Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and cash equivalents	$ 33	$ 102
Card Member receivables, less reserves	24,787	24,429
Card Member loans, less reserves	634	636
Loans to affiliates and other	9,222	14,136
Due from affiliates	141	210
Other assets	320	529
Total assets	35,137	40,042
Liabilities
Short-term debt	33	826
Short-term debt to affiliates	6,203	5,899
Long-term debt	13,448	20,447
Long-term debt to affiliates	10,053	7,523
Total debt	29,737	34,695
Due to affiliates	2,645	2,869
Accrued interest and other liabilities	273	282
Total liabilities	32,655	37,846
Shareholder’s Equity
Common stock	0	0
Additional paid-in capital	161	161
Retained earnings	3,420	3,095
Accumulated other comprehensive loss
Foreign currency translation adjustments, net of tax	(1,099)	(1,060)
Total accumulated other comprehensive loss	(1,099)	(1,060)
Total shareholder’s equity	2,482	2,196
Total liabilities and shareholder’s equity	$ 35,137	$ 40,042