Consolidated Statements of Cash Flows - USD ($) $ in Millions		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
Cash Flows from Operating Activities
Net income		$ 22	$ 103
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for credit losses		103	63
Amortization of underwriting expense		4	6
Deferred taxes		(6)	(3)
Changes in operating assets and liabilities:
Interest, taxes and other amounts due to/from affiliates		(4)	18
Other operating assets and liabilities		108	153
Net cash provided by operating activities		227	340
Cash Flows from Investing Activities
Net decrease (increase) in Card Member receivables and Card Member loans	[1]	10,640	(1,396)
Net (increase) decrease in loans to affiliates and other	[1]	(4,364)	130
Net (increase) decrease in due to/from affiliates		(1,199)	358
Net cash provided by (used in) investing activities		5,077	(908)
Cash Flows from Financing Activities
Net decrease in short-term debt		(1,642)	(733)
Net increase in short-term debt to affiliates		2,021	453
Principal payments of long-term debt		(2,450)	(2,250)
Proceeds from long-term debt to affiliates		8,006	8,379
Principal payments of long-term debt to affiliates	[1]	(11,235)	(5,318)
Net cash (used in) provided by financing activities		(5,300)	531
Effect of foreign currency exchange rates on cash, cash equivalents and restricted cash		(10)	2
Net decrease in cash, cash equivalents and restricted cash		(6)	(35)
Cash, cash equivalents and restricted cash at beginning of period		149	195
Cash, cash equivalents and restricted cash at end of period		$ 143	$ 160

[1] During the quarter, TRS removed U.S Consumer and Small Business Card Member receivables from the American Express Issuance Trust II (the Charge Trust) and substantially replaced them with U.S Corporate Card Member receivables. To effect this change, on January 7, 2020, Credco sold $5.2 billion of U.S. Corporate Card Member receivables to TRS. Settlement of this transaction was undertaken through borrowings from American Express Company.