Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Revenues
Discount revenue earned from purchased Card Member receivables and Card Member loans	$ 65	$ 207
Interest income from affiliates and other	102	37
Finance revenue	17	22
Total revenues	184	266
Expenses
Provisions for credit losses	(14)	103
Interest expense	33	79
Interest expense to affiliates	2	53
Other, net	2	(11)
Total expenses	23	224
Pretax income	161	42
Income tax provision	21	20
Net income	$ 140	$ 22