Consolidated Statements of Income and Retained Earnings - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Revenues
Discount revenue earned from purchased Card Member receivables and loans	$ 124	$ 133	$ 233	$ 270
Interest income from affiliates and other	62	101	141	192
Finance revenue	7	12	14	25
Total revenues	193	246	388	487
Expenses
Provisions for losses	34	48	74	109
Interest expense	100	134	200	259
Interest expense to affiliates	2	1	4	3
Other, net	(12)	(25)	(29)	(47)
Total expenses	124	158	249	324
Pretax income	69	88	139	163
Income tax provision (benefit)	20	(11)	22	(14)
Net income	49	99	117	177
Retained earnings at beginning of period	3,047	3,004	3,015	3,004
Dividends	(24)	(78)	(60)	(156)
Retained earnings at end of period	$ 3,072	$ 3,025	$ 3,072	$ 3,025