Reserves for Losses (Tables)

3 Months Ended

Mar. 31, 2019

Reserves For Losses Tables [Abstract]

Changes in the Card Member Receivable Reserve for Losses

The following table presents changes in the Card Member receivables reserve for losses for the three months endedMarch 31:

(Millions)		2019		2018
Balance, January 1		$	167	$	145
	Provisions		60		62
	Other credits(a)		9		28
	Net write-offs(b)		(61)		(56)
Balance, March 31		$	175	$	179

• Primarily reserve balances related to new groups of, and participation interests in, Card Member receivables purchased from affiliates, totaling $1.6 billion and $4.3 billion for the three months endedMarch 31, 2019and 2018, respectively.
• Net of recoveries of $31 million and $28 million for the three months endedMarch 31, 2019 and 2018, respectively.

Changes in the Card Member Loans Reserve for Losses

The following table presents changes in the Card Member loans reserve for losses for the three months endedMarch 31:

(Millions)		2019		2018
Balance, January 1		$	5	$	5
	Provisions		3		2
	Net write-offs(a)		(2)		(1)
Balance, March 31		$	6	$	6

Net of recoveries of $0.3 millionfor both the three months endedMarch 31, 2019 and 2018