Significant Credit Concentrations (Tables)

12 Months Ended

Dec. 31, 2019

Concentration Risk Disclosure [Abstract]

Maximum Credit Exposure by Category

The following table details Credco’s maximum credit exposure of the on-balance sheet assets by category, as of December 31:

(Billions)	2019		2018
On-balance sheet:
Loans to affiliates and other	$	10	$	14
Institutions(a)	13		14
Individuals(b)	12		11
Financial Services(c)	1		1
Due from affiliates	1		—
Total on-balance sheet	$	37	$	40

(a)Primarily reflects Card Member receivables from other corporate institutions, which are governed by institutional credit risk management.

(b)Primarily reflects Card Member receivables and loans, which are governed by individual credit risk management.

(c)Represents banks, broker-dealers, insurance companies and savings and loan associations.

Card Member receivables and loans exposure

The following table details Credco’s Card Member receivables and loans exposure in the United States and outside the United States as of December 31:

(Billions)	2019		2018
United States	$	19	$	18
Outside the United States	7		7
Total	$	26	$	25