Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and cash equivalents	$ 2,280	$ 33
Card Member receivables, less reserves for credit losses	9,925	25,395
Card Member loans, less reserves for credit losses	481	687
Loans to affiliates and other	12,088	10,345
Due from affiliates	18	652
Other assets	298	245
Total assets	25,090	37,357
Liabilities
Short-term debt	0	3,216
Short-term debt to affiliates	8,622	6,225
Long-term debt	8,950	13,469
Long-term debt to affiliates	972	9,292
Total debt	18,544	32,202
Due to affiliates	3,473	2,133
Accrued interest and other liabilities	341	435
Total liabilities	22,358	34,770
Shareholder’s Equity
Common stock	0	0
Additional paid-in capital	161	161
Retained earnings	3,736	3,513
Accumulated other comprehensive loss
Foreign currency translation adjustments, net of tax	(1,165)	(1,087)
Total accumulated other comprehensive loss	(1,165)	(1,087)
Total shareholder’s equity	2,732	2,587
Total liabilities and shareholder’s equity	$ 25,090	$ 37,357