Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Revenues
Discount revenue earned from purchased Card Member receivables and Card Member loans	$ 207	$ 303
Interest income from affiliates and other	37	110
Finance revenue	22	19
Total revenues	266	432
Expenses
Provisions for credit losses	103	63
Interest expense	79	169
Interest expense to affiliates	53	104
Other, net	(11)	(23)
Total expenses	224	313
Pretax income	42	119
Income tax provision	20	16
Net income	$ 22	$ 103