Consolidated Statements of Income - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Revenues
Discount revenue earned from purchased Card Member receivables and loans	$ 471	$ 479	$ 502
Interest income from affiliates and other	207	246	384
Finance revenue	40	30	43
Total revenues	718	755	929
Expenses
Provisions for losses	151	165	202
Interest expense	317	350	496
Interest expense to affiliates	24	10	6
Other, net	14	(22)	(93)
Total expenses	506	503	611
Pretax income	212	252	318
Income tax provision (benefit)	15	38	(35)
Net income	$ 197	$ 214	$ 353