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Consolidated Statements of Income - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Revenues        
Discount revenue earned from purchased Card Member receivables and Card Member loans $ 70 $ 317 $ 135 $ 524
Interest income from affiliates and other 80 10 182 47
Finance revenue 16 22 33 44
Total revenues 166 349 350 615
Expenses        
Provisions for credit losses (24) 173 (38) 276
Interest expense 24 53 57 132
Interest expense to affiliates 4 12 6 65
Other, net 4 (3) 6 (14)
Total expenses 8 235 31 459
Pretax income 158 114 319 156
Income tax provision 22 32 43 52
Net income $ 136 $ 82 $ 276 $ 104