Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 684	$ 601
Loans to affiliates and other	9,151	10,890
Due from affiliates	2	6
Other assets	253	244
Total assets	24,149	24,308
Liabilities
Short-term debt to affiliates	9,138	8,569
Long-term debt	5,210	7,037
Long-term debt to affiliates	1,319	822
Total debt	15,667	16,428
Due to affiliates	4,847	4,344
Accrued interest and other liabilities	419	641
Total liabilities	20,933	21,413
Shareholder’s Equity
Common stock, $0.10 par value, authorized 3 million shares; issued and outstanding 1.5 million shares as of September 30, 2021 and December 31, 2020	0	0
Additional paid-in capital	161	161
Retained earnings	4,198	3,833
Accumulated other comprehensive income (loss)
Foreign currency translation adjustments, net of tax of: 2021, $26; 2020, $5	(1,143)	(1,099)
Total accumulated other comprehensive income (loss)	(1,143)	(1,099)
Total shareholder’s equity	3,216	2,895
Total liabilities and shareholder’s equity	24,149	24,308
Card Member Receivables
Assets
Card Member loans, less reserves for credit losses	13,608	12,087
Card Member Loans
Assets
Card Member loans, less reserves for credit losses	$ 451	$ 480