Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2016	Dec. 31, 2015
Assets
Cash and cash equivalents	$ 234	$ 173
Card Member receivables held for sale	0	24
Card Member receivables, less reserves	16,306	17,493
Card Member loans, less reserves	424	431
Loans to affiliates and other	12,509	14,262
Due from affiliates	1,661	615
Other assets	550	287
Total assets	31,684	33,285
Liabilities
Short-term debt	131	2,120
Short-term debt to affiliates	4,437	5,439
Long-term debt	23,277	21,725
Total debt	27,845	29,284
Due to affiliates	1,454	1,727
Accrued interest and other liabilities	190	155
Total liabilities	29,489	31,166
Shareholder's Equity
Common stock, $.10 par value, authorized 3 million shares; issued and outstanding 1.5 million shares	0	0
Additional paid-in-capital	161	161
Retained earnings	3,222	3,114
Accumulated other comprehensive loss:
Foreign currency translation adjustments, net of tax	(1,188)	(1,156)
Total accumulated other comprehensive loss	(1,188)	(1,156)
Total shareholder's equity	2,195	2,119
Total liabilities and shareholder's equity	$ 31,684	$ 33,285