Consolidated Balance Sheets - USD ($) $ in Millions	Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 692	$ 601
Loans to affiliates and other	10,859	10,890
Due from affiliates	36	6
Other assets	244	244
Total assets	23,781	24,308
Liabilities
Short-term debt to affiliates	9,107	8,569
Long-term debt	6,982	7,037
Long-term debt to affiliates	849	822
Total debt	16,938	16,428
Due to affiliates	3,342	4,344
Accrued interest and other liabilities	475	641
Total liabilities	20,755	21,413
Shareholder’s Equity
Common stock, $0.10 par value, authorized 3 million shares; issued and outstanding 1.5 million shares as of March 31, 2021 and December 31, 2020	0	0
Additional paid-in capital	161	161
Retained earnings	3,973	3,833
Accumulated other comprehensive income (loss)
Foreign currency translation adjustments, net of tax of: 2021, $7; 2020, $5	(1,108)	(1,099)
Total accumulated other comprehensive income (loss)	(1,108)	(1,099)
Total shareholder’s equity	3,026	2,895
Total liabilities and shareholder’s equity	23,781	24,308
Card Member Receivables
Assets
Card Member loans, less reserves for credit losses	11,515	12,087
Card Member Loans
Assets
Card Member loans, less reserves for credit losses	$ 435	$ 480