Consolidated Statements of Cash Flows - USD ($) $ in Millions		9 Months Ended
		Sep. 30, 2021	Sep. 30, 2020
Cash Flows from Operating Activities
Net income		$ 365	$ 130
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for credit losses		(9)	264
Amortization of underwriting expense		6	10
Deferred taxes		23	(31)
Changes in operating assets and liabilities:
Interest, taxes and other amounts due to/from affiliates		50	(11)
Other operating assets and liabilities		(294)	428
Net cash provided by operating activities		141	790
Cash Flows from Investing Activities
Net (increase) decrease in Card Member receivables and Card Member loans	[1]	(1,560)	9,081
Net decrease in loans to affiliates and other	[1]	1,690	48
Net increase in due to/from affiliates		479	1,854
Net cash provided by investing activities		609	10,983
Cash Flows from Financing Activities
Net decrease in short-term debt		0	(3,216)
Net increase in short-term debt to affiliates		569	2,344
Proceeds from long-term debt		20	0
Principal payments of long-term debt		(1,770)	(6,600)
Proceeds from long-term debt to affiliates		663	8,006
Principal payments of long-term debt to affiliates	[1]	(150)	(11,320)
Net cash used in financing activities		(668)	(10,786)
Effect of foreign currency exchange rates on cash and cash equivalents		1	(3)
Net increase in cash and cash equivalents		83	984
Cash and cash equivalents at beginning of period		601	149
Cash and cash equivalents at end of period		$ 684	$ 1,133

[1] During the nine months ended September 30, 2020, American Express Travel Related Services Company, Inc. (TRS) removed U.S. Consumer and Small Business Card Member receivables from the American Express Issuance Trust II (the Charge Trust) and substantially replaced them with U.S. Corporate Card Member receivables. To effect this change, on January 7, 2020, Credco sold $5.2 billion of U.S. Corporate Card Member receivables to TRS. Settlement of this transaction was undertaken through borrowings from American Express Company.