Other Liabilities (Tables)

12 Months Ended

Dec. 31, 2016

Table Text Block [Abstract]

Summary of other liabilities

The following is a summary of Other liabilities as of December 31:

(Millions)	2016		2015
Membership Rewards liability	$	7,060	$	6,721
Employee-related liabilities(a)		2,055		2,097
Card Member rebate and reward accruals(b)		1,382		2,238
Deferred card and other fees, net		1,411		1,343
Book overdraft balances		2,255		409
Other(c)		4,614		4,764
Total	$	18,777	$	17,572

• Employee-related liabilities include employee benefit plan obligations and incentive compensation.
• Card Member rebate and reward accruals include payments to third-party reward partners and cash-back rewards.
• Other includes accruals for general operating expenses, client incentives, merchant rebates, payments to third-party card-issuing partners, advertising and promotion, restructuring and reengineering reserves, QAH unfunded commitments and derivatives.

Carrying amount of deferred charge card and other fees

The carrying amount of deferred card and other fees, net of deferred direct acquisition costs and reserves for membership cancellations as of December 31, was as follows:

(Millions)		2016		2015
Deferred card and other fees(a)		$	1,767	$	1,652
Deferred direct acquisition costs			(204)		(173)
Reserves for membership cancellations			(152)		(136)
	Deferred card and other fees, net	$	1,411	$	1,343

Includes deferred fees for Membership Rewards program participants.