Geographic Regions

12 Months Ended

Dec. 31, 2016

Geographic Regions Disclosure [Abstract]

Geographic Regions

Note 13–Geographic Regions

Credco is principally engaged in the business of financing the Card Member receivables and loans of its affiliates. Management makes operating decisions and assesses performance based on an ongoing review of these financing activities, which constitute Credco’s only operating segment for financial reporting purposes.

The following table presents Credco’s revenues and pretax income in different geographic regions:

(Millions)			2016(a)		2015(a)		2014(a)
Revenues
	United States	$	440	$	442	$	524
	Outside the United States		278		313		405
Consolidated		$	718	$	755	$	929
Pretax income
	United States	$	16	$	111	$	165
	Outside the United States		196		141		153
Consolidated		$	212	$	252	$	318

The data in the above table is, in part, based upon internal allocations, which necessarily involve management’s judgment.