Consolidated Balance Sheets - USD ($) $ in Millions	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and cash equivalents	$ 1,211	$ 173
Card Member receivables held for sale	0	24
Card Member receivables, less reserves	18,108	17,493
Card Member loans, less reserves	471	431
Loans to affiliates and other	10,659	14,262
Due from affiliates	997	615
Other assets	490	287
Total assets	31,936	33,285
Liabilities
Short-term debt	2,993	2,120
Short-term debt to affiliates	4,559	5,439
Long-term debt	20,512	21,725
Total debt	28,064	29,284
Due to affiliates	1,517	1,727
Accrued interest and other liabilities	146	155
Total liabilities	29,727	31,166
Shareholder's Equity
Common stock, $0.10 par value, authorized 3 million shares; issued and outstanding 1.5 million shares	0	0
Additional paid-in-capital	161	161
Retained earnings	3,311	3,114
Accumulated other comprehensive loss:
Foreign currency translation adjustments, net of tax	(1,263)	(1,156)
Total shareholder's equity	2,209	2,119
Total liabilities and shareholder's equity	$ 31,936	$ 33,285