846" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityInterestRateDescription_5579314C6A2DE70F5243272E4721F846" xlink:to="lab_us-gaap_LineOfCreditFacilityInterestRateDescription_5579314C6A2DE70F5243272E4721F846" xlink:type="arc" />
    <link:label id="lab_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_851EF1588E11C032D0FE272E4721ED25_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_851EF1588E11C032D0FE272E4721ED25" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Line of credit facility, commitment fee percentage</link:label>
    <link:label id="lab_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_851EF1588E11C032D0FE272E4721ED25_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_851EF1588E11C032D0FE272E4721ED25" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Line of Credit Facility, Commitment Fee Percentage</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_LineOfCreditFacilityCommitmentFeePercentage" xlink:label="loc_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_851EF1588E11C032D0FE272E4721ED25" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_851EF1588E11C032D0FE272E4721ED25" xlink:to="lab_us-gaap_LineOfCreditFacilityCommitmentFeePercentage_851EF1588E11C032D0FE272E4721ED25" xlink:type="arc" />
    <link:label id="lab_us-gaap_LineOfCredit_D327E079A0BC42276793272E472153ED_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCredit_D327E079A0BC42276793272E472153ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Line of credit facility, amount outstanding</link:label>
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    <link:loc xlink:href="afl-20160630.xsd#afl_PostretirementMedicalBenefitsNumberOfYearsOfServiceForEligibility" xlink:label="loc_afl_PostretirementMedicalBenefitsNumberOfYearsOfServiceForEligibility_6BCCC5FE7D39A6B9C246272E458C6C5E" xlink:type="locator" />
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    <link:label id="lab_afl_PostretirementMedicalBenefitsQualifyingAgeAndServicePeriodCombined_567CF7AC45A90E7E27B5272E458C3F03_terseLabel_en-US" xlink:label="lab_afl_PostretirementMedicalBenefitsQualifyingAgeAndServicePeriodCombined_567CF7AC45A90E7E27B5272E458C3F03" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Health care plan, retirement age and years of service combined years for eligibility (rule of 80)</link:label>
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    <link:label id="lab_afl_Amountofyearslefttomeetruleofeightyforactiveemployeestobeeligibleforpostretirementmedicalbenefits_6065995A5A2DD982FC5B272E458C41D7_documentation_en-US" xlink:label="lab_afl_Amountofyearslefttomeetruleofeightyforactiveemployeestobeeligibleforpostretirementmedicalbenefits_6065995A5A2DD982FC5B272E458C41D7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of years active employees have left to meet the rule of 80 in order to be eligible for postretirement medical benefits.</link:label>
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    <link:label id="lab_afl_Amountofyearslefttomeetfifteenyearservicerequirementforactiveemployeesagefiftyfiveoroldertobeeligibleforpostretirementmedicalbenefits_18A503E63C3680A8575D272E458CECBA_terseLabel_en-US" xlink:label="lab_afl_Amountofyearslefttomeetfifteenyearservicerequirementforactiveemployeesagefiftyfiveoroldertobeeligibleforpostretirementmedicalbenefits_18A503E63C3680A8575D272E458CECBA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount of years left to meet 15 year service requirement for active employees age 55 or older to be eligible for postretirement medical benefits</link:label>
    <link:label id="lab_afl_Amountofyearslefttomeetfifteenyearservicerequirementforactiveemployeesagefiftyfiveoroldertobeeligibleforpostretirementmedicalbenefits_18A503E63C3680A8575D272E458CECBA_label_en-US" xlink:label="lab_afl_Amountofyearslefttomeetfifteenyearservicerequirementforactiveemployeesagefiftyfiveoroldertobeeligibleforpostretirementmedicalbenefits_18A503E63C3680A8575D272E458CECBA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amount of years left to meet fifteen year service requirement for active employees age fifty five or older to be eligible for postretirement medical benefits</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_afl_InvestmentsClassifiedByContractualMaturityDateLineItems_BD3305C2FB13C481B5AF272E45712AAA" xlink:to="lab_afl_InvestmentsClassifiedByContractualMaturityDateLineItems_BD3305C2FB13C481B5AF272E45712AAA" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_8CD3FB5B89074500D76F272E457256D9_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_8CD3FB5B89074500D76F272E457256D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available for sale:</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_8CD3FB5B89074500D76F272E457256D9_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_8CD3FB5B89074500D76F272E457256D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_8CD3FB5B89074500D76F272E457256D9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_8CD3FB5B89074500D76F272E457256D9" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_8CD3FB5B89074500D76F272E457256D9" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_F8FBE64E7DF2056488DE272E4572EB7E_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_F8FBE64E7DF2056488DE272E4572EB7E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in one year or less</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_F8FBE64E7DF2056488DE272E4572EB7E_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_F8FBE64E7DF2056488DE272E4572EB7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_F8FBE64E7DF2056488DE272E4572EB7E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_F8FBE64E7DF2056488DE272E4572EB7E" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_F8FBE64E7DF2056488DE272E4572EB7E" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_F556DC6F3F1801435D65272E4572B184_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_F556DC6F3F1801435D65272E4572B184" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after one year through five years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_F556DC6F3F1801435D65272E4572B184_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_F556DC6F3F1801435D65272E4572B184" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_F556DC6F3F1801435D65272E4572B184" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_F556DC6F3F1801435D65272E4572B184" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_F556DC6F3F1801435D65272E4572B184" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_749477E287F97B3518A9272E457293F3_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_749477E287F97B3518A9272E457293F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after five years through 10 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_749477E287F97B3518A9272E457293F3_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_749477E287F97B3518A9272E457293F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_749477E287F97B3518A9272E457293F3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_749477E287F97B3518A9272E457293F3" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_749477E287F97B3518A9272E457293F3" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_731F572B499BF37AB127272E45723687_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_731F572B499BF37AB127272E45723687" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_731F572B499BF37AB127272E45723687_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_731F572B499BF37AB127272E45723687" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_731F572B499BF37AB127272E45723687" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_731F572B499BF37AB127272E45723687" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_731F572B499BF37AB127272E45723687" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_D703EC3B77AD0044B113272E45721096_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_D703EC3B77AD0044B113272E45721096" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage- and asset-backed securities</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_D703EC3B77AD0044B113272E45721096_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_D703EC3B77AD0044B113272E45721096" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_D703EC3B77AD0044B113272E45721096" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_D703EC3B77AD0044B113272E45721096" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_D703EC3B77AD0044B113272E45721096" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_0654598DAEF6B8668C55272E4572F567_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_0654598DAEF6B8668C55272E4572F567" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fixed maturities available for sale, amortized cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_0654598DAEF6B8668C55272E4572F567" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_0654598DAEF6B8668C55272E4572F567" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_0654598DAEF6B8668C55272E4572F567" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_CC29F79C300204105B30272E45726FDC_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_CC29F79C300204105B30272E45726FDC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Held to maturity:</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_CC29F79C300204105B30272E45726FDC_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_CC29F79C300204105B30272E45726FDC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Net Carrying Amount [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_CC29F79C300204105B30272E45726FDC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_CC29F79C300204105B30272E45726FDC" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmountAbstract_CC29F79C300204105B30272E45726FDC" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_8FA51BB736DFEF397527272E45727B37_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_8FA51BB736DFEF397527272E45727B37" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in one year or less</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_8FA51BB736DFEF397527272E45727B37_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_8FA51BB736DFEF397527272E45727B37" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, within One Year, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_8FA51BB736DFEF397527272E45727B37" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_8FA51BB736DFEF397527272E45727B37" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount_8FA51BB736DFEF397527272E45727B37" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_BD2AF4B88F681BA1B108272E4572C399_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_BD2AF4B88F681BA1B108272E4572C399" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after one year through five years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_BD2AF4B88F681BA1B108272E4572C399_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_BD2AF4B88F681BA1B108272E4572C399" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_BD2AF4B88F681BA1B108272E4572C399" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_BD2AF4B88F681BA1B108272E4572C399" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount_BD2AF4B88F681BA1B108272E4572C399" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_4ABB8AA29F9C9B0F3A2A272E457266D4_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_4ABB8AA29F9C9B0F3A2A272E457266D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after five years through 10 years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_4ABB8AA29F9C9B0F3A2A272E457266D4_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_4ABB8AA29F9C9B0F3A2A272E457266D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after Five Through Ten Years, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_4ABB8AA29F9C9B0F3A2A272E457266D4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_4ABB8AA29F9C9B0F3A2A272E457266D4" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount_4ABB8AA29F9C9B0F3A2A272E457266D4" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_89516202B0D07A3DB959272E4572B64A_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_89516202B0D07A3DB959272E4572B64A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_89516202B0D07A3DB959272E4572B64A_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_89516202B0D07A3DB959272E4572B64A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after Ten Years, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_89516202B0D07A3DB959272E4572B64A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_89516202B0D07A3DB959272E4572B64A" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount_89516202B0D07A3DB959272E4572B64A" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_72DC18221D9A48F3F769272E45737542_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_72DC18221D9A48F3F769272E45737542" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage- and asset-backed securities</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_72DC18221D9A48F3F769272E45737542_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_72DC18221D9A48F3F769272E45737542" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, without Single Maturity Date, Net Carrying Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_72DC18221D9A48F3F769272E45737542" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_72DC18221D9A48F3F769272E45737542" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount_72DC18221D9A48F3F769272E45737542" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecurities_A0B36E69601341CC7873272E457355F2_totalLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecurities_A0B36E69601341CC7873272E457355F2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fixed maturities held to maturity, amortized cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="loc_us-gaap_HeldToMaturitySecurities_A0B36E69601341CC7873272E457355F2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecurities_A0B36E69601341CC7873272E457355F2" xlink:to="lab_us-gaap_HeldToMaturitySecurities_A0B36E69601341CC7873272E457355F2" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_645FD11B654CF1FB6360272E45739766_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_645FD11B654CF1FB6360272E45739766" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available for sale:</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_645FD11B654CF1FB6360272E45739766_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_645FD11B654CF1FB6360272E45739766" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_645FD11B654CF1FB6360272E45739766" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_645FD11B654CF1FB6360272E45739766" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_645FD11B654CF1FB6360272E45739766" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_C1A4E311BACDE5C0EF83272E45736610_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_C1A4E311BACDE5C0EF83272E45736610" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in one year or less</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_C1A4E311BACDE5C0EF83272E45736610_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_C1A4E311BACDE5C0EF83272E45736610" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_C1A4E311BACDE5C0EF83272E45736610" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_C1A4E311BACDE5C0EF83272E45736610" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_C1A4E311BACDE5C0EF83272E45736610" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_59A31FDF2D15C6380887272E4573816B_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_59A31FDF2D15C6380887272E4573816B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after one year through five years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_59A31FDF2D15C6380887272E4573816B_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_59A31FDF2D15C6380887272E4573816B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_59A31FDF2D15C6380887272E4573816B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_59A31FDF2D15C6380887272E4573816B" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_59A31FDF2D15C6380887272E4573816B" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5EEB8B5699AC154D8903272E4573BFBE_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5EEB8B5699AC154D8903272E4573BFBE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after five years through 10 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5EEB8B5699AC154D8903272E4573BFBE_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5EEB8B5699AC154D8903272E4573BFBE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5EEB8B5699AC154D8903272E4573BFBE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5EEB8B5699AC154D8903272E4573BFBE" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5EEB8B5699AC154D8903272E4573BFBE" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_1C7C5DFCD9A172A11861272E4573C59D_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_1C7C5DFCD9A172A11861272E4573C59D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_1C7C5DFCD9A172A11861272E4573C59D_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_1C7C5DFCD9A172A11861272E4573C59D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_1C7C5DFCD9A172A11861272E4573C59D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_1C7C5DFCD9A172A11861272E4573C59D" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_1C7C5DFCD9A172A11861272E4573C59D" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_E9565EE290AC4D89D45E272E45739510_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_E9565EE290AC4D89D45E272E45739510" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage- and asset-backed securities</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_E9565EE290AC4D89D45E272E45739510_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_E9565EE290AC4D89D45E272E45739510" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_E9565EE290AC4D89D45E272E45739510" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_E9565EE290AC4D89D45E272E45739510" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_E9565EE290AC4D89D45E272E45739510" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_ECAEC19E4F480CF5C455272E45733A53_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_ECAEC19E4F480CF5C455272E45733A53" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fixed maturities available for sale, fair value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_ECAEC19E4F480CF5C455272E45733A53" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_ECAEC19E4F480CF5C455272E45733A53" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_ECAEC19E4F480CF5C455272E45733A53" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_A2B7BB63748BE065C7A7272E45733248_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_A2B7BB63748BE065C7A7272E45733248" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Held to maturity:</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_A2B7BB63748BE065C7A7272E45733248_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_A2B7BB63748BE065C7A7272E45733248" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_A2B7BB63748BE065C7A7272E45733248" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_A2B7BB63748BE065C7A7272E45733248" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_A2B7BB63748BE065C7A7272E45733248" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_E49610DDDCD3C3FDF8F8272E4573DA1F_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_E49610DDDCD3C3FDF8F8272E4573DA1F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in one year or less</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_E49610DDDCD3C3FDF8F8272E4573DA1F_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_E49610DDDCD3C3FDF8F8272E4573DA1F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Next Twelve Months, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_E49610DDDCD3C3FDF8F8272E4573DA1F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_E49610DDDCD3C3FDF8F8272E4573DA1F" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_E49610DDDCD3C3FDF8F8272E4573DA1F" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_55B8CC3CF6FFCD586A74272E4579C816_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_55B8CC3CF6FFCD586A74272E4579C816" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after one year through five years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_55B8CC3CF6FFCD586A74272E4579C816_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_55B8CC3CF6FFCD586A74272E4579C816" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_55B8CC3CF6FFCD586A74272E4579C816" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_55B8CC3CF6FFCD586A74272E4579C816" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_55B8CC3CF6FFCD586A74272E4579C816" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_E47ED9C35B7A31CBC661272E4579F217_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_E47ED9C35B7A31CBC661272E4579F217" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after five years through 10 years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_E47ED9C35B7A31CBC661272E4579F217_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_E47ED9C35B7A31CBC661272E4579F217" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_E47ED9C35B7A31CBC661272E4579F217" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_E47ED9C35B7A31CBC661272E4579F217" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_E47ED9C35B7A31CBC661272E4579F217" xlink:type="arc" />
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_6B27032A5F1028DDA606272E45796E39_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_6B27032A5F1028DDA606272E45796E39" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_6B27032A5F1028DDA606272E45796E39_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_6B27032A5F1028DDA606272E45796E39" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held-to-maturity Securities, Debt Maturities, after Ten Years, Fair Value</link:label>
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    <link:label id="lab_us-gaap_IncreaseDecreaseInReceivables_850128690FBE2BCD78F55ACD81D24A56_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInReceivables_850128690FBE2BCD78F55ACD81D24A56" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Change in receivables and advance premiums</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInReceivables" xlink:label="loc_us-gaap_IncreaseDecreaseInReceivables_850128690FBE2BCD78F55ACD81D24A56" xlink:type="locator" />
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_42BA5F114790E087B1285ACD81D2A1C1" xlink:type="locator" />
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    <link:label id="lab_us-gaap_IncreaseDecreaseInInsuranceLiabilities_1A583A5A41110D5283035ACD81D29D25_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInInsuranceLiabilities_1A583A5A41110D5283035ACD81D29D25" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Insurance Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_IncreaseDecreaseInInsuranceLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInInsuranceLiabilities_1A583A5A41110D5283035ACD81D29D25" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInInsuranceLiabilities_1A583A5A41110D5283035ACD81D29D25" xlink:to="lab_us-gaap_IncreaseDecreaseInInsuranceLiabilities_1A583A5A41110D5283035ACD81D29D25" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_A8947EAFA5592A6DD0725ACD81D2E93B_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_A8947EAFA5592A6DD0725ACD81D2E93B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in income tax liabilities</link:label>
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    <link:label id="lab_us-gaap_GainLossOnInvestments_6D81B7F9191627C3702E5ACD81D26107_negatedLabel_en-US" xlink:label="lab_us-gaap_GainLossOnInvestments_6D81B7F9191627C3702E5ACD81D26107" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Realized investment (gains) losses</link:label>
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    <link:label id="lab_us-gaap_OtherNoncashIncomeExpense_E6F137195D75640887A35ACD81D2617B_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherNoncashIncomeExpense_E6F137195D75640887A35ACD81D2617B" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Other, net</link:label>
    <link:label id="lab_us-gaap_OtherNoncashIncomeExpense_E6F137195D75640887A35ACD81D2617B_label_en-US" xlink:label="lab_us-gaap_OtherNoncashIncomeExpense_E6F137195D75640887A35ACD81D2617B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Noncash Income (Expense)</link:label>
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    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_FE39986F97D3E90A9F635ACD81D222AB_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_FE39986F97D3E90A9F635ACD81D222AB" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided (used) by operating activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_FE39986F97D3E90A9F635ACD81D222AB_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_FE39986F97D3E90A9F635ACD81D222AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_FE39986F97D3E90A9F635ACD81D222AB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_FE39986F97D3E90A9F635ACD81D222AB" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_FE39986F97D3E90A9F635ACD81D222AB" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_83D5E1DD71D434FE0FDB5ACD81D2DD59_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_83D5E1DD71D434FE0FDB5ACD81D2DD59" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from investing activities:</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_83D5E1DD71D434FE0FDB5ACD81D2DD59_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_83D5E1DD71D434FE0FDB5ACD81D2DD59" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</link:label>
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    <link:label id="lab_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_F8F720B09CC3539755C85ACD81D2A0A7_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleMaturityAndCollectionsOfInvestmentsAbstract_F8F720B09CC3539755C85ACD81D2A0A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from investments sold or matured:</link:label>
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    <link:label id="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecuritiesAbstract_A39F940FA1B02A373E475ACD81D20EA2_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecuritiesAbstract_A39F940FA1B02A373E475ACD81D20EA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities available for sale:</link:label>
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    <link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity_0F8AFA1F034E8E7EC92C5ACD81D20E60_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity_0F8AFA1F034E8E7EC92C5ACD81D20E60" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities sold</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesEquity_0F8AFA1F034E8E7EC92C5ACD81D20E60" xlink:type="locator" />
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    <link:label id="lab_us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecuritiesAbstract_DBACA1D04B7B6719CF6A5ACD81D22770_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecuritiesAbstract_DBACA1D04B7B6719CF6A5ACD81D22770" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale and Maturity of Held-to-maturity Securities [Abstract]</link:label>
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    <link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_B18244CCE0F0D6BB971A5ACD81D27C8D_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_B18244CCE0F0D6BB971A5ACD81D27C8D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fixed maturities matured or called</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_B18244CCE0F0D6BB971A5ACD81D27C8D" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_B18244CCE0F0D6BB971A5ACD81D27C8D" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_29AF342C6ADC4FD224145ACD81D2EA84_terseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_29AF342C6ADC4FD224145ACD81D2EA84" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Costs of investments acquired:</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_29AF342C6ADC4FD224145ACD81D2EA84_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireInvestmentsAbstract_29AF342C6ADC4FD224145ACD81D2EA84" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Investments [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToAcquireInvestmentsAbstract" xlink:label="loc_us-gaap_PaymentsToAcquireInvestmentsAbstract_29AF342C6ADC4FD224145ACD81D2EA84" xlink:type="locator" />
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    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_837967D4B15301393AA65ACD81D280A6_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_837967D4B15301393AA65ACD81D280A6" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Available for sale fixed maturities acquired</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_837967D4B15301393AA65ACD81D280A6_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_837967D4B15301393AA65ACD81D280A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Available-for-sale Securities, Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_837967D4B15301393AA65ACD81D280A6" xlink:type="locator" />
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2016/elts/us-gaap-2016-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesEquity_F9F363B0140AB38223DE5ACD81D21920" xlink:type="locator" />
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    <link:label id="lab_afl_PaymentsForProceedsFromOtherInvestments_5BB319851E2D77C84F685ACD81D210C3_negatedTerseLabel_en-US" xlink:label="lab_afl_PaymentsForProceedsFromOtherInvestments_5BB319851E2D77C84F685ACD81D210C3" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other investments, net</link:label>
    <link:label id="lab_afl_PaymentsForProceedsFromOtherInvestments_5BB319851E2D77C84F685ACD81D210C3_label_en-US" xlink:label="lab_afl_PaymentsForProceedsFromOtherInvestments_5BB319851E2D77C84F685ACD81D210C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments For (Proceeds From) Other Investments</link:label>
    <link:label id="lab_afl_PaymentsForProceedsFromOtherInvestments_5BB319851E2D77C84F685ACD81D210C3_documentation_en-US" xlink:label="lab_afl_PaymentsForProceedsFromOtherInvestments_5BB319851E2D77C84F685ACD81D210C3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The net cash inflow (outflow) associated with the acquisition or disposal of other investments held by the entity for investment purposes not otherwise defined in the taxonomy.</link:label>
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    <link:label id="lab_us-gaap_PaymentsForProceedsFromHedgeInvestingActivities_FFA6D99D8C73A8F89A995ACD81D2ED25_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromHedgeInvestingActivities_FFA6D99D8C73A8F89A995ACD81D2ED25" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Settlement of derivatives, net</link:label>
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    <link:label id="lab_afl_IncreaseDecreaseInCollateralHeldForSecuritiesLendingAndDerivatives_B7279DA46E79AA46F7EF5ACD81D2F21A_negatedLabel_en-US" xlink:label="lab_afl_IncreaseDecreaseInCollateralHeldForSecuritiesLendingAndDerivatives_B7279DA46E79AA46F7EF5ACD81D2F21A" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Cash received (pledged or returned) as collateral, net</link:label>
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    <link:label id="lab_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationGainLossIncludedInOtherComprehensiveIncomeLoss_44BF0A0D1E8767FBD53B231D503B04EF_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationGainLossIncludedInOtherComprehensiveIncomeLoss_44BF0A0D1E8767FBD53B231D503B04EF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gains or losses included in other comprehensive income (loss)</link:label>
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    <link:label id="lab_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationIssues_BC12F7F35C4CB12CD55A231D503CC6FA_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationIssues_BC12F7F35C4CB12CD55A231D503CC6FA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Issuances</link:label>
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    <link:label id="lab_afl_FebruaryTwentySixteenProfitRepatriationMember_8504C2979E93537C88F6582EDE7CF0E0_documentation_en-US" xlink:label="lab_afl_FebruaryTwentySixteenProfitRepatriationMember_8504C2979E93537C88F6582EDE7CF0E0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">February Twenty Sixteen Profit Repatriation [Member]</link:label>
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    <link:label id="lab_afl_JulyTwentySixteenProfitRepatriationMember_971076B28A6DC63E74AE582EDE7C38AC_documentation_en-US" xlink:label="lab_afl_JulyTwentySixteenProfitRepatriationMember_971076B28A6DC63E74AE582EDE7C38AC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">July Twenty Sixteen Profit Repatriation [Member]</link:label>
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    <link:label id="lab_afl_FutureprofitrepatriationMember_736B97524B0019871C3F582EDE7CD362_terseLabel_en-US" xlink:label="lab_afl_FutureprofitrepatriationMember_736B97524B0019871C3F582EDE7CD362" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Future profit repatriation</link:label>
    <link:label id="lab_afl_FutureprofitrepatriationMember_736B97524B0019871C3F582EDE7CD362_label_en-US" xlink:label="lab_afl_FutureprofitrepatriationMember_736B97524B0019871C3F582EDE7CD362" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Future profit repatriation [Member]</link:label>
    <link:label id="lab_afl_FutureprofitrepatriationMember_736B97524B0019871C3F582EDE7CD362_documentation_en-US" xlink:label="lab_afl_FutureprofitrepatriationMember_736B97524B0019871C3F582EDE7CD362" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Future profit repatriation [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_FutureprofitrepatriationMember" xlink:label="loc_afl_FutureprofitrepatriationMember_736B97524B0019871C3F582EDE7CD362" xlink:type="locator" />
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    <link:label id="lab_afl_ForeignCurrencyForwardsAndOptionsMember_0D5FC77EC9F5C2C36B33582EDE7C182B_terseLabel_en-US" xlink:label="lab_afl_ForeignCurrencyForwardsAndOptionsMember_0D5FC77EC9F5C2C36B33582EDE7C182B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign currency forwards and options</link:label>
    <link:label id="lab_afl_ForeignCurrencyForwardsAndOptionsMember_0D5FC77EC9F5C2C36B33582EDE7C182B_label_en-US" xlink:label="lab_afl_ForeignCurrencyForwardsAndOptionsMember_0D5FC77EC9F5C2C36B33582EDE7C182B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign currency forwards and options [Member]</link:label>
    <link:label id="lab_afl_ForeignCurrencyForwardsAndOptionsMember_0D5FC77EC9F5C2C36B33582EDE7C182B_documentation_en-US" xlink:label="lab_afl_ForeignCurrencyForwardsAndOptionsMember_0D5FC77EC9F5C2C36B33582EDE7C182B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Foreign currency forwards and options [Member]</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_ForeignCurrencyForwardsAndOptionsMember" xlink:label="loc_afl_ForeignCurrencyForwardsAndOptionsMember_0D5FC77EC9F5C2C36B33582EDE7C182B" xlink:type="locator" />
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    <link:label id="lab_afl_Hedgingactivityweightedaverageperiodinyears_8C723C11A7270D064882582EDE7C4E8C_terseLabel_en-US" xlink:label="lab_afl_Hedgingactivityweightedaverageperiodinyears_8C723C11A7270D064882582EDE7C4E8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedging activity, weighted-average period (in years)</link:label>
    <link:label id="lab_afl_Hedgingactivityweightedaverageperiodinyears_8C723C11A7270D064882582EDE7C4E8C_label_en-US" xlink:label="lab_afl_Hedgingactivityweightedaverageperiodinyears_8C723C11A7270D064882582EDE7C4E8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedging activity, weighted-average period (in years)</link:label>
    <link:label id="lab_afl_Hedgingactivityweightedaverageperiodinyears_8C723C11A7270D064882582EDE7C4E8C_documentation_en-US" xlink:label="lab_afl_Hedgingactivityweightedaverageperiodinyears_8C723C11A7270D064882582EDE7C4E8C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Hedging activity, weighted-average period (in years)</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_Hedgingactivityweightedaverageperiodinyears" xlink:label="loc_afl_Hedgingactivityweightedaverageperiodinyears_8C723C11A7270D064882582EDE7C4E8C" xlink:type="locator" />
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    <link:label id="lab_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodBeforeTax_7A9BD38D221C4151FA53582EDE7C2BF4_terseLabel_en-US" xlink:label="lab_us-gaap_ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodBeforeTax_7A9BD38D221C4151FA53582EDE7C2BF4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax</link:label>
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    <link:label id="lab_afl_NumberOfCurrencies_35C703205A5A10406EE6582EDE7CACE3_terseLabel_en-US" xlink:label="lab_afl_NumberOfCurrencies_35C703205A5A10406EE6582EDE7CACE3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of currencies related to foreign currency swaps</link:label>
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    <link:label id="lab_afl_NumberOfCurrencies_35C703205A5A10406EE6582EDE7CACE3_documentation_en-US" xlink:label="lab_afl_NumberOfCurrencies_35C703205A5A10406EE6582EDE7CACE3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number of Currencies Related to Foreign Currency Swaps</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_NumberOfCurrencies" xlink:label="loc_afl_NumberOfCurrencies_35C703205A5A10406EE6582EDE7CACE3" xlink:type="locator" />
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    <link:label id="lab_afl_NumberOfCounterparties_C4262B791B28FE4D150C582EDE7C2930_terseLabel_en-US" xlink:label="lab_afl_NumberOfCounterparties_C4262B791B28FE4D150C582EDE7C2930" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of counterparties</link:label>
    <link:label id="lab_afl_NumberOfCounterparties_C4262B791B28FE4D150C582EDE7C2930_label_en-US" xlink:label="lab_afl_NumberOfCounterparties_C4262B791B28FE4D150C582EDE7C2930" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of counterparties</link:label>
    <link:label id="lab_afl_NumberOfCounterparties_C4262B791B28FE4D150C582EDE7C2930_documentation_en-US" xlink:label="lab_afl_NumberOfCounterparties_C4262B791B28FE4D150C582EDE7C2930" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Total number of counterparties to derivative contracts.</link:label>
    <link:loc xlink:href="afl-20160630.xsd#afl_NumberOfCounterparties" xlink:label="loc_afl_NumberOfCounterparties_C4262B791B28FE4D150C582EDE7C2930" xlink:type="locator" />
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    <link:label id="lab_afl_NumberOfCounterpartiesThatCompriseMajorityOfAggregateNotionalAmountOfSwaps_E79A939138F84127628E582EDE7C7636_terseLabel_en-US" xlink:label="lab_afl_NumberOfCounterpartiesThatCompriseMajorityOfAggregateNotionalAmountOfSwaps_E79A939138F84127628E582EDE7C7636" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of counterparties that comprise majority of aggregate notional amount of swaps</link:label>
    <link:label id="lab_afl_NumberOfCounterpartiesThatCompriseMajorityOfAggregateNotionalAmountOfSwaps_E79A939138F84127628E582EDE7C7636_label_en-US" xlink:label="lab_afl_NumberOfCounterpartiesThatCompriseMajorityOfAggregateNotionalAmountOfSwaps_E79A939138F84127628E582EDE7C7636" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of counterparties that comprise majority of aggregate notional amount of swaps</link:label>
    <link:label id="lab_afl_NumberOfCounterpartiesThatCompriseMajorityOfAggregateNotionalAmountOfSwaps_E79A939138F84127628E582EDE7C7636_documentation_en-US" xlink:label="lab_afl_NumberOfCounterpartiesThatCompriseMajorityOfAggregateNotionalAmountOfSwaps_E79A939138F84127628E582EDE7C7636" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number of counterparties that comprise majority of aggregate notional amount of swaps</link:label>
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    <link:label id="lab_afl_PercentageOfNotionalAmountOfSwapsFromCertainNumberOfCounterparties_5A96B4535D2960CFFBF1582EDE7C8357_terseLabel_en-US" xlink:label="lab_afl_PercentageOfNotionalAmountOfSwapsFromCertainNumberOfCounterparties_5A96B4535D2960CFFBF1582EDE7C8357" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of notional amount of swaps from certain number of counterparties</link:label>
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    <link:label id="lab_afl_PercentageOfNotionalAmountOfSwapsFromCertainNumberOfCounterparties_5A96B4535D2960CFFBF1582EDE7C8357_documentation_en-US" xlink:label="lab_afl_PercentageOfNotionalAmountOfSwapsFromCertainNumberOfCounterparties_5A96B4535D2960CFFBF1582EDE7C8357" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage of the notional amount of swaps from certain number of counterparties</link:label>
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    <link:label id="lab_us-gaap_CollateralAlreadyPostedAggregateFairValue_EC5B8E6A06BBD3398BF5582EDE7C5B17_terseLabel_en-US" xlink:label="lab_us-gaap_CollateralAlreadyPostedAggregateFairValue_EC5B8E6A06BBD3398BF5582EDE7C5B17" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateral Already Posted, Aggregate Fair Value</link:label>
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    <link:label id="lab_us-gaap_DerivativeNetLiabilityPositionAggregateFairValue_5AAA48D6D86C08DBA969582EDE7CF469_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeNetLiabilityPositionAggregateFairValue_5AAA48D6D86C08DBA969582EDE7CF469" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative, Net Liability Position, Aggregate Fair Value</link:label>
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    <link:label id="lab_us-gaap_DerivativeAssetFairValueOfCollateral_A3E54DDB76AF69D6D9C8582EDE7C0F3F_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueOfCollateral_A3E54DDB76AF69D6D9C8582EDE7C0F3F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateral obtained from third parties</link:label>
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