Consolidated Balance Sheets (USD $) In Millions	Sep. 30, 2011	Dec. 31, 2010
Assets
Cash and cash equivalents	$ 52	$ 988
Cardmember receivables, less reserves	12,595	12,261
Cardmember loans, less reserves	382	371
Loans to affiliates	10,185	10,987
Deferred charges and other assets	388	627
Due from affiliates	6,446	3,987
Total assets	30,048	29,221
Liabilities
Short-term debt	839	645
Short-term debt to affiliates	3,916	3,781
Long-term debt	20,953	18,983
Total debt	25,708	23,409
Due to affiliates	779	1,742
Accrued interest and other liabilities	467	507
Total liabilities	26,954	25,658
Shareholder's Equity
Common stock, $.10 par value, authorized 3 million shares; issued and outstanding 1.5 million shares	0	0
Additional paid-in-capital	162	162
Retained earnings	3,027	3,496
Accumulated other comprehensive income (loss), net of tax:
Foreign currency translation adjustments, net of tax	(94)	(95)
Net unrealized derivative losses, net of tax	(1)	0
Total accumulated other comprehensive income (loss)	(95)	(95)
Total shareholder's equity	3,094	3,563
Total liabilities and shareholder's equity	$ 30,048	$ 29,221