Consolidated Balance Sheets - USD ($) $ in Millions	Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and cash equivalents	$ 35	$ 33
Card Member receivables, less reserves for credit losses	9,337	25,395
Card Member loans, less reserves for credit losses	588	687
Loans to affiliates and other	13,959	10,345
Due from affiliates	2,095	652
Other assets	1,107	245
Total assets	27,121	37,357
Liabilities
Short-term debt	1,574	3,216
Short-term debt to affiliates	8,246	6,225
Long-term debt	11,074	13,469
Long-term debt to affiliates	981	9,292
Total debt	21,875	32,202
Due to affiliates	2,392	2,133
Accrued interest and other liabilities	263	435
Total liabilities	24,530	34,770
Shareholder’s Equity
Common stock	0	0
Additional paid-in capital	161	161
Retained earnings	3,654	3,513
Accumulated other comprehensive loss
Foreign currency translation adjustments, net of tax	(1,224)	(1,087)
Total accumulated other comprehensive loss	(1,224)	(1,087)
Total shareholder’s equity	2,591	2,587
Total liabilities and shareholder’s equity	$ 27,121	$ 37,357