Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Revenues
Discount revenue earned from purchased Card Member receivables and Card Member loans	$ 303	$ 214
Interest income from affiliates and other	110	89
Finance revenue	19	15
Total revenues	432	318
Expenses
Provisions for losses	63	64
Interest expense	169	131
Interest expense to affiliates	104	29
Other, net	(23)	(14)
Total expenses	313	210
Pretax income	119	108
Income tax provision (benefit)	16	(21)
Net income	$ 103	$ 129