Consolidated Statements of Cash Flows (Unaudited) (USD $) In Millions	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Cash Flows from Operating Activities
Net income	$ 295	$ 269
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for losses	43	85
Amortization and other	3	23
Deferred taxes	(22)	100
Changes in operating assets and liabilities:
Due from affiliates, net	25	(43)
Other operating assets and liabilities	372	154
Net cash provided by operating activities	716	588
Cash Flows from Investing Activities
Net increase in cardmember receivables and loans	(343)	(2,975)
Maturities of investments		175
Net decrease (increase) in loans to affiliates	689	(1)
Net (increase) decrease in due from affiliates	(3,505)	209
Net cash used in investing activities	(3,159)	(2,592)
Cash Flows from Financing Activities
Net increase (decrease) in short-term debt to affiliates	127	1,100
Net increase in short-term debt	197	(90)
Issuance of long-term debt	7,322	2,396
Principal payments on long-term debt	(5,371)	(1,515)
Dividends paid	(764)	(187)
Net cash provided by financing activities	1,511	1,704
Effect of exchange rate changes on cash and cash equivalents	(4)	4
Net decrease in cash and cash equivalents	(936)	(296)
Cash and cash equivalents at beginning of period	988	304
Cash and cash equivalents at end of period	$ 52	$ 8