FWP 1 c46947_fwp.htm a46947 -- Converted by SEC Publisher, created by BCL Technologies Inc., for SEC Filing

   
Issuer Free Writing Prospectus Filed Pursuant to Rule 433
Registration Statement No. 333-134864
       
       
       
 
Final Terms and Conditions
 
 
Issuer:  
American Express Credit Corporation
 
Ratings:  
Aa3 / A+ / A+ (All Stable)
 
Amount:  
$1,000,000,000
 
Trade Date:  
February 21, 2007
 
Settlement Date:  
February 26, 2007
 
Maturity Date:  
February 24, 2012
 
Coupon Rate:  
1-Month Libor + 12 bps
 
Offering Price to Public:  
100.000%
 
Commissions:  
0.250%
 
Net Price:  
99.750 %
 
Net Proceeds:  
$997,500,000
 
First Payment Date:  
March 26, 2007
 
Interest Reset Dates:  
On the 26th of each month
 
Interest Payment Dates:  
On the 26th of each month
 
   
Short final coupon: February 24, 2012
 
Interest Determination Date:  
Two London Business Days prior to each Interest Reset Date
 
Day Count:  
Actual/360
 
Denominations:  
$1,000 X $1,000
 
Documentation:  
American Express Credit Corporation MTN Program
 
Joint Bookrunners:  
ABN Amro Incorporated
  
   
Credit Suisse Securities (USA) LLC
  
Co-Managers:  
Barclays Capital Inc.
 
   
BNP Paribas Securities Corp.
 
   
HSBC Securities (USA) Inc.
 
   
The Williams Capital Group, L.P.
 
CUSIP:  
0258M0CS6
 

The Issuer has filed a Registration Statement (including a prospectus) with the Securities and Exchange Commission for the Offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the Issuer has filed with the Securities and Exchange Commission for more complete information about the Issuer and this Offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, the Issuer, any underwriter or any dealer participating in the Offering will arrange to send you the prospectus if you request it by calling toll-free: 1-800-525-5450.