Consolidated Statements of Cash Flows - USD ($) $ in Millions		9 Months Ended
		Sep. 30, 2017	Sep. 30, 2016
Cash Flows from Operating Activities
Net income		$ 188	$ 168
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for losses		176	105
Amortization of underwriting expenses		20	17
Deferred taxes		(65)	4
Changes in operating assets and liabilities:
Interest, taxes and other amounts due from/to affiliates		299	31
Other operating assets and liabilities		(490)	376
Net cash provided by operating activities		128	701
Cash Flows from Investing Activities
Net (increase) decrease in Card Member receivables and loans, including held for sale	[1]	(4,063)	1,379
Net decrease in loans to affiliates and other		1,058	3,485
Net (decrease) increase in due to/from affiliates		(685)	363
Net cash (used in) provided by investing activities		(3,690)	5,227
Cash Flows from Financing Activities
Net decrease in short-term debt		(2,656)	(1,491)
Net increase (decrease) in short-term debt to affiliates		2,701	(718)
Issuance of long-term debt		8,443	1,743
Principal payments on long-term debt		(4,900)	(4,961)
Net cash provided by (used in) financing activities		3,588	(5,427)
Effect of foreign currency exchange rates on cash and cash equivalents		104	11
Net increase in cash and cash equivalents		130	512
Cash and cash equivalents at beginning of period		1,211	173
Cash and cash equivalents at end of period		$ 1,341	$ 685

[1] Refer to Note 1 for additional information.