Consolidated Statements of Cash Flows - USD ($) $ in Millions		6 Months Ended
		Jun. 30, 2017	Jun. 30, 2016
Cash Flows from Operating Activities
Net income		$ 116	$ 108
Adjustments to reconcile net income to net cash provided by operating activities:
Provisions for losses		116	68
Amortization of underwriting expenses		13	11
Deferred taxes		(51)	4
Changes in operating assets and liabilities:
Interest, taxes and other amounts due from/to affiliates		256	23
Other operating assets and liabilities		12	315
Net cash provided by operating activities		462	529
Cash Flows from Investing Activities
Net (increase) decrease in Card Member receivables and loans, including held for sale	[1]	(3,529)	1,048
Net decrease in loans to affiliates and other		968	1,508
Net increase in due from/to affiliates		(756)	(1,313)
Net cash (used in) provided by investing activities		(3,317)	1,243
Cash Flows from Financing Activities
Net decrease in short-term debt		(1,995)	(1,989)
Net increase (decrease) in short-term debt to affiliates		380	(1,007)
Issuance of long-term debt		8,443	1,743
Principal payments on long-term debt		(3,900)	(460)
Net cash provided by (used in) financing activities		2,928	(1,713)
Effect of foreign currency exchange rates on cash and cash equivalents		29	2
Net increase in cash and cash equivalents		102	61
Cash and cash equivalents at beginning of period		1,211	173
Cash and cash equivalents at end of period		$ 1,313	$ 234

[1] Refer to Note 1 for additional information.