Consolidated Balance Sheets (Unaudited) (USD $) In Millions	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and cash equivalents	$ 79	$ 988
Cardmember receivables, less reserves: 2011, $106; 2010, $112	12,970	12,261
Cardmember loans, less reserves: 2011, $6; 2010, $9	367	371
Loans to affiliates	10,550	10,987
Deferred charges and other assets	644	627
Due from affiliates	4,934	3,987
Total assets	29,544	29,221
Liabilities
Short-term debt	761	645
Short-term debt to affiliates	3,986	3,781
Long-term debt	19,689	18,983
Total debt	24,436	23,409
Due to affiliates	913	1,742
Accrued interest and other liabilities	462	507
Total liabilities	25,811	25,658
Shareholder's Equity
Common stock, $.10 par value, authorized 3 million shares; issued and outstanding 1.5 million shares	0	0
Additional paid-in-capital	162	162
Retained earnings	3,515	3,496
Accumulated other comprehensive income (loss), net of tax:
Foreign currency translation adjustments, net of tax: 2011, $49; 2010, $49	56	(95)
Total accumulated other comprehensive income (loss)	56	(95)
Total shareholder's equity	3,733	3,563
Total liabilities and shareholder's equity	$ 29,544	$ 29,221